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2006/05/23 City Council Resolution (2)RESOLUTION NO. 2006-130 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF ROHNERT PARK APPROVING AN AFFORDABLE HOUSING AND LOAN AGREEMENT WITH VIDA NUEVA PARTNERS L.P. AND MAKING FINDINGS REQUIRED BY HEALTH AND SAFETY CODE §33433 WHEREAS, the Community Development Commission of the City of Rohnert Park (the "CDCRP ") wishes to enter into an Affordable Housing and Loan Agreement (the "Agreement ") with Vida Nueva Partners L.P (the "Developer ") for the disposition and development of real property located at 705 Rohnert Park Expressway (Assessor's Parcel Numbers 143 - 391 -53 and - 054) (the "Site ") for the development, maintenance and operation thereon of a twenty -four (24) unit permanent affordable housing rental complex, referred to as the Vida Nueva Affordable Housing Project (the "Vida Nueva Project "); and WHEREAS, Health and Safety Code Section 33433 requires that a sale or lease of agency -owned property which was acquired, in whole or in part, with tax increment moneys must first be approved by the Redevelopment Agency's Legislative Body (the City Council) by resolution after a public hearing; and WHEREAS, in addition to the sale of the Site to the Developer; the Agreement further provides for the Agency to loan to the Developer funds from the CDC's Low and Moderate Income Housing Fund, to assist Developer in paying for a portion of the costs to acquire the Site, certain pedevelopment costs and costs related to the development and construction of the Vida Nueva Project (the "Commission Assistance "); WHEREAS, the City of Rohnert Park City Council and the CDCRP held a joint public hearing on May 23, 2006 to consider the sale of the Site and the Summary Report made available by the CDCRP as required by Health and Safety Code Section 33433(A)(2); NOW THEREFORE BE IT RESOLVED, that the City Council of the City of Rohnert Park does hereby make the following findings and determinations, which findings and determinations are based on the information contained in the Section 33433 Summary Report prepared by the CDC: a) the sale of the Site to Vida Nueva Partners will assist in the elimination of blight and increase the supply of very low - income housing in the Project Area, and is consistent with the Implementation Plan adopted by the CDC pursuant to Health and Safety Code Section 33490; b) the consideration to be paid by the Developer for the Site is not less than the fair reuse value at the use and with the covenants and conditions and development costs authorized by the Agreement. BE YT FURTHER RESOLVED that the City Council of the City of Rohnert Park approves the Agreement between the CDC and the Developer, including without limitation the sale of the Site by the CDC to the Developer and the Commission Assistance, all as provided for under the Agreement, for the development of the Vida Nueva Project. DULY AND REGULARLY ADOPTED this 23rd day of May, 2006. CITY COUNCIL OF TBECI-Y"F ROHNERT PARK Mayor ATTEST: City Clerk ag �011NEIdT Pq k 1,1 F0 RNI�!'. BREEZE: AYE FLORES: AYE MACKENZIE: AYE VIDAK— MARTINEZ: AYE SMITH: AYE AYES: (5) NOES: (0) ABSENT: (0) ABSTAIN: (0) (2) SUMMARY REPORT PURSUANT TO SECTION 33433 OF THE CALIFORNIA COMMU ITY REDEVELOPMENT LAW ON THE AFFORDABLE HOUSING AND LOAN AGREEMENT BY THE COMMUNITY DEVELOPMENT COMMISSION BETWEEN OF THE CITY OF ROHNERT PARK AND VIDA NUEVA PARTNERS, L.P. I. INTRODUCTION The California Community Redevelopment Law (Health and Safety Code Section requires that if a redevelopment Commission wishes to sell or lease roe 33433) title and if that property was acquired in whole or in part with property tax increm P property to which it holds Commission must first secure approval of the proposed sale or lease agreement from funds, the legislative body after a public hearing. A co p p m its local summary report that describes and contains specific financing delementsloft agreement and a transaction shall be available for public inspection prior to the public hearing. The Cod Redevelopment Law requires that the following information be included in the summary repo t report. l . The cost of the agreement to the redevelopment Commission, including land acquisition costs, clearance costs, relocation costs, the costs of any improvements to be provided by the Commission, plus the expected interest on any loans or bond finance the agreement; s to 2. The estimated value of the interest to be conveyed or ]eased, determined at th highest and best use permitted under the redevelopment plan; e 3. The estimated value of the interest to be conveyed in accordance with the uses, covenants, and development costs required under the proposed agreement with the Commission, i.e., the reuse value of the site; 4. If low and moderate income housing funds have or are being used to fund the Proposed project, an explanation of how the sale or lease of the property will provide housing for very low -, low_, or moderate- income persons; and 5. The purchase price or sum of the lease payments that the lessor will be required make during the term of the lease. If the sale price or total rental amount its less than 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 1 the fair market value of the interest to be conveyed or leased, determined at the highest and best use consistent with the redevelopment plan, then the Commission shall provide as part of the summary an explanation ofthe reasons for the difference. 6. An explanation of why the sale or lease of the property will assist in the elimination of blight (applicable to non - affordable housing projects). This report outlines the salient parts of the Affordable Housing ing an La Agreement Commission nt (the of the Agreement) to be entered into by and between the community Development City of Rohnert Park, and Vida Nueva Partners, L.P. (the Developer) for the Vida Nueva Project. The Affordable Housing and Loan Agreement serves as being disposition d due to development fact tax agreement for the Vida Nueva Project. This report g p increment funds from the Community Development Commission of the City f Rohnert obligations under the Park (the Commission) will be used to fund the Commissions fin Agreement. Ui,der this Agreement, the Developer will develop the Vida Nueva Project (the Project), consisting of twenty four (24) rental units, a community building housing ti laundry The site area is management office, and activity and All but one of the twenty four (24) units will carry 55 -year approximately 81,600 square feet. affordability covenants restricting occupancy to households xt with inch omes at units or bolo 500% of area median income (AMI). Of these units, no fewer than si ( ) Units ") are to be rented to households in which at least one person is a member of a "Special Needs Population" as defined in 25 California Code of Regulations Section 7301(r).i The manager unit will not be income restricted if occupied by a resident manager. This report is based upon information in the proposed Agreement and is organized into the following six sections: 1, Summary of the Proposed Agreement This section includes a description of the property, the proposed development and the major responsibilities of t Commission and the Developer. 2. Cost of the Agreement to the Community Development Commission of the City of Rohnert Park - This section outlines the cost of the Agreement to the Commission for costs to be funded with Community Development Commission tax ' However, if despite its best efforts, the Developer is unable to locate a household with a member of the "Special Needs Population" after ortivpepUnit(s) toithe next Very Low Incot has been vacant for days, the developer may rent the applicable Supp Household on the waiting list. Keyser Marston Associates, Inc. 33433 Vida Nueva May 16, 2006 Page 2 - increment funds. It presents the terms of the property conveyance; and sets forth the net cost of the Agreement to the Commission. 3. Estimated Value of the Interest to be Conveyed - This section summarizes the value of the property to be sold to the Developer. 4. Consideration Received and Reasons Therefor - This section describes the value of the payments, if any, to be made by the Developer to the Commission. It also contains a comparison of the purchase price and the fair market value at the highest and best use consistent with the redevelopment plan for the interests conveyed. 5. Provision of Very Low -, Low -, or Moderate - Income Housing - This section demonstrates how the sale of the property will provide housing for very low -, low -, or moderate - income persons. 6. Conformance with Five -Year Implementation Plan - This section describes how the Agreement is in conformance with the Commission's Five -Year Implementation Plan for the City of Rohnert Park Redevelopment Project Area. H. SUMMARY OF THE PROPOSED AGREEMENT A. Description of the Property and the Proposed Project Property The development site is a 1.83 acre triangular shaped property located at 705 Rohnert Park Expressway in Rohnert Park, CA (APNs 143 - 391 -053, -054). The site is within the City of Rohnert Park Redevelopment Project Area. The site will be sold from the City to the Commission prior to the Agreement being executed. The site consists of vacant unimproved land, a portion of which is a former well site for the City of Rohnert Park. The development proposed for the site consists of 24 rental units to be developed by Vida Nueva Partners, L.P. Subject to the terms of the Agreement, the Commission will provide the Project with a loan (Commission Assistance) of up to $1,675,000 (including $810,000 for the value of the development site, and $865,000 for predevelopment, development, and construction). 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 3 Developer The Developer is Vida Nueva Partners, L.P., a limited partnership consisting of Burbank Housing Development Corporation (BHDC), the Community Housing Redevelopment Corporation of Santa Rosa (CHDCSR), and Burbank Housing Management Corporation (BHMC). Vida Nueva and its constituent entities are California nonprofit corporations with extensive experience developing affordable housing in the Bay Area. Project Description The Project subject to this Agreement is known as the Vida Nueva Project and will consist of twenty four (24) apartments, a community building with activity and counseling rooms, laundry facilities, and a management office. Four (4) of the units will be one - bedroom units, ten (10) will be two bedroom units, and ten (10) will be three bedroom units. Twenty three (23) of the units will be affordable units with incomes restricted to 50% of AMI or below. Of these, a minimum of sixteen (16) units will be Supportive Units restricted to occupancy by Special Needs ho Beholds (as defined in 25 California Code of Regulations Section 7301(r)). The manager unit will be a three bedroom unit and will not be income restricted if occupied by a resident manager. There will be an affordability covenant recorded against the entire property consistent with these income restrictions. B. Commission Responsibilities The Commission's responsibilities under the Agreement by and between the Commission and the Developer are as follows: The Commission will provide the Project with a loan (Commission Assistance) of up to $1,675,000 to be used as follows: • $810,000 for the purchase price of the property; 0 $493,405 for predevelopment expenses; and 0 $371,595 for construction costs. The Agreement allows for the cash portion of the loan ($865,000) to be reallocated between the uses upon written request by the Developer and written consent of the Commission, provided that the maximum amount of assistance does not exceed $1,675,000. The loan will be reduced by any amount by which pro forma development costs exceed actual 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 4 development costs. The reduction in the loan amount will occur via a Developer reimbursement payment to the Commission upon completion of the Project. The loan will have a term of 55 years from the date of first disbursement with an annual interest rate of I%. Payment of principal and accrued interest on the loan will be deferred until the end of the 55 -year term. The loan will be evidenced by a promissory note and will be secured by a deed of trust recorded on the property. As a condition to the loan, the Developer must enter into an Affordable Housing and Maintenance Covenant with the Commission to restrict the rents and occupancy of the Project for at least 55 years. The Commission's Assistance is conditioned upon the Developer securing MHP funds and the MHP funds requiring that at least 12 of the units be restricted at rents affordable to households earning no more than 30% of the Area Median Income (AMI), 6 units restricted to households earning no more than 40% of the AMI, and 5 units restricted to households earning no more than 50% of the AMI. The affordability restrictions of the MHP funds will have a 55 -year term. C. Developer Responsibilities The Developer is responsible for developing the Project in accordance with the terms of the Agreement, as follows: Fund all Project development costs including site preparation, planning, design, and construction. Begin construction no later than August 2007 and complete construction no later than June 2008. Obtain financing commitments for debt and equity financing including MHP funds, tax credit equity, HOME and other sources sufficient to fund the Project's development costs. Financing commitments are a condition precedent to provision of Commission Assistance for land acquisition and construction cost uses. Construction financing must close prior to or simultaneously with conveyance of the property. If the Developer is unable to secure sufficient financing, then the Agreement will terminate. Lease the units at rental rates that comply with both the Commission's affordability covenants and the deeper affordability requirements of the MHP funding. MHP requires the rental rates and occupancy of the units to be restricted for 55 -years as follows: 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 5 • At least 12 units affordable to households earning no more than 30% of AMI • 6 units affordable to households earning no more than 40% of AMI • 5 units affordable to households earning no more than 50% of AMI • 1 unrestricted manger unit ■ Secure all necessary permits, entitlements, and approvals for the Project including a General Plan amendment, rezoning of the property, and compliance with the requirements of the National Environmental Policy Act (NEPA) and the California Environmental Quality Act (CEQA). ■ Indemnify the Commission with regard to hazardous physical and environmental conditions, take all actions necessary to restore the site to an environmentally sound condition for uses contemplated by the Agreement, and prevent release of any hazardous materials into the environment. ■ Accomplish a required lot line adjustment and prepare a final parcel map to merge and reparcelize the site into a single parcel prior to closing. ■ Provide proof of insurance; maintain insurance coverage as specified in the Agreement. ■ Enter into an Affordable Housing and Maintenance Covenant which restrict rents and occupancy to affordability levels consistent with the description in Section I for 55- years. ■ Execute Agreements including the Memorandum of Agreement, the Covenant, the Note, the Deed of Trust, and other documents required per the Agreement. ■ Provide the Commission with conceptual drawings, design development drawings, construction drawings, and evidence of financing commitments, financial statements, and Developer's by -laws for review and approval by the Commission within the timeline set forth in the Agreement. ■ Construct all improvements to a high architectural quality with effective and aesthetical design and in accordance with the Uniform Building Code and City Municipal Code as specified in the Agreement. 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 6 ■ Comply with all applicable state, federal, and local laws including the Americans with Disabilities Act, the Unruh Civil Rights Act and agree not to discriminate in hiring or employment practices. ■ Indemnify the City and Commission with respect to any violations of the law arising out of the completion of Developer's obligations. ■ Pay all real estate taxes and assessments prior to delinquency. ■ Repay the Commission Assistance of $1,675,000 and all accrued interest at the end of the 55 -year term as required by the Agreement. In the event the Developer defaults on its obligations under the Agreement the Developer will not receive any further Commission Assistance for acquisition, predevelopment, development, or construction and any loan amounts then outstanding will, at the Commission's option, become immediately due and payable. Prior to transfer of the property to the Developer, the Commission Assistance will be unsecured, after transfer of the property the outstanding Assistance will be secured by a Deed of trust on the property. HI. COST OF THE AGREEMENT TO THE COMMISSION This section presents the total potential cost of the Agreement to the Commission. The net cost of the Project after consideration of the revenues that will accrue to redevelopment funds, if any, is .also evaluated. A. Estimated Cost to the Commission The total cost to the Commission is estimated at $2.58 million in nominal dollars, including $1.71 million to acquire the site and $865,000 of cash assistance to the Project (Commission Assistance for predevelopment and construction costs) 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 7 Estimated Total Commission Cost Project Site Acquisition Commission Assistance for Predevelopment and Construction Costs Est. Total Commission Cost Nominal NPV 5% $1,712,000 $1,630,000 $865,000 $837,000 $2,577,000 $2,467,000 In present value terms the total cost to the Commission is estimated at approximately $2.47 million. The cost of the land is approximately $1.63 million net present value (NPV). The Commission Assistance is assumed to be funded in 2006 and 2007 and total $837,000 in NPV terms. B. Revenues to the Commission Revenues to the Commission are estimated to total $2.89 million in nominal dollars, reflecting repayment of the $1,675,000 Commission Assistance loan and accrued interest (1% annual) at the end of the 55 -year term of the loan. Nominal NPV@ 5% Repayment of Commission Assistance $2,885,000 $197,000 The net present value of the $2,885,000 projected payment is approximately $197,000, reflecting a 5% discount rate. The Commission will not receive any property tax increment from the Vida Nueva Project as the Project will be exempt from taxes. C. Net Cost to the Commission The net cost to the Commission resulting from this transaction is the difference between the Commission's costs and revenues. As shown below, it is estimated that in nominal dollar terms, the transaction will result in net revenue to the Commission of $308,000. However, in terms of 2 Commission cost to acquire the site from the City of Rohnert Park. A $1.63 million purchase price was set based on the November 1, 2005 appraised value per the Ronald J. Crocker Appraisal. The purchase price is to be paid over three years with 5 % annual interest. Pursuant to the promissory note between the commission and the City, payment of the purchase price and accrued interest will be paid over 3 years with annual installments equal to 1/3 of the original principal balance and all accrued interest. 3 The Commission Assistance totals $1,675,000 but only $865,000 of the loan represents an additional cost to the Commission as $810,000 is a note for the purchase price of the site. Net Present Value calculation assumes that the pre - development and development cost disbursements are made by the Commission during 2006 and 2007. 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 8 net present value, the transaction results in a net cost to the Commission of approximately $2.27 million. Nominal NPV 5% Commission Costs $2,577,000 $2,467,000 (Less) Commission Revenues $2,885,000 $197,000 Total Net Commission Cost (Revenue) ($308,000) $2,270,000 IV. VALUE OF THE INTEREST TO BE CONVEYED Reuse Value The reuse value of the property is a direct function of the development economics of the specific Project required in the Agreement. The Project will consist of a total of twenty four (24) rental apartments. Under the affordability covenants to be recorded on behalf of the Commission, twenty three (23) of the units must be occupied by and rented at rates affordable to households earning no more than 50% of AMI. The Project may have one unrestricted manager's unit. The income and rent restrictions will extend for 55 years in accordance with Section 50052.5 of the California Health and Safety Code. Additionally the Project will need to comply with the 55 -year rent and income restrictions required by the MHP funding source. The MHP program has deeper affordability requirements than the Commission, requiring that at least 50% of the units be rented at rates affordable to households earning no more than 30% of AMI, 25% be rented at rates affordable to households earning no more than 40% of AMI, and 21 % of the units be rented at rates affordable to households earning no more than 50% of AMI. Keyser Marston Associates, Inc. (KMA) evaluated the development economics of this Project. KMA's analysis indicated that because of the deep MHP affordability restrictions, the Project's economics support only $150,000 of debt. In order to finance the Project's estimated $6.4 million of development costs (excluding land), the Developer will be securing a number of subsidy sources, including $2.8 million of tax credit equity, $2.1 million of Proposition 46 bond funds (MHP funds) and $387,000 of funds from Sonoma County. In addition, the Developer will be deferring approximately $140,000 of the Developer fee, which will be funded over time to the extent that there is available net cash flow. By securing approximately $5.3 million of subsidy sources beyond the assistance from the Commission, the Developer is using all commercially reasonable outside subsidy and private 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 9 resources for the project's development. The Commission's Assistance will cover approximately 23% of the Project's entire development cost (including land). Given that the Project's rental income (with 23 affordable units) is estimated to support only approximately 2.4% of the Project's development costs (excluding land costs) and the consideration that the Developer will be securing all other reasonable subsidy sources for the Project, KMA found that: • the fair reuse value of the site is nominal; and • the Commission's Assistance is necessary for the Project's feasibility and meets the requirement of Section 33334.30), which states that agencies may not use Housing Fund monies to the extent that "other reasonable means of private or commercial financing" are available to the agency or the developer to produce ne housing units in the same quantity and at the same affordability levels as the proposed agency financing would allow. Estimated Value at Highest and Best Use In November 2005 the 81,600 square foot subject site was appraised for $1.63 million for market rate high - density residential use, which is the estimated fair market value of the site at its highest and best use. V. CONSIDERATION RECEIVED AND REASONS THEREFOR Under the terms of the Agreement, the Developer will purchase the property from the Commission .for the stated value of $810,000. Payment of the purchase price along with accrued interest at the rate of I % will be due at the end of a 55 -year term. The net present value of the land payment assuming a 5% discount rate is approximately $96,000. This amount is less than the estimated fair market value at highest and best use. The Project's economics are not strong enough to support a purchase price based on the value at the highest and best use, as discussed in Section IV of this report. This is due to the affordability restrictions to be placed on the property, which greatly reduce the income - generating capability and value of the Project. Consequently, the Commission will receive only $96,000 for the land, which is greater than the property's up- front nominal fair reuse value, but can be supported by the Project's projected cash flow after year 55 as the affordability covenants will be removed at that time. 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 10 VI. PROVISION OF VERY LOW -, LOW -, AND MODERATE - INCOME HOUSING This Project will provide twenty four (24) rental units, with twenty three (23) affordable units restricted by the Commission to households with incomes that are 50% of AMI or less, and one (1) manager unit that will not be income restricted. All 23 affordable units will carry 55 -year deed restrictions to maintain affordability. Redevelopment law defines a "low- income" unit as a unit affordable to households at or below 80% of AMI, and a "very low- income" unit as a unit affordable to households at or below 50% of AMI. Therefore, the Project will increase the supply of very low- income housing in the Project Area by 23 units. VII. CONFORMANCE WITH FIVE -YEAR IMPLEMENTATION PLAN Development of the subject Project as affordable housing is consistent with the goals and affordable housing requirements described in the Commission's Implementation Plan for Fiscal Years 2004 -05 through 2008 -09. The Project accomplishes a number of objectives, as follows: ■ The project adds 23 very low- income rental units to the City's supply of deed - restricted units; ■ By requiring a high architectural quality, the Project is consistent with the Implementation Plan goal of improving the visual image of the City; ■ By creating jobs in maintenance and operation of the rental units, the Project contributes to the Implementation Plan objective of improving employment opportunities; and ■ With 100 % of the units restricted to very low- income households, the Project is consistent with the Association of Bay Area Government's affordability targets for the City of Rohnert Park, which state that at least 31.5% of the City's total housing need is for very low- income units. The Project is specifically identified in the Implementation Plan as one of the affordable housing developments that will be used to fulfill the Commission's affordable housing production requirements. In reference to the Vida Nueva Project, the Implementation Plan provides: "Vida Nueva — Provided the site is developed, the CDC anticipates the development of 25 very low income units at this location." 33433 Vida Nueva May 16, 2006 Keyser Marston Associates, Inc. Page 11 m 910757v4 80078/0022 AFFORDABLE HOUSING AND LOAN AGREEMENT by and between the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic and BURBANK HOUSING DEVELOPMENT CORPORATION, a California nonprofit public benefit corporation Vida Nueva Affordable Housing Project TABLE OF CONTENTS Page 100. DEFINITIONS; REPRESENTATIONS AND WARRANTIES ....................... ..............................2 I I 101. Definitions .......................................................................................................... ..............................2 x 102. Representations and Warranties ......................................................................... ..............................3 11 302. 102.1 Commission Representations ................................................................ ..............................3 303. 102.2 Prevailing Wages .................................................................................. ..............................4 11 304. 102.3 Developer's Representations ................................................................ ............................... 5 103. Title Insurance ................................................................................................... ............................... 6 104. Review of Title ................................................................................................... ..............................6 105. Access to Site Prior to Closing ......................................................................... ............................... 6 106. Condition of the Site ......................................................................................... ............................... 6 106.1 Investigation of the Site ....................................................................... ............................... 6 106.2 No Further Warranties As To Site; Release of Commission ............... ............................... 7 107. Developer's Obligations with Respect to Hazardous Materials After Closing . ............................... 7 107.1 Duty to Prevent Hazardous Materials Contamination ......................... ......................:........ 7 305. 107.2 Environmental Inquiries ........................................................................ ..............................8 107.3 Environmental Indemnification ........................................................... ............................... 8 107.4 Materiality. ................................ ......................................................................................... 8 108. Lot Line Adjustment ......................................................................................... ............................... 8 200. COMMISSION DISPOSITION OF THE SITE TO DEVELOPER ................. ............................... 9 201.1 Purchase and Sale of the Site ................................................................ ..............................9 202. Escrow and Closing .......................................................................................... ............................... 9 202.1 Escrow ................................................................................................... ..............................9 202.2 Escrow Instructions ............................................................................... ..............................9 202.3 Conditions Precedent to Closing ........................................................... ..............................9 300. DEVELOPMENT_ ............................................................................................................ .......... I I 301. Scope of Development .................................................................................... ............................... x 301.1 Site Improvements .............................. . ... ......... ...... .... .................................................. I.... 11 302. Permits and Approvals ...................................................................................... .............................11 303. Schedule of Performance... ............................................. .............................................................. 11 304. Design Review ................................................................................................ ............................... 12 304.1 Basic Concept Drawings ...................................................................... .............................12 304.2 Design Development Drawings ........................................................... .............................12 304.3 • Construction Drawings and Related Documents ................................. .............................12 304.4 Revisions .............................................................................................. .............................13 304.5 Consultation and Coordination ............................................................ .............................13 304.6 Defects in Plans... .............................................................................................................. 13 304.7 Architecture and Design; Applicable Codes ...................................... ............................... 13 304.8 Cost of Construction ............................................................................ .............................14 305. Insurance Requirements .................................................................................... .............................14 305.1 Comprehensive or Commercial General Liability Insurance... ......................................... 14 305.2 Comprehensive Automobile Liability Insurance ............................... ............................... 14 305.3 Combined Single - Limit, Building's All -Risk Insurance ...................... .............................14 305.4 Worker's Compensation tnsurance ....................................................... .............................15 305.5 Certificate of Insurance ........................................................................ .............................15 306. Rights of Access ................................................................................................ .............................15 307. Compliance With Laws; Indemnity; Waiver .................................................... .............................15 308. Taxes and Assessments ..................................................................................... .............................16 309. Project Sign ........ ............................................. ....... ....... ....... .............................................. ............ 16 910757A 80078/0022 1 310. Liens and Stop Notices ..................... ............................... 311. - - -.16 Right of Commission to Satisfy Other Liens After Title Passes ....................... .............................16 312. Certificate of Completion .................................................................................. 313. .............................17 Mortgage, Deed of Trust, Sale Lease Financing and -Back ............................... .............................17 313.1 No Encumbrances Except Mortgages, Deeds of Trust, or Sale and Lease -Back for Development........................................................................................ ....................... ......17 313.2 Holder Not Obligated to Construct Improvements .............................. .............................17 313.3 Notice of Default to Mortgagee or Deed of Trust Holders; Right to Cure .......................17 313.4 Right of Commission to Cure Mortgage or Deed of Trust Default ..... .............................18 314. Records and Reporting Obligations .................................................................. .............................18 400. COVENANTS, RESTRICTIONS AND AGREEMENTS ............................... .............................18 401. Use Covenants .................................................................................................. 402. .............................18 Subordination of Covenant ............................................................................... ........:....................19 402.1 To MHP Affordability Restrictions ..................................................... .............................19 402.2 To Construction Financing ................................................................... .............................19 402.3 To Permanent Financing ...................................................................... .............................19 500. FINANCIAL PROVISIONS ............................................................................. 501. .............................19 Evidence of Financing and Loan Closings ........................................................ .............................19 502. Commission Assistance .................................................................................... .............. ...............20 502.1 ........................................................................................................... ............................... 20 502.2 Conditions Precedent to Predevelopment Commission Assistance ..... .............................21 502.3 Conditions Precedent to Purchase Assistance .................................... ............................... 21 502.4 Conditions Precedent to Development Commission Assistance .......... .............................22 502.5 Reimbursement of Surplus Funds ...................................................... 23 503, ............................... Developer's Financing 504. ...................................................................................... .............................24 Subordination of Deed of Trust ...................................................................... ............................... 504.1 MHP Financing 24 ...............................................................................:.... ......................... . ...24 504.2 To Construction Financing ................................................................... ............. ................24 504.3 To Permanent Financing ..................................... ............................... ...................24 600. DEFAULTS AND REMEDIES ........................................................................ 601. .............................25 Default ............................................................................................................... .............................25 601.1 General Remedies .............................................................................. ............................... 601.2 Specific Performance; Disbursement Cessation 25 .................................. .............................25 602. Institution of Legal Actions ............................................................................ 25 603. ............. .................. Termination 604. ....................................................................................................... .............................25 Acceptance of Service of Process 605. ................................................................... .........................:..... Rights and Remedies Are Cumulative 25 606. ............................................................ ............................... Inaction Not a Waiver of Default 25 ...................................................................... .............................26 700. GENERAL PROVISIONS ............................................................................... 701. .............................26 Notices, Demands and Communications Between the Parties ........................ ............................... 26 702. Term of Agreement; Enforced Delay; Extension of Times of Performance ... ............................... 27 703. Successors and Assigns ..................................................................................... 704. .............................27 Memorandum of Agreement 705. ............................................................................. .............................27 Relationship Between Commission and Developer, City and Developer 28 706. ....... ............................... Commission Approvals and Actions ................................................................. 707. .............................28 Counterparts 708. ...................................................................................................... .............................28 Integration 709. ....................................................................................................... ............................... Titles and Captions 28 710. ............................................................................................ .............................28 Interpretation 711. ................................................................................................... .................. ............. No Waiver 28 712. ......................................................................................................... .............................28 Modifications .................................................................................................. ............................... 28 910757v4 80078/0022 ii El 713. Severability ..................................................................................................... ...................... ......... 28 714. Computation of Time .............................................................-........................ ............................... 29 715. Legal Advice ..................................................................................................... .............................29 716. Time of Essence .............................................................................................. ............................... 29 717. Cooperation ......................................................................... ............................... .. .........................29 718. Conflicts of Interest ......................................................................................... ............................... 29 719. Time for Acceptance of Agreement by Commission ...................................... ............................... 29 720. Developer's Indemnity .......................................................... ............................... . 29 721. Non - liability of Officials and Employees of Commission and Developer ..... ....:.......................... 29 722. Assignment ....................................................................................:................ ............................... 30 722.1 By Commission .................................................................................. ............................... 30 722.2 By Developer ....................................................................................... .............................30 721 Applicable Law ..............:.................................................................................................. .............30 724. Authorization .................................................................................................. ................:.............. 30 725. Attorneys' Fees .................................................................................................. .............................30 726. City as Third Party Beneficiary ....................................._------..........-----........... ............................... 30 727. Discretionary Approvals ................................................................................. ............................... 30 Attachment No. 1 Attachment No. 2 Attachment No. 3 Attachment No. 4 Attachment No. 5 Attachment No. 6 Attachment No_ 7 Attachment No. 8 Attachment No. 9 Attachment No. 10 Attachment No. 11 Attachment No. 12 Attachment No. 13 Site Map Site Legal Description Schedule of Performance Joint Escrow Instructions Grant Deed Form of Certificate of Completion Affordable Housing and Maintenance Covenant Performance Deed of Trust Memorandum of Agreement Pronussory Note Deed of Trust Pre - Development Agreement Proforma 910757v4 80078/0022 iii AFFORDABLE HOUSING AND LOAN AGREEMENT THIS AFFORDABLE HOUSING AND LOAN AGREEMENT ( "Agreement ") is entered into by and between THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic ( "Commission "), and VIDA NUEVA PARTNERS, L.P., a California limited partnership ( "Developer "), dated as of this , day of , 2006, the date of execution of this Agreement by Commission indicated on the signature page hereof ( "Date of Agreement "). RECITALS The following recitals are a substantive part of this Agreement: A. The purpose of this Agreement is to effectuate the Redevelopment Plan for the Redevelopment Project by providing for the disposition of the Site by Commission to Developer for development, maintenance, and operation thereon of a Project including a twenty -four (24) unit permanent affordable housing rental complex as set forth in Section 401 hereof and in the Covenant (defined below). B. Commission desires to enter into this Agreement because, pursuant to the Community Redevelopment Law and the Redevelopment Plan, it will provide affordable housing in the community, help to eliminate blight in the Redevelopment Project area, increase the employment opportunities within the Redevelopment Project area, and assist in providing an environment for the social, psychological and economic growth and well -being of the citizens of the City. C. Commission is authorized and empowered under Community Redevelopment Law and the Redevelopment Plan to enter into agreements for the acquisition, disposition and development of real property and otherwise to assist in the redevelopment of real property within the Redevelopment Project area in conformity with the Redevelopment Plan; to acquire real and personal property in the Redevelopment Project area; to receive consideration for the provision by Commission of redevelopment assistance; to make and execute contracts and other instruments necessary or convenient to the exercise of its powers; and to incur indebtedness to finance or refinance the Redevelopment Project. D. Commission and Burbank Housing Development Corporation, a California nonprofit public benefit corporation ( "BHDC "), have entered into a Pre - Development Agreement dated December 19, 2002 (as modified by an Amendment dated August 26, 2003 and an Amendment No. 2 dated September 27, 2005) (collectively, "Pre- Development Agreement ") through which BHDC has received an advance of $266,667 for pre - development activities to date. Further disbursements of predevelopment monies shall be governed by this Agreement. The Pre - Development Agreement is attached hereto and incorporated herein as Attachment No. 12. E. The Community Housing Redevelopment Corporation of Santa Rosa ( "CHDSR "), BHDC, and the Committee on the Shelterless ( "COTS ") will execute a "Joint Development and Operating Agreement" that will assign financing, development, management and service responsibilities of the Project to each organization. Developer will contract with Burbank Housing Management Corporation ( "BHMC ") to provide property management services for the Project ( "Management Agreement ") F. Commission plans to enter into a separate professional services agreement with COTS or such other organization as acceptable to Commission in order to provide financial assistance for social services for members of a Special Needs Population ( "Professional Services Agreement "). G. Pursuant to section 33334.2 of the California Health and Safety Code, Commission has set aside twenty percent (20 %) of tax increment revenues allocated to it to improve and increase the supply of affordable housing in the City of Rolinert Park. Commission desires to use a portion of these monies to make a loan to Developer for acquisition of the Site and development of the Project. H. Commission and Developer desire to enter into this Agreement in order to set forth the terms and conditions relating to: (i)_the development and maintenance of the Project by Developer; (ii) the provision of Commission Assistance to Developer; and (iii) the provision of covenants to ensure the 910757x4 80078/0022 la Affordable Units on the Site shall remain affordable (at the levels set forth in the Covenant, or such other more restrictive terms as may apply) for the longest feasible time. I. The fulfillment of this Agreement is in the vital and best interests of the City and the health, safety and welfare of its residents and in accord with the provisions of applicable federal, state and local law. AGREEMENT NOW, THEREFORE, Commission and Developer hereby agree that the Recitals above are incorporated by reference and further agree as follows: 100. DEFINITIONS; REPRESENTATIONS AND WARRANTIES 101. Definitions. "Affiliate of Developer" means an entity or entities in which Developer retains more than fifty percent (50 %) in the aggregate, directly or indirectly, of the ownership or beneficial interest and retains full management and control of the transferee entity or entities, either directly or indirectly through another entity, subject only to certain major events requiring the consent or approval of the other owners of such entity. "Affordable Housing Fund" means the low and moderate income housing fund established by Commission pursuant to section 33334.3 of the Community Redevelopment Law. "Agreement" means this Affordable Housing and Loan Agreement between Commission and Developer. "Certificate of Completion" means the document which evidences Developer's satisfactory completion of construction and installation of the Improvements, as set forth in Section 312 hereof, in the form attached hereto as Attachment No. 6 and incorporated herein. "City" means the City of Rohnert Park, a California municipal corporation. "Commission " means the Community Development Commission of the City of Rohnert Park, a public body, corporate and politic, exercising governmental functions and powers and organized and existing under Chapter 2 of the Community Redevelopment Law of the State of California, and any assignee of or successor to its rights, powers and responsibilities. "Commission Assistance" means the funds lent to Developer for purposes of Site acquisition, and Project predevelopment and development. "Community Redevelopment Law" means the Community Redevelopment Law of the State of California (Health and Safety Code section 33000, et seq.). "Covenant" means the Affordable Housing and Maintenance Covenant to be recorded against the Site as provided in Section 401 in the form attached hereto as Attachment No. 7. "Date of Agreement" means the date first set forth above. "Governmental Requirements" means all laws, ordinances, statutes, codes, rules, regulations, orders and decrees, of the United States, the State of California, the County of Sonoma, the City, or any other political subdivision in which the Site is located, and of any other political subdivision, Commission or instrumentality exercising jurisdiction over Commission, Developer or the Site. "Grant Deed" means the Grant Deed for the conveyance of the Site from Commission to Developer in the form attached hereto as Attachment No. 5 and incorporated herein. "Hazardous Materials" means any substance, material, or waste which is or becomes regulated by any local governmental authority, the State of California, or the United States Government, including any material or substance which is: (i) defined as a "hazardous waste," "extremely hazardous waste," or "restricted hazardous waste" under sections 25117, 25115 or 25122.7, or listed pursuant to section 25140 of the California Health and Safety Code, Division 20, Chapter 6.5 ( "Hazardous Waste Control Law "); 910757A 80078/0022 .x (ii) defined as a "hazardous substance" under section 25316 of the California Health and Safety Code, Division 20, Chapter 6.8 (Carpenter- Presley- Tanner Hazardous Substance Account Act); (iii) defined as a "hazardous material," "hazardous substance," or "hazardous waste" under section 25501 of the California Health and Safety Code, Division 20, Chapter 6.95 (Hazardous Materials Release Response Plans and Inventory); (iv) defined as a "hazardous substance" under section 25281 of the California Health and Safety Code, Division 20, Chapter 6.7 (Underground Storage of Hazardous Substances); (v) petroleum; (vi) friable asbestos; (vii) polychlorinated biphenyls; (viii) listed under Article 9 or defined as "hazardous" or "extremely hazardous" pursuant to Article 11 of Title 22 of the California Administrative Code, Division 4, Chapter 20; (ix) designated as "toxic pollutants" pursuant to Section 311 of the Clean Water Act (33 U.S.C. § 1317); (x) defined as a "hazardous waste" pursuant to Section 1004 of the Resource Conservation and Recovery Act, 42 U.S.C. section 6901, et seq. (42 U.S.C. §6903); or (xi) defined as "hazardous substances" pursuant to Section 101 of the Comprehensive Environmental Response, Compensation, and Liability Act, 42 U.S -C. section 9601, et seq., as the foregoing statutes and regulations now exist or may hereafter be amended. "Loan Documents" means Section 500 of this Agreement, the Promissory Note, and the Deed of Trust (including the addendum thereto) only. "Low and Moderate Income Housing Fund" means Commission's low and moderate income housing fund, as established pursuant to Health and Safety Code section 33334.3. "Project" means the Site and the Improvements to be constructed by Developer as set forth herein. "Redevelopment Plan" means the Redevelopment Plan for the Redevelopment Project, adopted by Ordinance No. 479 of the City Council of the City on July 14, 1987, as amended, and incorporated herein by reference. "Redevelopment Project" means the Rohnert Park Community Development Project, adopted by the City pursuant to the Redevelopment Plan. "Schedule of Performance" means the Schedule of Performance attached hereto as Attachment No. 3 and incorporated herein, setting out the dates and/or time periods by which certain obligations set forth in this Agreement must be accomplished. The Schedule of Performance is subject to revision from time to time as mutually agreed upon in writing between Developer and Commission's Executive Director, and Commission's Executive Director is authorized to make such revisions as he or she deems reasonabl} necessary. "Site" means that certain real property as described in Attachment No. 2 which Commission intends to transfer to Developer and on which Developer will construct the Improvements. The Site is comprised approximately 1.87 acres on two contiguous vacant parcels (which are subject to a lot line adjustment as provided herein) and is located within the Redevelopment Project area at 705 Rohnert Park Expressway, Rohnert Park, CA as depicted on the Site Map, attached hereto as Attachment No. 1 and more particularly described in the Site Legal Description attached hereto as Attachment No. 2. "Site Legal Description" means the description of the Site attached hereto as Attachment No. 2 and incorporated herein. The Site is presently comprised of two parcels which, prior to Closing, shall be merged into one legal parcel as provided in this Agreement. "Site Map" means the map of the Site attached hereto as Attachment No. 1 and incorporated herein. "Very Low Income Person" or "Very Low Income Household" means a person or household whose gross income is 50% or less of area median income or such other standard as set from time to time pursuant to California Health and Safety Code section 50105, as amended, or any successor statute thereto. 102. Representations and Warranties. 102.1 Commission Representations. Cormnission represents and warrants to Developer as follows: 910757A 80078/0022 a. Authority. Commission is a public body, corporate and politic, existing pursuant to the California Community Redevelopment Law (California Health & Safety Code section 33000, et seq.), which has been authorized to transact business pursuant to action of the City. Commission has full right, power and lawful authority to perform its obligations hereunder and the execution, performance and delivery of this Agreement by Commission has been fully authorized by all requisite actions on the part of Commission. b. No Conflict. To the best of Commission's knowledge, Commission's execution, delivery and performance of its obligations under this Agreement will not constitute a default or a breach under any contract, agreement or order to which Commission is a party or by which it is bound. 102.2 Prevailing Wages. a. Developer acknowledges and agrees that the work of the Improvements (as defined in Section 301) will constitute construction, alteration, demolition, installation, or repair work done under contract and paid for in whole or in part out of public funds under California Labor Code Section 1720 et seq. ( "State Prevailing Wage Law "). Accordingly, unless Developer receives a ruling from the Department of Industrial Relations that State Prevailing Wage Law does not apply to the Improvements, Developer shall comply with the State Prevailing Wage Law, State Labor Code requirements pertaining to "public works," including the payment of prevailing wages in connection with development of the Project, and such prevailing wage policies as set forth in the Rohnert Park Municipal Code (collectively, "Prevailing Wage Policies "). Except to the extent Developer obtains a ruling to the contrary from the Department of Industrial Relations, Developer shall comply with Prevailing Wage Policies, shall require shall require the general contractor for the Project to comply with Prevailing Wage Policies, and, upon written request by Commission, submit certified copies of payroll records to Commission and to maintain and make records available to Commission and its designees for inspection and copying to ensure compliance with Prevailing Wage Policies. Developer shall also include in its general contractor agreement and in all. of its leases and other contracts a provision, in form acceptable to Commission, obligating the general contractor lessee, or others as applicable, to require their respective contractors and/or subcontractors to comply with Prevailing Wage Policies, and to submit, upon request by Commission, certified copies of payroll records to Commission and to maintain and make such payroll records available to Commission and its designees for inspection and copying during regular business hours at the Site or at another location within the City of Rohnert Park. b. Developer shall defend, indemnify and hold harmless Commission and City and its and their officers, officials, employees, volunteers, agents and representatives (collectively, "Indemnitees ") from and against any and all present and future liabilities, obligations, orders, claims, damages, fines, penalties and expenses (including attorneys' fees and costs) (collectively, "Claims "), arising out of or in any way connected with Developer's obligation to comply with all laws with respect to the work of Improvements or Prevailing Wage Policies, including all Claims that may be made by contractors, subcontractors or other third party claimants pursuant to Labor Code sections 1726 and 1781, as amended and added by Senate Bill 966. C. Developer hereby waives, releases and discharges forever the Indemnitees from any and all present and future Claims arising out of or in any way connected with Developer's obligation to comply with all laws with respect to the work of Improvements and Prevailing Wage Policies. Developer is aware of and familiar with the provisions of Section 1542 of the California Civil Code which provides as follows: "A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor." 910757v4 80078/0022 As such relates to this Section 102.2, Developer hereby waives and relinquishes all rights and benefits which it may have under Section 1542 of the California Civil Code. The obligations of Developer under this Section 102.2 shall survive the termination of this Agreement. as follows: 102.3 Developer's Representations. Developer represents and warrants to Commission a. Authority. i. Developer is a duly organized limited partnership organized within and in good standing under the laws of the State of California. The copies of the documents evidencing the organization of Developer that have been delivered to Commission are true and complete copies of the originals, as amended to the Date of Agreement. Developer has full right, power and lawful authority to undertake all obligations as provided herein and the execution, performance and delivery of this Agreement by Developer has been fully authorized by all requisite actions on the part of Developer. ii. Developer represents and warrants the following items. Vida Nueva Partners, L.P. is a duly organized limited partnership organized within and in good standing under the laws of the State of California. Vida Nueva Partners, L.P. consists of BHDC as the managing general partner with a five hundredth of a percent (.05 %) interest, CHDSR as the co- general partner with a five hundredth of a percent (.05 %) interest, and BHMC as the initial limited partner with a ninety -nine and nine- tenths of a percent (99.9 %) interest. BHDC, CIIDSR, and BHMC are each non -profit organizations pursuant to Internal Revenue Code Section 501(c)(3). True and complete copies of the originals of the documents evidencing the organization of Vida Nueva Partners, L.P. shall be delivered to Commission the date of this Agreement. Vida Nueva Partners, L.P. has full right, power and lawful authority to undertake all obligations as provided herein and the execution, performance and delivery of this Agreement by Vida Nueva Partner, L.P. has been fully authorized by all requisite actions on the part of Vida Nueva Partners, L.P. b. No Conflict. To the best of Developer's knowledge, Developer's execution, delivery and performance of its obligations under this Agreement will not constitute a default or a breach under any contract, agreement or order to which Developer is a party or by which it is bound. C. No Developer Bankruptcy. Developer is not the subject of a bankruptcy proceeding. d. No Litigation. There are no Claims, causes of action or other litigation or proceedings pending or threatened against Developer, or any affiliate thereof, that would affect Developer's ability to undertake and satisfy all of its obligations pursuant to this Agreement. e. Developer Sophistication. Developer's managing general partner is a sophisticated owner, builder, and developer of real property (including affordable housing), familiar and experienced with requirements for such development of real property, the Site, and the Project. Developer is familiar with the Site and has made, or will make prior to Closing such independent investigation as it deems necessary or appropriate concerning the Site, including the following: the size and dimensions of the Site, the availability and adequacy of water, sewage, fire protection, and any utilities serving the Site; any physical conditions of or affecting the Site, such as climate, geological (including slope stability), drainage, air, water or mineral conditions; the extent and conditions of title to the Site; the existence of flora and fauna on the Site or adjacent to the Site that may be entitled to protection or considered candidates for protection under local, state or federal law; governmental laws, statutes, rules, regulations, ordinances, limitations on title, restrictions or requirements concerning the use of the Site; and all other matters concerning the conditions, use or sale of the Site, including any existing permits, licenses, agreements, and liens, zoning reports, engineers' reports and studies and similar information relating to the Site. Until Closing, Developer shall, upon learning of any fact or condition which would cause any of the warranties and representations in this Section 102.3 not to be true, immediately give written notice of such fact or condition to Commission. Such exception(s) to a representation shall not be deemed a breach 910757A 80078/0022 of this Agreement by Developer, but shall constitute an exception that Commission shall have a right to approve or disapprove. If Commission elects to close Escrow following disclosure of such information, Developer's representations and warranties shall be deemed to have been made as of Closing, subject to such exception(s). If, following the disclosure of such information, Commission elects to not close Escrow, then this Agreement and Escrow shall automatically terminate, and neither party shall have any further rights, obligations or liabilities pursuant hereunder. The representations and warranties set forth in this section shall survive Closing. 103. Title Insurance. Concurrently with recordation of the Grant Deed conveying title to the Site, there shall be issued to Developer a CLTA owner's policy of title insurance ( "Title Policy "), together with such endorsements as are reasonably requested by Developer, issued by Title Company insuring that the title to the Site is vested in Developer in the condition required by Section 104 of this Agreement. Title Company shall provide Comrission with a copy of the Title Policy. The Title Policy shall be in the amount of Commission Assistance. The premium for the Title Policy plus any additional costs, including the cost of an ALTA policy, surveys, and any endorsements requested by Developer shall be borne by Developer. Commission may request an ALTA Lender's policy of Title Insurance together with such endorsements as Commission may reasonably require ( "Lender's Policy ") in conjunction with the Title Policy. Developer shall bear all costs associated with the Lender's Policy. 104. Review of Title. Developer has caused North American Title ( "Title Company "), to deliver to Developer and to Commission a standard preliminary title report (update no. 1) dated March 13, 2006 ( "Report") with respect to the title to the Site, together with legible copies of the documents underlying the exceptions ( "Exceptions ") set forth in the Report and hereby approves the Report and the Exceptions. Developer shall have the right to approve or disapprove any other material title exceptions reported by Title Company after Developer has approved the Report and the Exceptions (which are not created by Developer). 105. Access to Site Prior to Closing. Prior to Closing, Commission shall allow representatives of Developer to have access to the Site at all reasonable times for the purpose of obtain' ing data and making surveys and tests necessary to carry out this Agreement, including the investigation of the environmental condition of the Site. Commission may require Developer to execute a right of entry agreement(s) satisfactory to Comrnission's legal counsel prior to commencing such studies or work. Any preliminary work by Developer shall be undertaken only after securing all required insurance and any and all necessary permits from the appropriate governmental agencies. Developer shall indemnify, defend and hold the Indemnitees harmless from any and all present and future Claims arising from the acts or activities of Developer and its officers, agents, employees, independent contractors, invitees, licensees, affiliates, and subsidiaries as set forth in this Section 105. In addition, in the event that Developer causes any damage to any portion of the Site, Developer shall promptly restore the Site as nearly as possible to the physical condition existing immediately prior to Developer's entry onto the Site. 106. Condition of the Site. 106.1 Investigation of the Site. Commission has provided Developer with all information of which it has actual knowledge concerning the physical condition of the Site, including information about any Hazardous Materials. Developer has inspected the site and has satisfied itself as to the physical and environmental conditions thereof. Subject to the termination rights set forth in this Section 106. 1, Developer, at Developer's sole cost and expense, shall be responsible for all remediation work, together with Environmental Compliance as set forth in Section 202.31. Developer shall notify Commission in writing of any environmental condition of the Site requiring remediation. Upon such notification, Commission and Developer shall have the following options with respect to the Site: (1) either Commission or Developer may terminate this Agreement by providing the other with written notice of such termination; or (ii) within twenty (20) days of Developer's notice to Commission that remediation of the Site is required, Developer may elect to pay the costs of conducting the remedial work on the Site in accordance with all Governmental Requirements. In the event that remedial work is required and neither Commission nor Developer has elected to terminate this Agreement as provided in this Section 106. 1, then, within the time set forth in the Schedule of Performance, Developer shall obtain the issuance of closure letters without 910757A 80078/0022 any requirement of further remedial work from all governmental agencies which have asserted jurisdiction over the remediation of the Site and provide copies of such closure letters to Commission. The remedial work shall be performed in accordance with all applicable Governmental Requirements. 106.2 No Further Warranties As To Site; Release of Commission. a. Developer is purchasing the Site on the basis of Developer's own investigation of the physical and environmental conditions of the Site, including subsurface conditions, and except as specifically set forth in Section 106. 1, Developer assumes the risk that adverse physical and environmental conditions may not have been revealed by its own investigation. Notwithstanding any provision of this Agreement to the contrary, the Site shall be conveyed by Commission to Developer in its "AS -IS" condition, "WITH ALL FAULTS," with no warranty expressed or implied by Commission regarding the presence of Hazardous Materials or the condition of the soil, its geology, the presence of known or unknown seismic faults, title to the Site or the suitability of the Site for the development purposes intended hereunder. To the extent authorized by contract or law, Commission shall assign to Developer all warranties and guaranties with respect to the Site, if any, that Commission may receive from prior owners of the Site. b. Developer hereby waives, releases and discharges forever Commission and the City, and its and their employees, officers, volunteers, agents and representatives, from any and all present and future Claims arising out of or in any way connected with the condition of the Site, any Hazardous Materials on, under or about the Site, or the existence of Hazardous Materials contamination due to the generation of Hazardous Materials from the Site, however they came to be placed there, except those arising out of the active negligence or willful misconduct of Commission or City or its or their employees, officers, volunteers, agents or representatives. Developer is aware of and familiar with the provisions of section 1542 of the California Civil Code which provides as follows: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor." As such relates to this Section 106.2, Developer hereby waives and relinquishes all rights and benefits that it may have under section 1542 of the California Civil Code. The obligations of Developer under this Section 106.2 shall survive the termination of this Agreement. 107. Developer's Obligations with Respect to Hazardous Materials After Closing. After Closing, Developer shall, at its sole cost and expense, promptly take (i) all actions required by any federal, state or local governmental agency or political subdivision or any Governmental Requirements with respect to the Site pursuant to this Agreement; (ii) all actions necessary to prepare the soil for the development required hereunder; and (iii) all actions necessary to make full economic use of the Site pursuant to this Agreement for the purposes described in this Agreement, which actions, requirements or necessities arise from the presence upon, about or beneath the Site of any Hazardous Materials regardless of when such Hazardous Materials were introduced to the Site and regardless of who is responsible for introducing such Hazardous Materials to the Site. Developer shall take all actions necessary to promptly restore the Site to an environmentally sound condition for uses contemplated by this Agreement, notwithstanding any lesser standard of remediation allowable under applicable Governmental Requirements. The obligations under this Section 107 shall survive the issuance of the Certificate of Completion. 107.1 Duty to Prevent Hazardous Materials Contamination. After Closing, Developer shall take all reasonably necessary precautions to prevent the release of any Hazardous. Materials into the environment. Such precautions shall include compliance with all Governmental Requirements with respect to Hazardous Materials. In addition, Developer shall install and utilize such equipment and implement and adhere to such procedures as are consistent with Governmental Requirements in respect of the disclosure, storage, use, removal and disposal of Hazardous Materials. 910757v4 80078/0022 107.2 Environmental Inquiries. Both before and after Closing, Developer shall notify Commission, and provide to Commission a copy or copies, of the following environmental permits, disclosures, applications, entitlements or inquiries relating to the Site: notices of violation, notices to comply, citations, inquiries, clean -up or abatement orders, cease and desist orders, reports filed pursuant to self - reporting requirements and reports filed or applications made pursuant to any Governmental Requirements relating to Hazardous Materials or underground tanks, and Developer shall report to Commission, as soon as possible after each incident, any unusual, potentially important incidents, including the following: a. All required reports of releases of Hazardous Materials, including notices of any release of Hazardous Materials as required by any Governmental Requirements; b. All notices of suspension of any permits; C. All notices of violation from Federal, State or local environmental authorities; d. All orders under the State Hazardous Waste Control Law and the State Hazardous Substance Account Act and corresponding federal statutes, concerning investigation, compliance schedules, clean up, or other remedial actions; e. All orders under the Porter - Cologne Act, including corrective action orders, cease and desist orders, and clean -up and abatement orders; f. Any notices of violation from OSHA or Cal -OSHA concerning employees' exposure to Hazardous Materials; g. All complaints and other pleadings filed against Developer relating to Developer's storage, use, transportation, handling or disposal of Hazardous Materials on or about the Site. In the event of a release of any Hazardous Materials onto or from the Site, Developer shall, as soon as possible after the release, furnish to Commission a copy of any and all reports relating thereto and copies of all correspondence with governmental agencies relating to the release. Upon request of Commission, Developer shall furnish to Commission a copy or copies of any and all other environmental entitlements or inquiries relating to or affecting the Site including all permit applications, permits ,Pud ivo} rt'. including those reports and other matters which may be characterized as confidential. 107.3 Environmental Indemnification. From and after Closing, Developer shall indemnify, defend and hold the Indemnitees harmless from and against any claim, action, suit, proceeding, loss, cost, damage, liability, deficiency, fine, penalty, punitive damage, or expense (including attorneys' fees), resulting from, arismg out of, or based upon the release, use, generation, discharge, storage or disposal of any Hazardous Materials on, under, in or about, or the transportation of any such Hazardous Materials to or from, the Site in violation, or alleged violation, of any Governmental Requirements, no matter when occurred, except to the extent caused by City or Commission. This indemnity shall include any damage, liability, fine, penalty, parallel indemnity, cost or expense arising from or out of any claim, action, suit or proceeding for bodily injury (including sickness, disease or death), tangible or intangible property damage, compensation for lost wages, business income, profits or other economic loss, damage to the natural resource or the environment, nuisance, trespass, contamination, leak, spill, release or other adverse effect on the environment. 107.4 Materiality. The parties each acknowledge and agree that the defense, indemnification, protection and hold harmless obligations of the parties under this Section 107.4 are material elements of the consideration to the respective parties for the performance of their obligations under this Agreement, and that the parties would not have entered this Agreement unless such obligations were as provided for herein. 108. Lot Line Adjustment. Prior to Closing, Developer shall accomplish the lot line adjustment depicted on Exhibit I to the City's and Commission's satisfaction, and prepare or cause to be prepared, at 910757v4 80078/0022 R Developer's expense, a final parcel map(s) ( "Parcel Map(s) ") (collectively, "Lot Line Adjustment "). Developer acknowledges that City's approval is subject to City's sole discretion. 200. COMMISSION DISPOSITION OF THE SITE TO DEVELOPER 201.1 Purchase and Sale of the Site. Commission agrees to sell the Site and Developer agrees to purchase the Site for development upon the terms and conditions contained in this Agreement. The purchase price for the Site shall be Eight Hundred Ten Thousand dollars ($810,000) (the "Purchase Price "), which amount represents the fair market value thereof taking into account the restrictions and obligations imposed by the Covenant. Such Purchase Price shall be evidenced by the Note and secured by the Deed of Trust, as those terms are defined in Section 502. 202. Escrow and Closing. 202.1 Escrow. Escrow number 56201- 62242410 (the "Escrow ") has been opened with Escrow Agent for Closing. 202.2 Escrow Instructions. The parties will execute Joint Escrow Instructions in substantially the form attached hereto as Attachment No. 4 and incorporated by reference. The parties may execute supplemental escrow instructions as set forth therein. 202.3 Conditions Precedent to Closing. Commission's obligation to convey the Site is conditioned upon the satisfaction or waiver by Commission of each and all of the conditions precedent described below ( "Closing Conditions Precedent "), which are solely for the benefit of Commission, and which shall be fulfilled or waived by the time periods provided for herein: a. No Default. Subject to the expiration of any applicable cure period, Developer shall not (a) be in Default of any of its obligations under the terms of this Agreement, nor (b) be in default under any of the Loan Documents, and (c) all representations and warranties of Developer contained in each of this Agreement and the Loan Documents shall be true and correct. b. Execution of Documents. Developer shall have executed and acknowledged in recordable form the Memorandum of Agreement, the Covenant, the Note, the Deed of Trust and any other documents required hereunder and delivered such documents into Escrow. C. Insurance. Developer shall have provided proof of insurance to the extent as required by Section 305 of this Agreement. d. Financial Statements and Reports. With respect to the'rental of the Affordable Units, upon Commission's request Developer shall have delivered to Commission the financial statements and written annual statements required under Section 314 hereof, and Commission shall have approved the same. e. By -Laws. Developer shall have delivered to Commission, and Commission shall have approved, Developer's Partnership Agreement, together with all amendments thereto, as provided in the Grant Deed. L Title Policy. Title Company shall, upon payment of Title Company's regularly scheduled premium, be ready to issue the Title Policy upon recordation of the Grant Deed in accordance with Section 103 hereof. g. Lot Line Adjustment. Developer shall have accomplished the Lot Line Adjustment. 910757v4 80078/0022 h. General Plan Amendment and Rezoning. Developer shall have obtained a general plan amendment and obtained rezoning of the Property to permit high density residential uses necessary to the Project. i. Agreements. The Professional Services Agreement and other such agreements City or Commission may require in connection with the Project shall have been approved by the necessary authorities and fully executed. j. Predevelopmenf Commission Assistance. All the Predevelopment Conditions Precedent shall have been satisfied by Developer or waived by Commission. k. Purchase Assistance. All the Purchase Assistance Conditions Precednet shall have been satisfied by Developer or waived by Commission. 1. Environmental Compliance. The following provisions are referred to herein as "Environmental Compliance" and the applicable federal, state, and local laws, regulations, ordinances and other authority related thereto are referred to herein as "Environmental Laws." i. NEPA Compliance. Developer shall have complied with (a) all applicable requirements of the National Environmental Protection Act of 1969, 42 U.S.C. section 4321, et seq., NEPA guidelines, and implementing regulations (all as amended from time to time), (b) any necessary properly noticed public hearings shall have taken place, (c) all necessary documents have been approved or certified by responsible agencies, whether by resolution or as otherwise allowed; and (d) any applicable challenge statute of limitations has expired. Such compliance shall include full and final satisfaction of applicable requirements relating to the California Tiger Salamander ( "CTS ") of (a), the U.S. Fish and Wildlife Service, (b) the Federal Endangered Species Act, 16 U.S.C. section 1531, et seq. ( "FESA "), FESA guidelines, and implementing regulations (all as amended from time to time), together with securing a together with securing a final finding of no significant impact letter from appropriate authorities ( "FONSI ") and providing a copy thereof to Commission. ii. CEQA Compliance. Developer shall have complied with (a) all applicable requirements of the California Environmental Quality Act, California Public Resources Code sections 21000 et. seq. ( "CEQA "), CEQA guidelines, and implementing regulations (all as amended fionf time to time) including circulation of the FONSI in accordance with CEQA requirements in lieu of a negative declaration (b) any necessary properly noticed public. hearings shall have taken place, (c) the City Council and Planning Commission shall have adopted resolutions certifying the FONSI and any CEQA documents, and (d) applicable statutes of limitations have expired. Such compliance shall include full and final satisfaction of applicable requirements relating to the CTS of the California Fish and Game Commission, the California Endangered Species Act, Fish and Game Code section 2050, et seq. ( "CESA "), CESA guidelines, and implementing regulations (all as amended from time to time). In the event that CTS are found on the Site, the parties shall negotiate in good faith as to payment of costs for necessary mitigation measures. In the event the parties do not come to a mutually acceptable agreement, either party may terminate this Agreement upon fifteen (15) days written notice to the other party ( "CTS Termination Notice ") in accordance with the notice provisions set forth in Section 701, except that the terminating party shall also send a facsimile copy of the CTS Termination Notice as of the date of such notice, and Developer shall not incur an expenses, and Commission shall not be required to expend or distribute and Commission Assistance or other monies, related to this Agreement. If Commission so terminates this Agreement, Developer shall not be required to repay Commission Assistance expended as of the date of the CTS Termination Notice, but shall be required, and hereby agrees to (a) return to Commission any real or personal property, or any interests therein, provided to Developer by Commission or City in connection with this Agreement, and (b) upon Commission's request provide Commission with copies of any and all reports (whether or not final) and correspondence related to the Project, including the environmental and physical condition of the Site ( "Reports "), and assign to Commission Developer's interests in (but not obligations under) the Reports, the Basic Concept Drawings, the Design Development Drawings, and the Construction Drawings. 910757x480078/0022 10 iii. Federal Emergency Management Agency ( "FEMA ") Compliance. To the extent not addressed by or included in CEQA compliance as set forth above, Developer shall comply with all applicable local, county, state and federal (including FEMA) flood control and flood plain requirements, including but not limited to preservation of the hydrolic capacity of any creek or other permanent or temporary waterway on or near the Site and protection of real property adjacent of and near the Site (including and improvements or personal property thereon) as determined by Commission and City. IV. Indemnity. Developer shall defend, indemnify and hold harmless the Indemnitees from and against any and all present and future Claims arising out of or in any way connected with Environmental Compliance or Commission's termination of this Agreement for any reason, including those related to this Section 202.31. m. Agreement Public Review and Approval. A properly- noticed public hearing on this Agreement shall have taken place and the Commission and City Council shall have adopted resolutions approving this Agreement, subject to non - substantive modifications and amendments hereof. Commission is not, and shall not be considered to be, obligated by this Agreement, or otherwise, to approve this Agreement or any other agreement. n. 33433 Report Approval. Keyser Marston Associates, Inc. shall have prepared the report required under California Health and Safety Code section 33433 ( "33433 Report"), and a properly- noticed public hearing on the 33433 Report shall have taken place and the Commission and City Council shall have adopted resolutions approving the 33433 Report, subject to non - substantive modifications and amendments hereof. 300. DEVELOPMENT 301. Scope of Development. 301.1 Site Improvements. Developer shall develop the Project and construct and install the Improvements (as described in Section 401 and the Covenant) in accordance with the Scope of Development; the schematic drawings, plans and documents submitted to and approved by the Planning Commission of Rohnert Park ( "Planning Commission "), any conditions of approval required by the City, and those plans, drawings and documents (including but not limited to Basic Concept Drawings, Design Development Drawings or Construction Drawings) submitted by Developer to Commission as provided herein, and satisfaction of Environmental Compliance. All such work shall be performed by a licensed contractor(s). 302. Permits and Approvals. Before commencement of construction of the Improvements, other works of improvement, Developer shall, at its expense, secure or cause to be secured any and all land use and other entitlements, permits and approvals which may be required by the City (including all approvals required by the Planning Commission and Commission, and any other governmental agency affected by such construction or work. Commission staff will work cooperatively with Developer to assist in coordinating the expeditious processing and consideration of all necessary permits, entitlements and approvals. however, the execution of this Agreement does not constitute the granting of, or a commitment to obtain, any required land use permits, entitlements or approvals required by Commission or the City. Developer shall not be permitted to obtain a certificate of occupancy for the Project, or any portion thereof, prior to completion of all Improvements and execution of the Joint Development and Operating Agreement, Management Agreement and Professional Services Agreement. 303. Schedule of Performance. Developer shall commence and complete construction of the Improvements and satisfy all other obligations and conditions of this Agreement within the times established therefor in the Schedule of Performance, subject to the provisions of Section 702 hereof. Construction shall begin no later than August 30, 2007, and initial occupancy shall begin in September 30, 2008. Construction shall be deemed commenced when Developer has commenced excavating and grading of the Site. 910757v4 80078/0022 11 304. Design Review. 304.1 Basic Concept Drawings. Within the time set forth in the Schedule of Performance, Developer shall submit to Commission conceptual drawings for the Improvements, including materials, color board, elevations of all four sides of the Improvements, preliminary landscape plans (as shown on a site plan), a traffic and circulation plan as applicable or as may be required, and a rendered perspective of the buildings on the Site (collectively, the "Basic Concept Drawings "). 304.2 Design Development Drawings. After the approval of the Basic Concept Drawings by Commission, and within the time set forth in the Schedule of Performance, Developer shall submit to Commission, detailed drawings and specifications with respect to the Improvements (the "Design Development Drawings "), which must include, among other requirements of filing, the following: a. A fully dimensioned and detailed Site plan, which includes a landscape plan, with hardscape plans, sections and elevations, including lighting, equipment, furnishings and planting schedules. b. Floor plans. C. Roof plans. d. Elevations and project sections. e. Tabulation of areas /uses. L Elevations of major public spaces. g. Graphics and signage plans, together with schedules and samples or manufacturer's literature. h. Lighting schedules with samples or manufacturer's literature for exterior lighting and lighting on building exteriors. Lighting locations are to be shown on landscape pkaiis an_. elevations. 304.3 Construction Drawings and Related Documents. After Commission's approval of the Design Development Drawings and within the time set forth in the Schedule of Performance, Developer shall prepare and submit to Commission detailed construction plans with respect to the Improvements, including a grading plan, which shall have been prepared by a registered civil engineer (the "Construction Drawings "). I a. Commission Review and Approval. Commission shall have the right to review and approve or disapprove the Basic Concept Drawings in its sole and absolute discretion. Commission shall have the right to review and reasonably approve or disapprove the Design Development Drawings and Construction Drawings. In reviewing the Basic Concept Drawings, Design Development Drawings and Construction Drawings, Commission shall consider the recommendations of the Planning Corunussion of the City of Rohnert Park ( "Planning Commission ") and,the City Council of the City of Rohnert Park ( "City Council "). Developer acknowledges and agrees that Commission is entitled to approve or disapprove the Basic Concept Drawings, Design Development Drawings and Construction Drawings in order to satisfy Commission's obligation to promote the sound development and redevelopment of land within the Redevelopment Project, to promote a high level of design which will enhance the surrounding development, and to provide an environment for the social, economic and psychological growth and well -being of the citizens of the City. Developer shall not be entitled to any monetary damages or compensation as a result of Commission's disapproval of or failure to approve or disapprove the Basic Concept Drawings, Design Development Drawings or the Construction Drawings. Commission's right to review and approve the Basic 910757A 80078/0022 12 Concept Drawings, the Design Development Drawings and the Construction Drawings is in addition to Planning Commission review of schematic drawings and plans and nothing herein relieves Developer of its obligation to submit schematic drawings and plans to the Planning Commission in order to obtain the approvals required for the construction of the Improvements on the Site. 304.4 Revisions. If Developer desires to propose any material revisions to Commission approved Basic Concept Drawings, Design Development Drawings or Construction Drawings, it shall submit such proposed changes to Commission, and shall also proceed in accordance with any and all federal, state and local laws and regulations regarding such revisions, within the time frame set forth in the Schedule of Performance. If any material change in the basic concept of the development of the Site is proposed in the Basic Concept Drawings, Design Development Drawings or Construction Drawings from the basic concept set forth in the Basic Concept Drawings as originally approved by Commission, then Commission's approval of any revisions to the Basic Concept Drawings, Design Development Drawings or Construction Drawings may be conditioned upon the renegotiation of all terms and conditions of this Agreement, including the economic terms of the Agreement. If the Basic Concept Drawings, Design Development Drawings or Construction Drawings, as modified by the proposed change, generally and substantially conform to the requirements of this Section 304 and the Scope of Development, Commission's Executive Director shall review the proposed change and notify Developer in writing within fifteen (15) days after submission to Commission as to whether the proposed change is approved or disapproved. Commission's Executive Director is authorized to approve changes to Commission approved Basic Concept Drawings, Design Development Drawings and Construction Drawings provided such changes (a) do not significantly reduce the cost of the proposed development; (b) do not reduce the quality of materials to be used; and (c) do not reduce the imaginative and unique qualities of the Project design. Any and all change orders or revisions required by the City and its inspectors which are required under the Municipal Code and all other applicable Uniform Codes (e.g. Building, Plumbing, Fire, Electrical, etc.) and under other applicable laws and regulations shall be included by Developer in its Basic Concept Drawings, Design Development Drawings and Construction Drawings and completed during the construction of the Improvements. 304.5 Consultation and Coordination. During the preparation of the Basic Concept Drawings, Design Development Drawings and Construction Drawings, staff of Commission and Developer shall hold progress meetings on an as needed basis to coordinate the preparation, submission, and review of the Basic Concept Drawings, Design Development Drawings and Construction Drawings. The staff of Commission and Developer shall communicate and consult informally as frequently as is necessary to ensure that the formal submittal of any documents to Commission can receive timely and thorough consideration. 304.6 Defects in Plans. Commission shall not be responsible either to Developer or to any third parties in any way for any defects in the Basic Concept Drawings, the Design Development Drawings or the Construction Drawings, nor for any structural or other defects in any work done according to the approved Basic Concept Drawings, Design Development Drawings or Construction Drawings, nor for any delays caused by review and approval processes. Developer shall hold harmless, indemnify, pay for and defend Commission, the City and its and their officers, employees, volunteers, agents and representatives from and against any and all present and future Claims together with any damage to property or injury to or death of any persons, arising out of or in any way relating to defects in the Basic Concept Drawings, Design Development Drawings or the Construction Drawings, including the violation of any Governmental Requirements, or for defects in any work done according to the approved Basic Concept Drawings, Design Development Drawings and Construction Drawings. 304.7 Architecture and Design; Applicable Codes. The Improvements shall be of high architectural quality, shall be well landscaped and shall be effectively and aesthetically designed as set forth in the Agreement, and shall be constructed in accordance with the Uniform Building Code (with City modifications) and the City Municipal Code and any other applicable law, statute, rule, regulation, or ordinance. 910757v4 80078/0022 13 304.8 Cost of Construction. All the costs of Site preparation, planning, designing and constructing the Improvements and developing the Project shall be borne solely by Developer, except as otherwise expressly set forth herein. 305. Insurance Requirements. Developer shall take out and maintain or shall cause its contractor to take out and maintain throughout the term of this Agreement, insurance coverage as follows: 305.1 Comprehensive or Commercial General Liability Insurance. Comprehensive or Commercial General Liability Insurance, at least as broad as Insurance Services Office Commercial General Liability coverage (occurrence form CG 0001), in an amount of One Million Dollars ($1,000,000.00) per occurrence, or such other policy Iimit as Commission may approve at its discretion, including contractual liability, as shall protect Developer, City and Commission from claims for such damages. Such policy or policies shall be written on an occurrence form, and shall include a vandalism and malicious mischief endorsement and such other endorsements as Commission may reasonably require. If work involves explosive, underground or collapse risks, XCU must be included. If a general aggregate limit is used, either the general aggregate limit shall apply separately to this project or the general aggregate shall be twice the required occurrence limit. Said policy shall contain, or be endorsed with, the following provisions: a. The City, Commission, and their respective officers, agents, employees, volunteers, and representatives, are covered as additional insured, to the extent of Developer's negligence, for liability arising out of the operations performed by or on behalf of Developer. The coverage shall contain no special limitations on the scope of protection afforded to the City, Commission, and their respective officers, agents, employees, volunteers, and representatives. b. The policy shall not be canceled or materially reduced in coverage without thirty (30) days prior written notice (10 days for non - payment of premium) to Commission and the City by certified mail. C. The inclusion of more than one insured shall not operate to impair the rights of one insured against another insured, and the coverage afforded shall apply as though separate policies had been issued to each insured, but the inclusion of more than one insured shall not operate to increase the limits of the insurer's liability. d. For claims related to the Project, Developer's insurance is primary coverage to Commission and the City, and any insurance or self - insurance programs maintained by Commission or the City is excess to Developer's insurance and will not be called upon to contribute with it. e. Any failure to comply with reporting or other provisions of the parties, including breach of warranties, shall not affect coverage provided to the City, Commission, and their respective officers, agents, employees, volunteers, and representatives. 305.2 Comprehensive Automobile Liability Insurance. Developer shall also obtain and maintain throughout the term of this Agreement comprehensive automobile liability insurance with . coverage at least as broad as ISO Form numbers CA 0001 06 92, Code 1 (any auto), for vehicles used in the performance of this Agreement with minimum coverage of not less than One Million Dollars ($1,000,000.00) per accident combined single Iimit (CSL). Such policy shall contain or be endorsed with the provision that coverage shall not be canceled or materially reduced in coverage without thirty (30) days prior written notice (10 days for non - payment of premium) to Commission and the City by certified mail. 305.3 Combined Single- Limit, Building's All -Risk Insurance. After the date of this Agreement, but in all events prior to the start of construction, Developer shall also obtain and maintain until the expiration or other termination of this Agreement combined single limit, and builder's all -risk insurance in an amount not less than the full insurable value of the Improvements on a replacement cost basis together with vandalism and malicious mischief endorsement and such other endorsements as Commission may 910757v4 80078/0022 14 reasonably require, and shall furnish or cause to be furnished to Commission evidence satisfactory to Commission that Developer and any contractor with whom it has contracted for the performance of work contemplated under this Agreement, whether on or off the Site, the Public Improvements, or otherwise pursuant to this Agreement, carries workers' compensation insurance as required by law. 305.4 Worker's Compensation Insurance. Worker's Compensation insurance meeting statutory limits of applicable Labor Code provisions, which policy shall contain or be endorsed to contain a waiver of subrogation against the City, Commission, and their respective officers, agents, employees, volunteers, and representatives, and provide for thirty (30) days prior written notice to Commission and the City by certified mail in the event of cancellation. If Developer has no employees, Developer may sign and file the following certification in lieu of insurance: "1 am aware of the provisions of California. Labor Code Section 3700 which requires every employer to be insured against liability for workers' compensation or to undertake self-insurance in accordance with the provisions of that code, and 1 will comply with the provisions of that code before commencing with and during the performance of the work of this contract. " 305.5 Certificate of Insurance. Companies writing the insurance required hereunder shall be licensed to do business in the State of California. Insurance is to be placed with insurers with a current A.M. Best's rating of no less than A -. Developer shall furnish a notarized certificate of insurance countersigned by an authorized agent of the insurance carrier on a form reasonably approved by Commission setting forth the general provisions of the insurance coverage. This countersigned certificate shall name the City, Commission, and their respective officers, agents, employees, volunteers, and representatives as additionally insured parties under the policies required hereunder, and any certificates shall be accompanied by a duly executed endorsement evidencing such additional insured status. The certificate and endorsements by the insurance carrier shall contain a statement of obligation on the part of the carrier to notify City and Commission of any material change, cancellation or termination of the coverage at least thirty (30) days in advance of the effective date of any such material change, cancellation or termination (10 days for non- payment of premium). Coverage provided hereunder by Developer shall be primary insurance and shall not be contributing with any insurance, self - insurance or joint self - insurance maintained by Commission or Cii /. and the policy shall contain such an endorsement. The insurance policy or the endorsement shall contain w. waiver of subrogation for the benefit of the City and Commission. The required certificate shall be Pinuslled by Developer to Commission within the time provided in the Schedule of Performance. 306. Rights of Access. Prior to the issuance of a Certificate of Completion, for purposes of assuring compliance with this Agreement, representatives of Commission and the City shall have the right of access to the Site, without charges or fees, at normal construction hours during the period of construction for the purposes of this Agreement, including the inspection of the Project and the work of Improvements, so long as Commission, City or their representatives comply with all safety rules. Commission and City (or their representatives) shall, except in emergency situations, notify Developer prior to exercising their rights pursuant to this Section 306. Nothing herein shall.be deemed to limit the ability of the City to conduct code enforcement and other administrative inspections of the Site in accordance with applicable law. 307. Compliance With Laws; Indemnity; Waiver. a. Developer shall carry out the work of Improvements in conformity with all applicable laws, including all applicable state labor laws and standards (including prevailing wage requirements pursuant to Labor Code section 1720, et seq.) and corresponding federal laws and standards; all applicable Public Contracts Code requirements; the City zoning and development standards; building, plumbing, mechanical and electrical codes; all other provisions of the City of Rohnert Park Municipal Code; and all applicable disabled and handicapped access requirements, including the Americans With Disabilities Act, 42 U.S.C. section 12101, et seq., Government Code section 4450, et seq., Government Code section 11135, et seq., and the Unruh Civil Rights Act, Civil Code section 51, et seq. Developer, for itself and its successors and assigns, agrees that in the construction of the Improvements, Developer will not discriminate 910757A 80078/0022 15 against any employee or applicant for employment because of race, color, creed, religion, sex, marital status, ancestry or national origin. b. Developer shall defend, indemnify and hold harmless the Indemritees from and against any and all present and future Claims arising out of or in any way connected with Developer's obligation to comply with all laws with respect to the work of Improvements including all applicable federal and state labor laws and standards and Public Contracts Code requirements. C. Developer hereby waives, releases and discharges forever Commission and the City, and its and their employees, officers, volunteers, agents and representatives, from any and all present and future Claims arising out of or in any way connected with Developer's obligation to comply with all laws with respect to the work of Improvements including all applicable federal and state labor laws and standards and Public Contracts Code requirements. Developer is aware of and familiar with the provisions of section 1,542 of the California Civil Code which provides as follows: "A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor." As such relates to this Section 307, Developer hereby waives and relinquishes all rights and benefits that it may have under section 1542 of the California Civil Code. The obligations of Developer under this Section 307 shall survive the termination of this Agreement. 308. Taxes and Assessments. Following Closing and during its period of ownership of the Site, Developer shall pay prior to delinquency all ad valorem real estate taxes and assessments on the Site, subject to Developer's right to contest in good faith any such taxes. Developer shall remove or have removed any such levy or attachment, or assure the satisfaction thereof within thirty (30) days following the date of attachment or levy. 309. Project Sign. At Commission's sole discretion, Commission may require Developer to place and maintain on the Site, during construction, a sign indicating the respective roles of Dev¢1 «per arv! Commission in the Project. 310. Liens and Stop Notices. Developer shall not allow to be placed on the Site, or any City or Commission property, or any part thereof, any lien or stop notice. If a claim of a lien or stop notice is given or recorded affecting the Project, Developer shall within thirty (30) days of such recording or service: a. pay and discharge the same; or b. affect the release thereof by recording and delivering to Commission or City, as applicable, a surety bond in sufficient form and amount; or C. provide Commission or City, as applicable, with other assurance which such entity deems, in its sole discretion, to be satisfactory for the payment of such lien or bonded stop notice and for full and continuous protection from the effect of such lien or bonded stop notice. 311. Right of Commission to Satisfy Other Liens After Title Passes. After Closing and prior to the completion of construction of the Improvements, and after Developer has had written notice and has failed after a reasonable time, but in any event not more than sixty (60) days, to challenge, cure, adequately bond against, or satisfy any liens or encumbrances which are not otherwise permitted under this Agreement, Commission shall have the right, but not the obligation, to satisfy any such liens or encumbrances without further notice to Developer. In such event Developer shall be liable for and Commission shall be entitled to reimbursement by Developer for such paid lien or encumbrance. 910757A 80078/0022 16 312. Certificate of Completion. a. Following Developer's completion of the work of construction and installation of the Improvements in conformity with this Agreement, and within the time set forth in the Schedule of Performance, Commission shall furnish Developer with a "Certificate of Completion" substantially in the form of Attachment No. 6 attached hereto. Commission shall not unreasonably withhold such Certificate of Completion. The Certificate of Completion shall be conclusive determination of satisfactory completion of the work of construction and installation of the Improvements and the Certificate of Completion shall so state. Any party then owning or thereafter purchasing, leasing or otherwise acquiring any interest in the Site shall not (because of such ownership, purchase, lease or acquisition) incur any obligation or liability under this Agreement except for those continuing covenants as set forth in Section 400 of this Agreement, in the Grant Deed, and in the Covenant. b. If Commission refuses or fails to furnish the Certificate of Completion, Commission shall, within thirty (30) days after Developer's written request therefor, provide Developer with a written statement of the reasons Commission refused or failed to furnish the Certificate of Completion. The statement shall also contain Commission's opinion of the actions Developer must take to obtain the Certificate of Completion. Commission's failure to provide such a written statement within such thirty (30) day period shall be deemed Commission's disapproval of Developer's request for issuance of the Certificate of Completion. The Certificate of Completion shall not constitute evidence of compliance with or satisfaction of any obligation of Developer to any holder of any mortgage, or any insurer of a mortgage securing money loaned to finance the work of Improvements, or any part thereof. The Certificate of Completion is not a notice of completion as referred to in California Civil Code section 3093. 313. Mortgage, Deed of Trust, Sale and Lease -Back Financing. 313.1 No Encumbrances Except Mortgages, Deeds of Trust, or Sale and Lease -Back for Development. Mortgages and deeds of trust are permitted before completion of the construction of the Improvements, but only for the purpose of securing the Construction Financing. Mortgages and deeds of trust are permitted after completion of the construction of the Improvements, but only for the purpose of securing the MI1P Financing (as defined in Section 402.1) and such other Permanent Financing (as defined in Section 402.3) if and as approved by Commission (collectively, "Long Term Financing "). Developer covenants and agrees, on behalf of itself and its successors and assigns, that it shall not enter into any conveyance for such financing without the prior written approval of Commission's Executive Director, which approval shall not be unreasonably withheld, conditioned or delayed. The requirements of this Section 313.1 shall terminate effective upon the recordation of the Certificate of Completion. Developer shall notify Commission in advance of any proposed mortgage or deed of trust. The words "mortgage" and "deed of trust" as used hereinafter shall include sale and lease -back financing. 313.2 Holder Not Obligated to Construct Improvements. The holder of any mortgage or deed of trust authorized by this Agreement shall not be obligated by the provisions of this Agreement to construct or complete the Improvements or to guarantee such construction or completion. Nothing in this Agreement shall be deemed to or be construed to permit or authorize any such holder to devote the Site to any uses or to construct any improvements thereon other than those uses or Improvements provided for or authorized by this Agreement. 313.3 Notice of Default to Mortgagee or Deed of Trust Holders; Right to Cure. With respect to any mortgage or deed of trust granted by Developer as provided herein, whenever Commission shall deliver any notice or demand to Developer with respect to any breach or default by Developer hereunder, Commission shall at the same time deliver to each holder of record of any mortgage or deed of trust authorized by this Agreement and superior to the Deed of Trust or the Covenant ( "Mortgagee "), a copy of such notice or demand, provided that Developer has given Commission prior written notice of the name and notice address of such holders of record. No notice of default shall be effective as to the holder unless such notice is given. Each such holder shall (insofar as the rights of Commission are concerned) have the right, at its option, within sixty (60) days after the receipt of the notice, to cure or remedy or commence 910757v4 80078/0022 17 to cure or remedy any such default and to add the cost thereof to the mortgage debt and the lien of its mortgage. Nothing in this Agreement shall be deemed to permit or authorize such holder to undertake or continue the construction or completion of the Improvements (beyond the extent necessary to conserve or protect the Improvements or construction already made) without first having expressly assumed Developer's obligations to Commission by written agreement satisfactory to Commission. Any such holder properly completing the Improvements shall be entitled, upon compliance with the requirements of Section 312 of this Agreement, to a Certificate of Completion. 313.4 Right of Commission to Cure Mortgage or Deed of Trust Default. Commission shall have the right to record a request for notice of default in a form satisfactory to Commission in its sole discretion. If a mortgage or deed of trust default or breach by Developer prior to the completion of the construction of the Improvements occurs, and the holder of any mortgage or deed of trust has not exercised its option to cure the default, Commission may cure the default, without acceleration of the subject loan, following prior notice thereof to Developer. In such event, Developer shall be liable for, and Commission shall be entitled to reimbursement from Developer of, all costs and expenses associated with and attributable to the curing of the mortgage or deed of trust default or breach of this Agreement by Developer and incurred by Commission in curing such default. Commission shall also be entitled to record a lien upon the Site to the extent of such incurred costs and disbursements. Any such lien shall be subject to prior encumbrances and deeds of trust. If the ownership of the Site has vested in the holder, Commission, if it so desires, may elect to purchase the Site from the holder upon such terms as are mutually acceptable to Commission and the holder. Developer shall ensure that any mortgage or deed of trust granted by Developer contains provisions reflecting the terms and conditions of this Section 313.4. 314. Records and Reporting Obligations. Developer covenants and agrees, on behalf of itself and its successors and assigns, that, in connection with the construction, ownership and operation of the Project, it shall keep full and accurate books of account and records, and comply with reporting requirements, as required by and described in the Covenant. 400. COVENANTS, RESTRICTIONS AND AGREEMENTS 401. Use Covenants. Developer covenants and agrees for itself, its successors, its assigns and every successor in interest that the Site shall be used for development, maintenance, and operation thereof of a twenty -four (24) unit permanent affordable housing rental complex comprised of four (4) one - bedroom units, ten (10) two - bedroom units, and nine (9) three- bedroom units affordable to households with incomes up to 50% of median area income, one (1) unrestricted three- bedroom unit reserved for the resident manager, together with parking, a community building housing laundry facilities, management office, and activity and counseling rooms (collectively, "Improvements "). The twenty -three (23) income- restricted residential units (excluding the Manager's Unit) are collectively referred to herein as the "Affordable Units'; provided, however, that if provided that if Developer does not have a property manager residing on the Site, the unrestricted Manager's Unit shall be treated as an "Affordable Unit" under this Agreement and be made available to Very Low Income Persons or Households at an affordable rent level pursuant to California Health and Safety Code section 50053, as amended, or any successor statute thereto ( "Affordable Rent "). No fewer than sixteen (16) of the Affordable Units will be rented to Very Low Income Households in which at Ieast one person is a member of a "Special Needs Population" as defined in 25 California Code of Regulations section 7301(r) (individually and collectively, "Supportive Unit(s) "); provided however, that if despite its best efforts Developer is unable to Iocate a Very Low Income Household with a member of a Special Needs Population after a Supportive Unit has been vacant for sixty (60) days, then Developer may rent the applicable Supportive Unit(s) to the next Very Low Income Household or Person on the waiting list. In addition, Commission acknowledges that Developer shall be allowed to rent all Affordable Units to members of a Special Needs Population. The use, maintenance, and operation of the Site and Project shall all be in accordance with the terms and in substantially the form of the Covenant, attached hereto as Attachment No. 7, the uses specified in the Redevelopment Plan, the Grant Deed, and this Agreement for the periods of time specified therein, which Covenant shall run with the land. The Covenant together with a 910757A 80078/0022 18 "Performance Deed of Trust" in substantially the form of Attachment No. 8 shall be recorded against the Site upon transfer of title of the Site to Developer. 402. Subordination of Covenant. 402.1 To MHP Affordability Restrictions. As set forth in the Covenant and Grant Deed, upon written request by Developer, and upon terms and conditions reasonably approved by Commission, Commission will agree to subordinate the affordability restrictions in the Covenant and Section 3 of the Grant Deed ( "Affordability Restrictions ") to those regulatory agreements or other covenants and restrictions required by the Multi- Family Housing Association at affordability levels equal to or below those affordable to Very Low Income Households or Very Low Income Persons ( "MHP Affordability Restrictions ") in connection with that certain loan from MHP is an amount not to exceed Two Million Eighty -Four Thousand One Hundred Thirty -Two Dollars ($2,084,132) ( "MHP Financing "), providing that the Affordable Units must be maintained as affordable housing as set forth in Section 401, the covenants or substantially similar requirements. 402.2 To Construction Financing. If required by the Construction Lender, Commission shall subordinate the terms and conditions under Section 3 of the Grant Deed relating to the affordability requirements for the Affordable Unit to such construction financing extended by one or more reputable financial institution(s) approved by Commission (individually and collectively "Construction Lender ") in an amount not to exceed Four Million, Five Hundred Thousand Dollars ($4,500,000) ( "Construction Financing ") in accordance with the Community Redevelopment Law of the State of California (Health and Safety Code section 33000, et seq.). Commission shall have the right to review and approve the terms and conditions of any related subordination agreements, which approval shall not be unreasonably withheld. 402.3 To Permanent Financing. If required by the Permanent Lender, then as set forth in the Covenant and Grant Deed, upon written request by Developer, and upon terms and conditions reasonably approved by Commission, Commission shall consider subordinating the terms and conditions under Section 3 of the Grant Deed relating to the affordability requirements for the Affordable Unit to such Permanent Financing extended by one or more reputable financial institution(s) approved by Cornmi,,sion (individually and collectively "Permanent Lender ") in an amount not to exceed Two Hundred 'f Dollars ($200,000) ( "Permanent Financing ") in accordance with the Community Redevelopment Law of the State of California (Health and Safety Code section 33000, et seq.). Commission shall have the right to review and approve the terms and conditions of any related subordination agreements, which approval shall not be unreasonably withheld. 500. FINANCIAL PROVISIONS 501. Evidence of Financing and Loan Closings. Within the time established in the Schedule of Performance, Developer shall obtain and submit to Commission evidence, in a form acceptable to Commission, that it has obtained firm commitments for debt and equity financing necessary to undertake the development of the Project and the design and construction of the Improvements in accordance with this Agreement. Commission's Executive Director shall approve or disapprove such evidence of financing commitments within the time established in the Schedule of Performance. Approval shall not be unreasonably withheld. If Commission's Executive Director shall reasonably disapprove any such evidence of financing, the Executive Director shall do so by written notice to Developer stating the reasons for such disapproval and, thereafter, Developer shall utilize good faith, diligent efforts to promptly obtain and submit to Commission new evidence of financing. Commission's Executive Director shall approve or disapprove such new evidence of financing in the same manner and within the same times established in the Schedule of Performance for the approval or disapproval of the evidence of financing as initially submitted to Commission. In the event Commission disapproves Developer's evidence of financing commitments or Developer fails to obtain and deliver the evidence of financing commitments to Commission as provided above, then either party may terminate this Agreement as provided herein by notice to the other party and, 910757A 80078/0022 19 thereafter, neither party shall have any rights or obligations hereunder. Prior to or simultaneous with Closing, Developer's construction loan(s) shall have closed. 502. Commission Assistance. Subject to the conditions set forth herein, Comnssion agrees to loan to Developer such "Commission Assistance" in the maximum amount of $1,675,000; $810,000 thereof is intended to assist Developer in paying for a portion of the costs to acquire real property ( "Purchase Assistance "), $493,405 thereof (of which $266,667 has been disbursed pursuant to the Pre - Development Agreement) is intended to assist Developer in paying for portion of those costs related to predevelopment of the Project ( "Predevelopment Commission Assistance "), and $371,595 thereof is intended to assist Developer in paying for a portion of those costs related to the development and construction of the Project ( "Development Commission Assistance "). Upon written request by Developer and written consent of Executive Director of the Commission, Commission Assistance may be reallocated among the Purchase Assistance, Predevelopment Commission Assistance and Development Commission Assistance so long as Commission Assistance does not exceed the maximum amount of $1,675,000. No portion of Commission Assistance shall be utilized for ineligible costs as set forth in California Health & Safety Code section 33334.2(e). All disbursements shall be held by Developer in trust and applied by Developer solely for the purposes for which the funds have been disbursed. Commission is not obligated to monitor or determine Developer's use or application of the disbursements. Commission Assistance shall be evidenced by a non - recourse promissory note reflecting the amount of Commission Assistance ( "Note "). The Note shall be executed and delivered by Developer to Commission in substantially the form attached hereto as Attachment No. 10. As security for the Note, Developer shall grant to Commission a deed of trust (including an addendum thereto) creating a valid lien upon the Site ( "Deed of Trust ") in substantially the form attached hereto as Attachment No. 11. In consideration of Developer's obligations hereunder, including Developer's obligation to develop the Site and Project, construct the Improvements, and provide Affordable Units on the Site, Commission agrees to disburse to Developer Commission Assistance subject to the terms and conditions of the Promissory Note and this Agreement, including Developer's fulfillment of the Predevelopment Conditions Precedent, the Purchase Assistance Conditions Precedent, the Closing Conditions Precedent, and the Development Conditions Precedent (collectively, "Conditions Precedent ") as set forth below. Subject to Commission Assistance provided for hereunder, the cost of acquiring the Site and constructing the Improvements thereon shall be borne by Developer. If the Conditions Precedent or applicable Governmental Requirements (whether applicable to Developer, Commission, or City) are not satisfied or expressly waived by August 30, 2007 ( "Outside Date ") this Agreement shall automatically terminate with no liability to or remaining obligations of either Commission or City. 502.1 Notwithstanding the foregoing, satisfaction of the Conditions Precedent, or any prior disbursements of any Commission Assistance, Commission shall not be required to make any or further disbursements of Development Commission Assistance, or close the transaction contemplated by this Agreement, if Developer: a. Without the prior written consent of Commission except as expressly permitted by the Covenant, directly or indirectly, voluntarily or involuntarily sells, assigns, transfers, disposes of or further encumbers or agrees to sell, assign, transfer, dispose of or further encumber or suffers to exist any other lien against all or any portion of or any interest in the Site, except for any sale or transfer which is expressly permitted by the terms of the Agreement. For the purpose of this Section, the terms "sell" and "transfer" shall include, in addition to the common and ordinary meaning of those terms and without limiting their generality, transfers made to subsidiary or affiliated entities, and any "change in ownership" as that term is used from time to time in California real property taxation law, irrespective of the fact that the Site may be exempt from such transaction during the period when owned by Commission. b. Subject to extensions pursuant to Section 702 of this Agreement, fails to commence or complete Construction of the Improvements or portion thereof within the time set forth in the Schedule of Performance; or 910757v4 80078/0022 20 C. Once construction has been commenced, fails to diligently prosecute construction of the Improvements through completion, where such failure has not been cured within three (3) months after Developer's receipt of written notice thereof from Commission; or d. Abandons or substantially suspends construction of the Improvements for a period of three (3) months after Developer's receipt of written notice of such abandonment or suspension from Commission. 502.2 Conditions Precedent to Predevelopment Commission Assistance. Commission's obligation to provide any component of the undisbursed Predevelopment Commission Assistance is conditioned upon the satisfaction or waiver by Commission of each and all of the conditions precedent described below ( "Predevelopment Conditions Precedent "), which are solely for the benefit of Commission, and which shall be fulfilled or waived by the time periods provided for herein: a. No Default. Subject to the expiration of any applicable cure period, Developer shall not (a) be in Default of any of its obligations under the terms of this Agreement , nor (b) be in default under any of the Loan Documents, and (c) all representations and warranties of Developer contained in each of this Agreement and the Loan Documents shall be true and correct. b. Execution of Documents. Developer shall have executed and acknowledged in recordable form the Memorandum of Agreement, the Covenant, the Note, the Deed of Trust and any other documents required hereunder and delivered such documents to Commission, provided, however, that the parties acknowledge that the recordable documents shall not be recorded until the Site has been conveyed to Developer. c. . Insurance. Developer shall have provided proof of insurance as required by Section 305 of this Agreement, and only as appropriate taking into account ownership of the Site by Commission. d. Financial Statements and Reports. With respect to the rental of the Affordable Units, upon Commission's request Developer shall have delivered to Commission the financial statements and written annual statements required under Section 314 hereof, and Commission shall liiv,a approved the same. e. Disbursement Requests, Documentation. Disbursements of Predevelopment Commission Assistance shall only be made upon prior written request by Developer to Commission specifying the amount of the requested disbursement and the eligible use therefor, together with supporting invoices and other documentation as Commission may require. Commission shall have a period of fifteen (15) business days in which to either request additional documentation or release the requested disbursement as an advance of Predevelopment Commission Assistance. Disbursement of Predevelopment Commission Assistance shall be added to the principal balance of indebtedness and shall accrue interest as provided under the Note. f. Application to Development Commission Assistance. Undisbursed amounts of Predevelopment Commission Assistance shall be made available as Development Commission Assistance. Disbursement of such funds shall be subject to satisfaction of the Conditions Precedent to Development Commission Assistance set forth in Section 502.4. g. Agreements. The Joint Development and Operating Agreement, Management Agreement, and Professional Services Agreement shall have been approved by the necessary authorities and fully executed. h. Agreement Conditions Precedent. The Agreement Conditions Precedent have been satisfied. 502.3 Conditions Precedent to Purchase Assistance. Commission's obligation to to provide the Purchase Assistance component of Commission Assistance is conditioned upon the satisfaction 910757A 80078/0022 21 or waiver by Commission of each and all of the Predevelopment Conditions Precedent and the Closing Conditions Precedent. 502.4 Conditions Precedent to Development Commission Assistance. Commission's obligation to provide any component of the Development Commission Assistance in excess of the undisbursed balance of the Pre - Development Assistance is conditioned upon the satisfaction or waiver by Commission of each and all of the conditions precedent described below ( "Development Conditions Precedent "), which are solely for the benefit of Commission, and which shall be fulfilled or waived by the time periods provided for herein: a. No Default. Subject to the expiration of any applicable cure period, Developer shall not (a) be in Default of any of its obligations under the terms of this Agreement, nor (b) be in default under any of the Loan Documents, and (c) all representations and warranties of Developer contained in each of this Agreement and the Loan Documents shall be true and correct. b. Closing. Closing shall have occurred and all Closing Conditions Precedent shall have been satisfied by Developer or waived by Commission. C. Predevelopment Commission Assistance. All the Predevelopment Conditions Precedent shall have been satisfied by Developer or waived by Commission. d. Purchase Assistance. All the Conditions Precedent to Purchase Assistance shall have been satisfied by Developer or waived by Commission. e. Payment of Property Taxes. No ad valorem property taxes or assessments assessed with respect to the Project shall be delinquent. L Execution of Documents. Developer shall have executed and acknowledged in recordable form the Memorandum of Agreement, the Covenant, the Note, the Deed of Trust and any other documents required hereunder and delivered such documents into Escrow. g. Insurance. Developer shall have provided proof of insurance as required by Section 305 of this Agreement. h. Evidence of Financing and Loan Closings. To the extent not previously delivered, Developer shall deliver to Commission evidence that Developer has obtained all approvals necessary for land acquisition and construction financing and commitments for Long Term Financing for Cite Project, and the land acquisition and construction loan(s) shall have closed or be ready to close concurrent with Closing and Commission shall have approved the same. i. Financial Statements and Reports. With respect to the rental of the Affordable Units, upon Commission's request Developer shall have delivered to Commission the financial statements and written annual statements required under Section 314 hereof, and Commission shall have approved the same. j. Permits and Land Use Approvals. Developer shall have obtained all City and governmental Commission permits and land use approvals required pursuant to Section 302 hereof and all other Project entitlements, and the period for administrative and legal challenge to such land use approvals and entitlements shall have expired and the City shall be ready to issue building permits for the constriction of the Improvements upon the payment of the applicable fees by Developer. k. Payment of Development Fees. Developer shall have paid to the City, when due, all development fees required to enable Developer to commence development of the Project and construction and installation of the Improvements, including all traffic mitigation and development impact fees. 1. By -Laws. Developer shall have delivered to Commission, and Commission shall have approved, Developer's Partnership Agreement, together with all amendments thereto, as provided in the Grant Deed. 910757A 80078/0022 22 m. Design Review. Drawings for the Project shall have been reviewed and approved as provided in Section 304 hereof. H. Construction Contract. Developer shall have secured a guaranteed maximum price contract for the construction of the Improvements in a form reasonably satisfactory to Commission. o. Disbursement Requests, Documentation. Disbursements of Development Commission Assistance shall only be made upon prior written request by Developer to Commission specifying the amount of the requested disbursement and the eligible use therefor, together with supporting invoices and other documentation as Commission may require. Commission shall have a period of fifteen (15) business days in which to either request additional documentation or release the requested disbursement as an advance of Development Commission Assistance. Disbursement of Development Commission Assistance shall be added to the principal balance of indebtedness and shall accrue interest as provided under the Note. 502.5 Reimbursement of Surplus Funds. a. The purpose of Commission Assistance under this Agreement is to provide financial assistance to Developer in an amount equal to the difference between the amount of third -party financing that Developer is able to secure and the actual Project costs ( "Feasibility Gap "), with such Commission Assistance not to exceed a maximum amount of One Million Six Hundred Seventy -Five Thousand Dollars ($1,675,000). Such figure is based on the estimate of Seven Million, One Hundred Seventy -One Thousand and Thirty -Six Dollars ($7,171,036) for "Total Developer Costs" ( "Cost Estimate ") as set forth in Developer's proforma dated April 18, 2006 attached hereto and incorporated by reference as Attachment No. 13. If the actual Project costs ( "Actual Costs ") are less than the Cost Estimate, the Feasibility Gap and thus Commission Assistance will be reduced by an amount equal to the difference between the Cost Estimate and Actual Costs ( "Cost Underruns "), on a dollar for dollar basis as set forth in subsection (b) below. b. Upon completion of the Project and issuance of the Certificate of Completion, Developer shall provide Commission with a cost certification in the format used by ±1?,_: California Tax Credit Allocation Committee ( "Cost Certification ") showing a detailed itemization of Project costs and expenses, including external and internal payments, allocations, disbursements, and any and all sums received or expended by Developer in connection with the Project, and supporting Documentation (as defined below). Commission will review the Cost Certification and Documentation within thirty (30) days of receipt and either (i) issue written approval thereof or (ii) identify with reasonable specificity any portions or items which are insufficient to support Developer's request for payment, and shall request such and other Documentation as Commission deems necessary. If Commission proceeds pursuant to (ii) of the preceding sentence, Commission shall provide Developer with written approval of the Cost Certification when Commission is satisfied as to the sufficiency of the additional Documentation received. In the event there are Cost Underruns, Developer shall pay such sums to Commission upon the first to occur of (a) the tax credit investor's final capital contribution, or (b) one hundred eighty (180) days from the date the Cost Certification is executed. C. "Documentation" as used in this Agreement, collectively, change orders, requests for clarifications, contracts with contractors, subcontractors and suppliers, inspector notes, testing, correspondence, submittals, samples, shop drawings, materials lists, invoices, receipts, reimbursable expenses, vouchers, purchase orders, books of account, records, financial information notes, daily logs, detailed list of daily labor, equipment used and related costs including rental costs, time cards and payrolls, and memoranda, pledges, hypothecations, promissory notes or similar agreements, and any and all other data or financial information used by Developer in the preparation or support of the Cost Certification. d. Commission shall have the right, upon written notice to Developer, and during normal business hours, to inspect and examine Developer's books and records related to the Total 910757A 80078/0022 23 Developer Costs, Project costs, and Documentation. Developer shall pay all costs associated with such audit if Commission determines that the Cost Certification, Total Developer Costs and/or Project costs were overstated and/or the Documentation provided to Commission in connection the Cost Certification was materially incomplete, false, or misleading. 503. Developer's Financing. In addition to Commission Assistance provided for in Section 502, Developer shall seek approval of one or more loans from the Multi- Family Housing Agency (WHY"), for Construction Financing, and for Permanent Financing (collectively "Developer's Financing ") necessary for construction and long term financing of the Project. Developer shall complete all actions necessary to secure all approvals and commitments necessary to effectuate Developer's Financing, or other alternative funding, as the case may be, in an amount satisfactory to undertake and complete the acquisition and rehabilitation of the Project. Commission shall have the right to record a request that Commission receive notice of any default by Developer under Developer's Financing or other financing obtained by Developer with respect to the Project. 504. Subordination of Deed of Trust. 504.1 MHP Financing. As set forth in the Deed of Trust Addendum, upon written request by Developer, and upon terms and conditions reasonably approved by Commission, Commission will agree to subordinate the Deed of Trust to the deed of trust securing the MHP Financing. 504.2 To Construction Financing. As more specifically set forth in the Deed of Trust Addendum, upon written request by Developer, and upon terms and conditions reasonably approved by Commission, Commission will agree to subordinate the Deed of Trust to the Construction Financing, provided the total aggregate amount of such Construction Financing which is secured by the Property or is recourse together with Commission Loan, shall not exceed the appraised value of the completed Project; and further provided that any such subordination shall be subject to the provisions set forth in this Section 504 and Section 4(b) of the Addendum to Deed of Trust. Commission shall have the right to review and approve the terms and conditions of any Construction Financing and related subordination agreements, which approval shall not be unreasonably withheld. To implement any such subordination, Commission agrees to cooperate with Developer and execute such subordination agreements and/or intercreditor agreements that may be reasonably required, in form and content approved by Commission counsel. 504.3 To Permanent Financing. As more specifically set forth in the Deed of Trust Addendum, upon written request by Developer, and upon terms and conditions reasonably approved by Commission, Commission will agree to subordinate the Deed of Trust to the Permanent Financing, provided the total aggregate amount of the Long Term Financing which is secured by the Property or is recourse together with Commission Loan, shall not exceed the appraised value of the completed Project; and further provided that any such subordination shall be subject to the provisions set forth in this Section 504 and Section 4(b) of the Addendum to Deed of Trust. Commission shall have the right to review and approve the terms and conditions of any Permanent Financing and related subordination agreements, which approval shall not be unreasonably withheld. To implement any such subordination, Commission agrees to cooperate with Developer and execute such subordination agreements and /or intercreditor agreements that may reasonably required, in form and content approved by Commission counsel. 910757A 80078/0022 24 600. DEFAULTS AND REMEDIES 601. Default. Subject to the permitted extensions of time as provided in Section 702 of this Agreement, failure by either party to perform any action or covenant required by this Agreement (other than under Section 500 of this Agreement) or the Covenant within the time periods provided herein following notice and expiration of any applicable cure period, shall constitute a "Default" under this Agreement. Any and all rights and remedies of Commission in respect of a breach under Section 500 of this Agreement shall be governed by the terms and conditions of the Note and the Deed of Trust. Notwithstanding anything in this Agreement, the Covenant, Note, Grant Deed, Deed of Trust, or Purchase and Sale Agreement to the contrary, a breach of Developer's obligations under the Loan Documents shall not be considered a "Default" under this Agreement, and is not included in that defined term as used herein. A party claiming a Default under this Agreement shall give written notice of default to the other party specifying the Default complained of ( "Notice of Default "). A party claiming a Default under the Loan Documents shall give notice as provided therein. 601.1 General Remedies. Except as otherwise expressly provided in this Agreement, the claimant shall not institute any proceeding against any other party, and the other party shall not be in Default if such party within thirty (30) days following receipt of such Notice of Default immediately, with due diligence, commences to cure, correct or remedy such failure or delay and completes such cure, correction or remedy with diligence. If a Default occurs under this Agreement, the Covenant, or the Grant Deed, then Commission may exercise any right or remedy which it has under this Agreement, the Covenant, or the Grant Deed, or which is otherwise available at law or in equity or by statute, and all of Commission's rights and remedies shall be cumulative. 601.2 Specific Performance; Disbursement Cessation. Upon the occurrence of a Default specified in this Agreement, Commission may, at its option, require specific performance of Developer's obligations and/or cease disbursement of Commission Assistance. 602. Institution of Legal Actions. Except as otherwise specifically provided herein, upon the occurrence of a Default, the non - defaulting party shall have the right, in addition to any other rights or remedies, to institute any action at law or in equity to cure, correct, prevent or remedy any Default, or to recover damages for any Default, or to obtain any other remedy consistent with the purpose of this Agreement. Such legal actions must be instituted in the Superior Court of the County of Sonoma, State of California, in an appropriate municipal court in that County or in the Federal District Court for the First District of the State of California. Notwithstanding anything herein to the contrary, Developer's right to recover damages in the event of a Default by Commission shall be limited to recovery of actual damages and shall exclude consequential damages. 603. Termination. This Agreement may be terminated (i) if there is an uncured Default, by written notice from the party not in Default, (ii) if there is a failure of a condition (which is not waived by the party whom the condition benefits) by notice from the party whom the condition benefits, or (iii) in accordance with the provisions of Sections 102.3, 106.1, 303, or 501 hereof. In the event of termination due to a failure by Developer under such sections, neither Commission nor Developer shall have any further rights against or liability to the other under this Agreement and, specifically, Commission shall have no obligation to make any further disbursements of Commission Assistance. 604. Acceptance of Service of Process. In the event that any legal action is commenced by Developer against Commission, service of process on Commission shall be made by personal service upon the Executive Director of Commission or in such other manner as may be provided bylaw. In the event that any legal action is commenced by Commission against Developer, service of process on Developer shall be made by personal service upon John Morgan or in such other manner as may be provided by law. 605. Rights and Remedies Are Cumulative. The rights and remedies of the parties are cumulative, and the exercise by either party of one or more of such rights or remedies shall not preclude the 910757v4 80078/0022 25 exercise by it, at the same or different times, of any other rights or remedies for the same Default or any other Default by the other party, except as otherwise expressly provided herein. 606. Inaction Not a Waiver of Default. Any failures or delays by either party in asserting any of its rights and remedies as to any Default shall not operate as a waiver of any Default or of any such rights or remedies, or deprive either such party of its right to institute and maintain any actions or proceedings which it may deem necessary to protect, assert or enforce any such rights or remedies. 700. GENERAL PROVISIONS 701. Notices, Demands and Communications Between the Parties. Any approval, disapproval, demand, document or other notice to be provided under this Agreement shall be given in writing and shall be sent (a) for personal delivery by a delivery service that provides .a record of the date of delivery, the individual to whom delivery was made, and the address where delivery was made; (b) by first -class certified United States mail, postage prepaid, return receipt requested; (c) by a nationally recognized overnight courier service, marked for next day business delivery; or (d) sent by facsimile (immediately followed by one of the preceding methods). All notices shall be addressed to the-party to whom such notice is to be given at the property address stated in this Note or to such other address as a party may designate by written notice to the other. All notices shall be deemed effective on the earliest of (a) actual receipt; (b) rejection of delivery; (c) if sent by certified mail, the third day on which regular United States mail delivery service is provided after the day of mailing or, if sent by overnight delivery service, on the next day on which such service makes next - business -day deliveries after the day of sending. To Commission: Community Development Commission of the City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: Executive Director Telephone. (707) 588 -2227 Facsimile: (707) 588 -2274 With a copy to: McDonough Holland & Allen, PC 1901 Harrison Street, 9th floor Oakland, California 94612 -3501 Attention: Susanne M. Brown, Esq Telephone: (510) 273 -8780 Facsimile: (510) 839 -9104 and: City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: City Attorney Telephone: (707) 588 -2227 Facsimile: (707) 588 -2274 To Developer: Vida Nueva Partners, L.P. 3432 -A Mendocino Avenue Santa Rosa, California 95403 -2274 Attention: Jeanne Blake Telephone: (707) 526 -9782 Facsimile: (707) 526 -9811 910757A 80078/0022 26 With a copy to: Gubb & Barshay, LLP 50 California Street, Suite 3155 San Francisco, California 94111 Attention: Scott R. Barshay, Esq_ Telephone: (415) 781 -6600 Facsimile: (415) 781 -6967 and: Community Housing Redevelopment Corporation of Santa Rosa 13412 Chalk Hill Road Healdsburg, CA 95448 Attention: Margo Merck Telephone: (707) 433 -5533 Facsimile: (707) 433 -6622 Any written notice, demand or communication shall be deemed received immediately if delivered by hand, on the third day from the date it is postmarked if delivered by first -class mail, postage prepaid, upon receipt of verification of transmission if sent via facsimile provided a copy is sent the same day via first -class mail, and on the next business day if sent via nationally recognized overnight courier. Notices sent by a party's attorney on behalf of such party shall be deemed delivered by such party. 702. Term of Agreement; Enforced Delay; Extension of Times of Performance. Subject to the limitations set forth below, performance by either party hereunder shall not be deemed to be in Default, and all performance and other dates specified in this Agreement shall be extended, where delays or Defaults are due to: war; insurrection; strikes; lockouts; riots; floods; earthquakes; fires; casualties; acts of God; acts of the public enemy; epidemics; quarantine restrictions; freight embargoes; governmental restrictions or priority; litigation; unusually severe weather; acts or omissions of the other party; or acts or failures to act of the City or any other public or governmental agency or entity (other than the acts or failures to act of Commission which shall not excuse performance by Commission). An extension of time for any such cause shall be for the period of the enforced delay and shall commence to run from the time of the commencement of the cause (but in any event shall not exceed a cumulative total of one hundred twenty (120) days, if not: by the party claiming such extension is sent to the other party within thirty (30) days of the commencement of the cause. 'Times of performance under this Agreement may also be extended in writing by the mutual agreement of the Executive Director of Commission and Developer. Developer expressly agrees that adverse changes in economic conditions, either of Developer specifically or the economy generally, changes in market conditions or demand, and/or Developer's inability to obtain financing or other lack of funding to complete the work of Improvements shall not constitute grounds of enforced delay pursuant to this Section 702. Developer expressly assumes the risk of such adverse economic or market changes and/or inability to obtain financing, whether or not foreseeable as of the Date of Agreement. 703. Successors and Assigns. Subject to the prohibitions against changes in the ownership, management and control of Developer set forth in the Covenant, all of the terms, covenants and conditions of this Agreement shall be binding upon Developer and its permitted successors and assigns. Whenever the term "Developer" is used in this Agreement, such term shall include any other permitted successors and assigns as herein provided. Any assignee pursuant to an assignment consented to by Commission shall deliver to Commission, before the assignment shall be effective, a written original of the assignment of this Agreement and the party's agreement to be bound by and to perform and observe all terms, covenants and conditions of Developer under this Agreement (including all attachments hereto) and to assume all obligations of Developer thereunder, which instrument must be satisfactory in form and content to Commission. 704. Memorandum of Agreement. A "Memorandum of Affordable Housing and Loan Agreement" in the form of Attachment No. 9 attached hereto shall be recorded against the Site immediately following execution of the Agreement by Commission. 910757v4 80078/0022 27 705. Relationship Between Commission and Developer, City and Developer. It is hereby acknowledged that the relationship between Commission and Developer or the City and Developer is not that of a partnership or joint venture and that Commission and Developer, or the City and Developer, shall not be deemed or construed for any purpose to be the agent of the other. Accordingly, except as expressly provided herein or in the attachments hereto, neither Commission nor the City shall have any rights, powers, duties or obligations with respect to the development, operation, maintenance or management of the Site or the Project. Developer agrees to indemnify, hold harmless and defend the Indemnitees from any claim made against the Indemnitees arising from a claimed relationship of partnership or joint venture between Commission and Developer, or the City and Developer, with respect to the development, operation, maintenance or management of the Site or the Project. 706. Commission Approvals and Actions. Whenever a reference is made herein to an action or approval to be undertaken by Commission, the Executive Director of Commission or his or her designee is authorized to act on behalf of Commission unless specifically provided otherwise or the context should require otherwise. 707. Counterparts. This Agreement may be signed in multiple counterparts which, when signed by all parties, shall constitute a binding agreement. This Agreement is executed in three (3) originals, each of which is deemed to be an original. 708. Integration. This Agreement plus Attachment Nos. 1 through 13, and such conditions of approval as requested by City, constitute the entire understanding and agreement of the parties, notwithstanding any previous negotiations or agreements between the parties or their predecessors in interest with respect to all or any part of the subject matter hereof. All prior or contemporaneous agreements, understandings, representations and statements, oral or written, are merged in this Agreement and shall be of no further force or effect. Each party is entering this Agreement based solely upon the representations set forth herein and upon each party's own independent investigation of any and all facts such party deems material. 709. Titles and Captions. Titles and captions are for convenience of reference only and do not define, describe or limit the scope or the intent of this Agreement or of any of its terms. Reference to section numbers are to sections in this Agreement, unless expressly stated otherwise. 710. Interpretation. As used in this Agreement, masculine, feminine or neuter gen6t and the singular or plural number shall each be deemed to include the others where and when the context so dictates. The word "including" shall be construed as if followed by the words "without limitation." All exhibits and attachments to this Agreement are incorporated by reference as though fully restated herein. This Agreement shall be interpreted as though prepared jointly by both parties. In the event of any conflict between the terms and conditions of this Agreement and the Purchase and Sale Agreement, this Agreement shall control. 711. No Waiver. A waiver by either party of a breach of any of the covenants, conditions or agreements under this Agreement to be performed by the other party shall not be construed as a waiver of any succeeding breach of the same or other covenants, agreements, restrictions or conditions of this Agreement. No waiver by City or Commission of any of the Conditions Precedent or Governmental Requirements shall be effective unless in a writing expressly identifying the scope of the waiver and signed by the waiving entity. 712. Modifications. Any alteration, change or modification of or to this Agreement, in order to become effective, shall be made in writing and in each instance signed on behalf of each party. 713. Severability. If any term, provision, condition or covenant of this Agreement or its application to any party or circumstances shall be held, to any extent, invalid or unenforceable, the remainder of this Agreement, or the application of the term, provision, condition or covenant to persons or circumstances other than those as to whom or which it is held invalid or unenforceable, shall not be affected, and shall be valid and enforceable to the fullest extent permitted by law. 910757x480078/0022 28 714. Computation of Time. The time in which any act is to be done under this Agreement is computed by excluding the first day (such as the day escrow opens), and including the last day, unless the last day is a holiday or Saturday or Sunday, and then that day is also excluded. The term "holiday" shall mean all holidays as specified in California Government Code sections 6700 and 6701. If any act is to be done by a particular time during a day, that time shall be Pacific Time Zone time. 715. Legal Advice. Each party represents and warrants to the other the following: they have carefully read this Agreement, and in signing this Agreement, they do so with full knowledge of any right which they may have; they have received independent legal advice from their respective legal counsel as to the matters set forth in this Agreement, or have knowingly chosen not to consult legal counsel as to the matters set forth in this Agreement; and, they have freely signed this Agreement without any reliance upon any agreement, promise, statement or representation by or on behalf of the other party, or their respective officers, agents, employees, volunteers, and representatives, or attorneys, except as specifically set forth in this Agreement, and without duress or coercion, whether economic or otherwise. 716. Time of Essence. Time is of the essence with respect to the performance by Commission and Developer of each and every obligation and condition of this Agreement. 717. Cooperation. Each party agrees to cooperate with the other in this transaction and, in that regard, shall execute any and all documents which may be reasonably necessary, helpful, or appropriate to carry out the purposes and intent of this Agreement including releases or additional agreements. 718. Conflicts of Interest. No member, official or employee of Commission or City shall have any personal interest, direct or indirect, in this Agreement, nor shall any such member, official or employee participate in any decision relating to the Agreement which affects his personal interests or the interests of any corporation, partnership or association in which he is directly or indirectly interested. 719. Time for Acceptance of Agreement by Commission. This Agreement, when executed by Developer and delivered to Commission, must be authorized, executed and delivered by Commission on or before forty -five (45) days after signing and delivery of this Agreement by Developer or this Agreement shall be void, except to the extent that Developer shall consent in writing to a further extension of time for the authorization, execution and delivery of this Agreement. 720. Developer's Indemnity. Developer shall defend (with counsel reasonably acceptaule to Commission and the City, as applicable), indemnify, assume all responsibility for, and hold the Indenmwes harmless from and against any and all present and future Claims arising out of or in any way connected with subject matter of this Agreement or the implementation hereof and for any damages to property or injuries to persons, including accidental death (including attorneys fees and costs), which may be caused by any of Developer's activities under this Agreement, whether such activities or performance thereof be by Developer or by anyone directly or indirectly employed or contracted with by Developer and whether such damage shall accrue or be discovered before or after termination of this Agreement. Developer's indemnity obligations under this Section 720 shall not extend to Claims caused by the sole negligence or willful misconduct of Commission or the City, or its or their designated agents or employees. 721. Non - liability of Officials and Employees of Commission and Developer. No member, official or employee of Commission or the City shall be personally liable to Developer, or any successor in interest, in the event of any Default or breach by Commission (or the City) or for any amount which may become due to Developer or its successors, or on any obligations under the terms of this Agreement. Developer hereby waives and releases any claim it may have against the members, officials or employees of Commission and the City with respect to any Default or breach by Commission (or the City) or for any amount which may become due to Developer or its successors, or on any obligations under the terms of this Agreement. Developer makes such release with full knowledge of Civil Code section 1542 and hereby waives any and all rights thereunder to the extent of this release, if such section 1542 is applicable. Section 1542 of the Civil Code provides as follows: "A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of 9107570 80078/0022 29 executing the release, which if known by him or her must have materially affected his or her settlement with the debtor." As such relates to this Section 721, Developer hereby waives and relinquishes all rights and benefits that it may have under section 1542 of the California Civil Code. 722. Assignment 722.1 By Commission. Commission may assign or transfer any of its rights or obligations under this Agreement with the approval of Developer, which approval shall not be unreasonably withheld; provided, however, that Commission may assign or transfer any of its interests hereunder to the City or any public or private entity controlled by the City at any time without the consent of Developer. 722.2 By Developer. The expertise and experience of Developer and its partners, are of extreme importance to Commission, and are a material inducement for Commission to enter into this Agreement. As such, Developer may not assign or transfer any of its rights or obligations under this Agreement with the express written approval of Commission, which approval may be withheld in Commission's sole discretion; provided, however, that Developer may make those transfers as permitted under the Covenant. 723. Applicable Law. The laws of the State of California, without regard to conflict of laws principles, shall govern the interpretation and enforcement of this Agreement. 724. Authorization. Each individual or entity executing this Agreement on behalf of Developer represents and warrants that he or she or it is duly authorized to execute and deliver this Agreement on behalf of Developer and that such execution is binding upon Developer. 725. Attorneys' Fees. In any action or proceeding which either party brings against the other to enforce its rights hereunder, the unsuccessful party shall pay all costs incurred by the prevailing party, including reasonable attorneys' fees, which amounts shall be a part of the judgment in said action or proceeding. 726. City as Third Party Beneficiary. Developer agrees and acknowledges that the City and its officers, officials, employees, volunteers, agents, and representatives is a third -party beneficiary of the releases and indemnities contained in this Agreement which expressly refer to City such entities or persons, and as to the Public Improvements. 727. Discretionary Approvals. Each City and Commission shall act independently, reserving full and complete discretion with respect to any approvals without reference to this Agreement_ As such, Developer acknowledges that (a) the execution of this Agreement does not constitute a commitment of either Commission or City to approve this Agreement, the 33433 Report, any general plan amendment, Property rezoning, or any other agreement, satisfy Governmental Requirements, or make any findings, recommendations or issue approvals in favor of Developer, (b) no such action shall be effective unless and until approved by Commission, the Planning Commission, and the City Council in each of their sole discretion, as applicable, and (c) neither Commission nor City will consider approval of the Project unless and until Commission or City (as applicable) has fully reviewed and considered the environmental impacts of the proposed Project in accordance with Environmental Laws as defined above, and (d) regardless of Environmental Compliance review, neither Commission nor City is obligated, by this Agreement or otherwise, fulfill any Environmental Compliance obligations or to adopt findings of overriding considerations for the, approval of the Project or take any other action in support of the proposed Project, nor are they precluded, by this Agreement or otherwise, from rejecting the Project or from imposing mitigation measures as a condition of Project approval, which measures mitigate or avoid direct or indirect environmental effects of the Project. Developer further acknowledges that nothing in this Agreement is intended to or shall prejudge or commit to City or Commission regarding the findings and determinations to be made with respect to the subject matter of this Agreement, nor shall either Commission or City shall be 910757A 80078/0022 30 liable, in any respect, to Developer or any third party beneficiary of this Agreement for their action or inaction in approving this Agreement, granting or denying any discretionary approvals. IN WITNESS WHEREOF, Commission and Developer have executed this Agreement on the respective dates set forth below. Dated: Dated: VIDA NUEVA PARTNERS, L.P., a California limited partnership By: Its: By: Burbank Housing Development Corporation, a California nonprofit public benefit corporation Its` Managing General Partner By: By: The Community Housing Redevelopment Corporation of Santa Rosa, a California nonprofit corporation Its: Co- General Partner Dated: By: -- — Its: "DEVELOPER" COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic Dated: By: "Date of Agreement" Its: "COMMISSION" ATTEST: Cormmission Secretary APPROVED AS TO FORM: General Counsel 910757A 80078/0022 31 w w ca u �i P 0 a �a a� 41 N 'q JJ O � z � I.J O 04 S' � r AM 143—JOI-04 $.. ' a� ...__ �1. �+e � ri 'F+ %'434°n4i�J,e ': •w i(G r ,� .. ' ...yL..... I 1 PRODOSFO 2070 S.Ft � APN 14J -39t -033 EA7STTNG 68,619 SF.t PROM= 73;544 SF.* X ,NOTES 1, TOPOORAPHIC HI INFORMATION A"OCI SHOWN 1O IS BASLD UPON A FIELD 9t1RVEY PFRFORMFA BY •`` s1EVE7N a LAFTFANCM t Al9DCIA7R INC. ON PEERUARY 23 2004 LEGEND . L SENCHMARK: TOP OF CURB AT CATCH SAM Nw 3 LOCATED ON THE SOUTH WEST CURS RETURN AT ROHNERT PARK C AY AND GOODYEAR DRIVE PER ROHNERT PARK 00•AE9S WAY . ............. ......__..... V ME FENCE ) >'. RRDERHNO IMPROVEMENT PLANS PREPARED BY M. HUDtS AND ASSOCIATES DATED JUNE 1091 + ELRVATION --,l' MS0.3. DARIM MINUS 1.n ELEVATION V00= 4 -t3-04 BY WS METHODS, ,._....... ,� .._.._.._.. .:� - _.__...._.. pfAN1 LINK ENTICE ELEVATION tt NOVp 19� D AA, PU ED ELEVTATION HE 0.1 THIS ��M��''Y1NVST ADJUSTED +i.ts ro HATCH NOW 1S3Y DiLTUM. & HCRZONTA4 DATLM4 ROHNERT PARK PARCEL MAP NCO 142 (406 MAPS 7j, SONOMA COUNTY 4. THE FLOOD ZONE Of90NATRON FOR PC SITE IS SHOWN AS ZONE 'C' PER FLOOD INSURANCE RATE MAP COMMUNITY PANEL NUMBER 040340 0001 B DATED JUNE 1. ISM. VICINITY MAP NOT ro SCALE A TAB DOCUMENT AND THE WO RMATIOM CONTAINED HEREIN ARE THE PROPERTY OF S79VEN IL LAFRANCNR AND ASSOCIATES, INC. UNAUTMORlZED USE, COPYNC, 013OLOSIM OR PUBLICA71ON BY ANY METHOD IS PROHWTW WITHOUT THE WRITTEN APPROVAL OF STEVEN L LAFRMICM AND ASSOCIATES, INC. STEVEN A R.AF'RANCYI AND ASSOCIATES. TIC. A99JIMES NO RESPONSIBILITY FOR ANY VNAUDWPo2ED DUPLICA7WN OF IFOIalAT10F1 iHAT WY APPEAR ON ANOTHER PLAN OR MAP. 0. BOUNDARY AND EASEMENT INFORMATION SNOW IS BASED UPON I= TIES AND RECORD DATA AS SHOW ON OfTY OF ROFNERT PARK PARCEL MAP NQ 142 AND FROM NF'ORMATiON AS SHORN ON A PRELIMINARY ITILE REPORT PREPARED BY NORTH BAY TREE COMPANY (ORDER N0. 00202928-405-PAD) OATED DES 0. 2004. Atm*mvtATlvrM ® SURVEY CONTROL PONT Aft ASSESSOR'S PARCEL NUMBER APPROXIMATE BOUNDARY LIE O0 OoASCiMC N XOCXOCW E W.W RI HELD RECORD SEARBNO OR DISTANCE {Ell UNDER DRANID ELECTRIC FIRE Q FOUND 3/4' IRON PPE ROE 10676 JNM JOB BENCHMARK 4P LIGHT POLE FOUND BRASS TAO RCE 10470 SD STTOIM DRAIN RI PARCEL MAP Flo. 142 (460 M 7) SS METE R� -- FORMER ROT LINE WM WRIER VALVE WV WATER VALVE TO BE COMBIIED WITH SSCO SEMER CLEANOVT OFF 0 3/ NCO 1xo _ s4o GRAPHIC SCALE CON m ul O Q w z 0 a il 5 r� -r 6 ATTACHMENT NO. 2 SITE LEGAL DESCRIPTION CITY OF ROHNERT PARK VIDA NUEVA REVISED LOT 1 COMBINED WITH PORTION OF PARCEL A DRAFT LEGAL DESCRIPTION SITUATE IN THE CITY OF ROHNERT PARK, COUNTY OF SONOMA AND STATE OF CALIFORNIA. LOT 1 AS SHOWN ON THE CITY OF ROHERT PARK PARCEL MAP NO: 142 RECORDED DECEMBER 20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 -9, SONOMA COUNTY RECORDS. TOGETHER WITH A PORTION OF THE LANDS OF THE CITY OF ROHNERT PARK, A MUNICIPAL CORPORATION AS DESCRIBED IN DEED RECORDED UNDER DOCUMENT NO. 1992 - 0006439, SONOMA COUNTY RECORDS, ALSO BEING A PORTION.OF PARCEL "A° AS SHOWN ON CITY.OF ROHNERT PARK PARCEL MAP NO. 142 RECORDED DECEMBER 20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 THROUGH 9, SONOMA COUNTY RECORDS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEASTERLY CORNER OF SAID PARCEL °A" , SAID CORNER BEING THE BEING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1568.00 FEET; THENCE. ALONG SAID CURVE AND THE NORTHERLY LINE OF PARCEL 220.00 FEET THROUGH A CENTRAL ANGLE OF 08 105'26 "; THENCE RADIALLY FROM SAID CURVE SOUTH 08°24'02" EAST, 23.23 FEET TO THE SOUTHERLY LINE OF SAID PARCEL; THENCE ALONG.SAID LINE SOUTH 71 °56'15" EAST, 150.54 FEET TO THE BEGINNING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1072.05 FEET; THENCE ALONG SAID CURVE AND THE SOUTHERLY LINE OF SAID PARCEL 84.78 FEET THROUGH A CENTRAL ANGLE OF 04 °31'52° TO THE SOUTHEASTERLY CORNER OF SAID PARCEL; THENCE ALONG THE EASTERLY LINE OF SAID PARCEL NORTH 00. 00'00" WEST, 83.08 FEET TO THE POINT OF BEGINNING. CONTAINING 1.825 ACRES (79,497 SQUARE FEET) MORE OR LESS. BASIS OF BEARING OF THIS DESCRIPTION IS THE ABOVE MENTIONED PARCEL MAP. PREPARED W THE OFFICE OF STEVEN J. LAFRANCHI & ASSOCIATES, INC. DRAFT STEVEN J LAFRANCHI, P.L.S. 6368 DATE EXPIRATION DATE: 12 -31-06 STEVEN J. LAFRANCHI & ASSOCIATES, INC, CIVIL ENGINEERS - LAND SURVEYORS LAND PLANNERS PETALUMA MARINA BUSINESS CENTER 775 BAYWOOD DRIVE, SUITE 312, PETALUMA, CA 94954 TEL 707 -762 -3122 FAX 707 -762 -3239 061081 DRAFT Legal Description for VOa Nueva DRAFT EXHIBIT SHOWING COMBINATION OF LOT I & PORTION OF PARCEL A SEE EXHIBIT "A" FOR LEGAL DESCRIPTION FOR GRAPHIC ILLUSTRATION AND INFORMATIVE PURPOSES ONLY PARCEL A -` CITY OF ROHNERT PARK DN 1992 0006439 APN 14,3 - 391 -054 H � O Z — — — FORMER LOT LNG Z TO BE COMBINED W FOUND 3/4' IP TAGGED PIS 10578 FOUND PK TAGGED PLS 10578 RI MAP REFERENCE Na 142 486 MAPS 7 -9, SCR P.O.B. POINT OF BEGINNING POINT OF BEGINNING PAFK EXPFESSWAY 4 I� V OF ROHNERT V 1997 01191 'N 143 - 391 -lJ, APN 143-- 391 -052 LOT 2 RA0CM MAP Na 142 499 WPS 7-9 APN 143- 391 -050 / R- 1558.00' D- 08'05'26" L- 220.00' 2 S 08-24'02' W 23.23' (RADIAL) 3 S 71'36'15" E 150.54' 4 R- 1072.05' 004'31'52` L- 84.78' 5 N 00'00'00' W 83.08' R1 e STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS - LAND SURVEYORS - LAND PLANNERS PETALUMA MARINA BUSINESS CENTER PETALUMA. CALIFORNIA 94954 T75 BAYWOOD DRIVE, SUITE 312 707-T62-3122 FAX 707-762-3239 .�aeur warn nhrom7j6Wl &LL4&hb1fdWy ATTACHMENT NO.3 SCHEDULE OF PERFORMANCE 910765v4 80078 /0022 Attachment No. 3 Page 1 Action Date 1. Execution and Delivery of Agreement by Within thirty (30) days after delivery to Commission of three (3) executed originals.. (NOTE: This is the Date of Agreement) Commission and Recordation of Memorandum of Agreement. Commission shall consider approval of this Agreement, and if approved, shall deliver one executed original to Developer and shall record.the Memorandum of Agreement immediately thereafter. ( §719 and §704) 2. Developer Submission of Evidence of Financing. On or before sixty (60) days before start of Developer shall submit its evidence of financing for construction development of the Site. §501 3. Commission Approval/Disapproval of Developer Within twenty (20) days after submission by Developer. Evidence of Financing. Commission shall approve or disapprove Developer's evidence of financing. §501 4. Environmental Investigation. Within one hundred fifty (150) days following Date of Developer shall have completed its investigation of Agreement, but in any event, prior to Commission the environmental condition of the Site and opening Escrow. provided the required notice to Commission. ( §106.1) 5. Insurance. Not later than fifteen (15) days prior to the Closing. Developer shall furnish evidence of the insurance required under the Agreement to Commission. ( §305) 6. Developer to Deposit in Escrow. Not later than five (5) days prior to the Closing. Developer shall deposit Note, Commission Deed of Trust, and Performance Deed of Trust in Escrow. §201 7. City and Other Government Permits. _ Prior to the commencement of construction. Developer shall secure all permits, other than building permits, for the development of the Site. §302 8. Lot Line Adjustment. On or before the Closing. Developer shall have completed the Lot Line Adjustment. (§108) 9. Conditions Precedent. On or before the Outside Date. All of the Conditions Precedent to Closing and the Conditions Precedent shall be satisfied (or expressly waived in writing by the appropriate party). ( §201.3, §502) 10. Closing. Within forty five (45) days following satisfaction of Commission shall close escrow and convey the Site all of Commission's and Developer's Conditions to Developer. (Agreement; Joint Escrow Precedent, but in no event Iaer than August 30, 2007 Instructions, Attachment 4) (the "Outside Date "). 910765v4 80078 /0022 Attachment No. 3 Page 1 Action Date 11. Issuance of Closure Letters. Within ninety (90) days following the Closing. If remedial work is required, Developer shall have obtained closure letters and provided copies of such closure letters to Commission. (§ 106.1) 12. Completion of Construction of Developer's On or before twenty -four (24) months following the Improvements. Closing. Developer shall complete construction of the Improvements. 13. Certificate of Completion. Within thirty (30) days following satisfactory Commission shall provide the Certificate of completion of all Improvements and Developer's Completion to Develo er. ( §312) written re uest therefor. The provisions of this Schedule of Performance are intended as a convenient guideline for the parties: In the event of any conflict between this Schedule of Performance and the Agreement, the Agreement shall prevail. 910765v4 80078/0022 Attachment No. 3 Page 2 ATTACHMENT NO. 4 JOINT ESCROW INSTRUCTIONS . These escrow instructions issued by THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic ( "Commission "), and VIDA NUEVA PARTNERS, L.P., a California limited partnership ( "Developer "), shall constitute joint escrow instructions of Developer and Commission for the transaction contemplated under the Affordable Housing and Loan Agreement by and between the parties dated ( "Agreement "). All capitalized terms not defined herein shall have the meaning as defined in the Agreement. Escrow Instructions. a. This document and the Agreement constitute joint escrow instructions of Developer and Commission, and Escrow Agent to whom these instructions are delivered is hereby empowered to act thereunder. The parties hereto agree to do all acts reasonably necessary to close Escrow in the shortest possible time. Insurance policies for fire or casualty are not to be transferred, and Commission will cancel its own policies, if any, after the Closing. All funds received in Escrow shall be deposited with other escrow funds in a general escrow account and may be transferred to any other such escrow trust account in any state or national bank doing business in the State of California. All disbursements shall be made by check or wire transfer from such account. b. If, in the opinion of either party, it is necessary or convenient in order to accomplish the Closing of this transaction, such party may execute supplemental escrow instructions and/or require that the parties sign supplemental joint escrow instructions; provided that if there is any inconsistency between this document, the Agreement, and the supplemental escrow instructions, then the provisions of the Agreement shall control. The parties agree to execute such other and further documents as may be reasonably necessary, helpful or appropriate to effectuate the provisions of the Agreement. Escrow Agent is instructed to release Commission's escrow closing and Developer's escrow closing statements to the respective parties. Authority of Escrow Agent. Escrow Agent is authorized to, and shall: a. Pay and charge Developer for the premium of the Title Policy and the Lender's Policy as set forth in Section 103 of the Agreement and any amount necessary to place title in the condition necessary to satisfy Section 104 of the Agreement. b. Pay and charge Developer for any endorsements to the Title Policy and the Lender's Policy which are requested by Developer or Commission, respectively, as set forth in Section 103 of the Agreement. C. Pay and charge Developer for any escrow fees, charges, and costs payable under the Agreement. d. Record the Affordable Housing and Maintenance Covenant and the Performance Deed of Trust against the Site at the time of Closing. e. Deliver the Note to Commission. f Deliver and record the Grant Deed, when both Developer's and Commission's Conditions Precedent to Closing have been fulfilled or waived in writing by Developer and/or Commission as applicable. 910765v4 80078/0022 Attachment No. 4 Page t g. Record the Commission Deed of Trust (including the Addendum thereto). h. Record the Memorandum of Agreement against the Site. i. Disburse the Purchase Assistance as set forth in the Agreement. j. Do such other actions as necessary, including obtaining the Title Policy and the Lender's Policy, to fulfill its obligations under the Agreement. k. Within the discretion of Escrow Agent, direct Commission and Developer to execute and deliver any instrument, affidavit, and statement, and to perform any act reasonably necessary to comply with the provisions of FIRPTA and any similar state act and regulations promulgated thereunder. Commission agrees to execute a Certificate of Non - Foreign Status by individual transferor and/or a Certification of Compliance with Real Estate Reporting Requirement of the 1986 Tax Reform Act as may be required by Escrow Agent, on the form to be supplied by Escrow Agent. 1. Prepare and file with all appropriate governmental or taxing authorities a uniform settlement statement, closing statement, tax withholding forms including an IRS 1099 -S form, and be responsible for withholding taxes, if any such forms are provided for or required by law. m. Verify that all Documents (as herein defined) were properly dated and executed, personally, not under power of attorney, by the party named as the signator as set forth therein, initialed, and where applicable, witnessed and acknowledged, and that all exhibits (including correct property descriptions) were appended. 3. Closin . Except as otherwise agreed by the parties in writing, the Conveyance of the Site by Commission to Developer shall take place after the parties' satisfaction of all of the Conditions Precedent to Closing as set forth in Agreement, but in no event later than the date set forth in the Schedule of Performance (the "Outside Date "). Commission and Developer shall cooperate to identify a mutually acceptable Closing Date, which shall be on or before the Outside Date. The "Closing" shall mean the time and day the Grant Deed is filed for recordation with the Sonoma County Recorder. The "Closing Date" shall mean the day ors which the Closing occurs. 4. Closing Procedure. Escrow Agent shall close Escrow for the Site as follows: a. Record the Grant Deed with instructions for the Recorder of Sonoma County, California to deliver the Grant Deed to Developer; b. Record the Memorandum of Agreement with instructions for the Recorder of Sonoma County, California to deliver the Grant Deed to Developer; C. Record the Covenant with instructions for the Recorder of Sonoma County, California to deliver the Covenant to Commission; d. Record the Performance Deed of Trust with instructions for the Recorder of Sonoma County, California to deliver the recorded Performance Deed of Trust to Commission; e. Record the Commission Deed of Trust with instructions for the Recorder of Sonoma County, California to deliver the recorded Commission Deed of Trust to Commission. f. Deliver the Note to Commission. g. Instruct the Title Company to deliver the Title Policy to Developer; 910765v4 80078 /0022 Attachment No. 4 Page 2 h. File any informational reports required by Internal Revenue Code section 6045(e), as amended, and any other applicable requirements; Deliver the FIRPTA Certificate, if any, to Developer; and j. Forward to both Developer and Commission a separate accounting of all funds received from and disbursed.to each party and conformed copies of all executed and recorded or filed documents deposited into Escrow, with such recording and filing date and information endorsed thereon. 5. Miscellaneous. These Joint Escrow Instructions shall be construed in accordance with and be governed by the laws of the State of California. If any provision of these Joint Escrow Instructions shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions . hereof shall not in any way be affected or impaired thereby. Capitalized terms not otherwise defined herein shall have the meaning ascribed to such terms in the Agreement. IN WITNESS WHEREOF, Commission and Developer have executed these Joint Escrow Instructions on the respective dates set forth below. Dated: Dated: Dated: Dated: VIDA NUEVA PARTNERS, L.P., a California limited partnership By: Burbank Housing Development Corporation, a California nonprofit public benefit corporation Its: Managing General Partner By: Its: By: The Community Housing Redevelopment Corporation of Santa Rosa, a Californiaz nonprofit corporation Its: Co- General Partner By: Its: "DEVELOPER" 910765v4 80078/0022 Attachment No. 4 Page 3 Dated: "Date of Agreement" ATTEST: Commission Secretary APPROVED AS TO FORM: General Counsel COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic IC Its: "COMMISSION" 910765v4 80078/0022 Attaclunent No. 4 Page 4 ACKNOWLEDGEMENT AND CONSENT Receipt of the foregoing instructions and original documents is hereby acknowledged. We agree, for ourselves and on behalf of North American Title, to proceed in strict accordance with these Instructions, and represent and warrant to the Agency that we, and each of us, is and are authorized to execute this Acknowledgement and Consent for ourselves, and each of us, and on behalf of North American Title. Date: Date: NORTH AMERICAN TITLE By Name Title: Escrow Officer By: Name Title: Title Officer 910765v4 80078/0022 Attachment No. 4 Page 5 RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Community Development Commission of the City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: Executive Director ATTACHMENT NO. 5 (Space Above This Line for Recorder's Use Only) [Exempt from recording fee per Gov. Code § 27383] GRANT DEED INCLUDING COVENANTS For valuable consideration, the receipt of which is hereby acknowledged: THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK (herein "Commission "), a public body, corporate and politic, of the State of California (herein called "Grantor "), acting to carry out the Redevelopment Plan (herein called "Redevelopment Plan ") for the Redevelopment Project, under the Community Redevelopment Law of the State of California, hereby grants to VIDA NUEVA PARTNERS, L.P, a California limited partnership (herein called "Grantee "), the real property ( "Site ") legally described in the document attached hereto, labeled Exhibit A, and incorporated herein by this reference. 1. The Site is conveyed subject to the Redevelopment Plan and pursuant to an Affordable Housing and Loan Agreement ( "Agreement ") entered into by and between the Grantor and Grantee dated 2006. The Site is also conveyed subject to all matters of record. The Grantor and Grantee have executed 'a Memorandum of Affordable Housing and Loan Agreement ("Memorandum"') dated concurrently herewith and recorded against the Site. Capitalized terms not otherwise defined herein shall have the meanings ascribed to such terms in the Agreement. 2. Grantee hereby covenants and agrees, for itself and its successors and assigns, that during construction and thereafter, Grantee shall not use the Site for uses other than the uses specified in the Redevelopment Plan. 3. Developer covenants and agrees for itself, its successors, its assigns and every successor in interest that the Site shall be used for twenty -four (24) residential units (each a "Unit "), that all of the residential units with the exception of the Manager's Unit (so long as utilized for such purposes), shall only be rented to Very Low Income Households ( "Affordable Units ") for Affordable Rent, and that a majority of the Affordable Units will be "supportive housing" units housing at least one (1) adult resident who is a member of a "Special Needs Population" as defined in 25 California Code of Regulations section 7301(r), all in accordance with the terms of the Affordable Housing and Maintenance Covenant dated concurrently herewith and recorded against the Site ( "Covenant "). Grantee hereby covenants and agrees, for itself and its successors and assigns, that during construction and thereafter, for a period of not less than fifty -five (55) years from the date of recording. of the Covenant or the Certificate of Completion, whichever occurs later, the Affordable Units shall be and remain affordable to Very Low Income Households in accordance with the Covenant. 4. Grantee shall maintain any private improvements, public improvements, and landscaping to the curbline(s) on and abutting the Site in accordance with the Maintenance Standards, as defined in the Covenant. 910765v4 80078/0022 Attachment No. 5 Page 1 5. Prior to the issuance of a Certificate of Completion by the Grantor as provided in the Covenant, Grantee shall not, except as permitted by the Covenant, sell, transfer, convey, assign or lease the whole or any part of the Site without the prior written approval of the Grantor. This prohibition shall not be deemed to prevent the granting of easements or permits to facilitate the development of the Site, or any portion thereof, or to prohibit or restrict the lease or rental of an Affordable Unit to Very Low Income Households when said improvements are completed. Subsequent to the issuance of the Certificate of Completion, Developer shall not sell, transfer, convey, assign or lease the whole or any part of the Site, except as permitted in accordance with the terms and provisions set forth in the Covenant. 6. Option to Repurchase. a. Grantee hereby grants to Grantor the option to repurchase the Site hereby conveyed and all improvements subsequently constructed thereon if after conveyance of title to the Site or portion thereof and prior to the issuance of the Certificate of Completion therefor, Developer shall: i. Subject to extensions pursuant to Section 702 of the Agreement, fail to commence or complete Construction of the Improvements within the time set forth in the Schedule of Performance; or Ii. Once construction has been commenced, fail to diligently prosecute construction of the Improvements through completion, where such failure has not been cured within three (3) months after Developer's receipt of written notice thereof from Commission; or iii. Abandon or substantially suspend construction of the Improvements for a period of three (3) months after Developer's receipt of written notice of such abandonment or suspension from Commission; or iv. Without the prior written consent of Commission, directly or indirectly, voluntarily or involuntarily sell, assign, transfer, dispose of or further encumber or agree to sell, assign, transfer, dispose of or further encumber or suffer to exist any other lien against all or any portion of or any interest in the Site, except for any sale or transfer which is expressly permitted by the terms of the Agreement. For the purpose of this Section, the terms "sell" and "transfer" shall include, in addition to the common and ordinary meaning of those terms and without limiting their generality, transfers made to subsidiary or affiliated entities, and any "change in ownership" as that term is used from time to time in California real property taxation law, irrespective of the fact that the Site may be exempt from such transaction during the period when owned by Commission. C. To exercise its right to repurchase, reenter and take possession with respect to the Site or any portion thereof, Commission shall pay to Developer in cash an amount equal to: i. The amount of the Purchase Price paid by Developer to Commission; plus ii. The out -of- pocket costs actually incurred by Developer for on -site labor and materials for the construction of the Improvements existing on the Site (but specifically excluding the Public Improvements or any costs incurred by Developer pursuant to the Parking Agreement) at the time of the repurchase, reentry and repossession (exclusive of amounts financed, if any, to the extent such financing obligations are assumed by Commission); less iii. Any net gains or net income withdrawn or made by Developer from the Site or such portion thereof or the improvements thereon; and less iv. Any outstanding unpaid amount of the Promissory Note, plus accrued interest; and less 9107650 80078/0022 Attachment No_ 5 Page 2 V. The amount of unpaid liens on the Site, the City's, or Commission's property, or such portion thereof which Commission agrees to pay, and any unpaid current or past -due installments of assessments against the Site or such portion thereof which Commission agrees to pay; and less vi. Any other amounts outstanding from Developer to Commission or City. d. In order to exercise such repurchase option, Commission shall give Developer notice of such exercise and Developer shall, within thirty (30) days after Developer's receipt_ of such notice, provide Commission with a summary of all of Developer's costs incurred as provided above. Commission, within thirty (30) days thereafter, shall pay to Developer in cash all sums owing pursuant to this Subsection 6.d, and Developer shall thereupon execute and deliver to Commission a grant deed transferring to Commission all of Developer's interest in the Site. 7. Grantee covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, sexual orientation, source of income, age, physical or mental handicap, medical condition, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Site, nor shall Grantee itself or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the Site. All deeds, leases or contracts made relative to the Site, the improvements thereon or any part thereof shall contain or be subject to substantially the following nondiscrimination clauses: a. In deeds: "The grantee herein covenants by and for himself or herself, his or her heirs, executors, administrators, and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, sexual orientation, source of income, age, physical or mental handicap, medical condition, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the premises herein conveyed, nor shall the grantee, or any person claiming under or through him or her, establish or pen-nit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the premises herein conveyed. The foregoing covenants shall run with the land." b. In leases: "The lessee herein covenants by and for himself or herself, his or her heirs, executors, administrators and assigns, and all persons claiming under or through him or her, and this lease is made and accepted upon and subject to the following conditions: That there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, sexual orientation, source of income, age, physical or mental handicap, medical condition, national origin or ancestry in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment of the premises herein leased, nor shall the lessee himself or herself, or any person claiming under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublessees, subtenants or vendees in the premises herein leased." C. In contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, sexual orientation, source of income, age, physical or mental handicap, medical condition, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the premises, nor shall the transferee himself or herself, or any person claiming under or through him or her, establish or permit any such practice or 910765v4'80078/0022 Attachment No. 5 Page 3 practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublessees, subtenants or vendees in the premises. The provisions of this Section 7 shall run with the land and shall be contained in each subsequent grant deed conveying title to the Site to any subsequent owner. 8. Upon written request by Developer, Commission shall agree that the terms and conditions under Section 3 of this Grant Deed relating to the affordability requirements for the Affordable Units ( "Affordability Restrictions ") shall be subject to and subordinate only to the terms and conditions of the MHP Affordability Restrictions. Commission shall consider subordination of the Affordability Restrictions to the Construction Financing in accordance with the Community Redevelopment Law of the State of California (Health and Safety Code section 33000, et seg.). 9. No violation or breach of the covenants, conditions, restrictions, provisions or limitations contained in this Grant Deed shall defeat or render invalid or in any way impair the lien or charge of any mortgage, deed of trust or other financing or security instrument permitted by the Agreement, provided, however, that any successor of Grantee to the Site shall be bound by such remaining covenants, conditions, restrictions, limitations and provisions, whether such successor's title was acquired by foreclosure, deed in lieu of foreclosure, trustee's sale or otherwise. 10. Except as otherwise provided, the covenants contained in Sections 3, 4 and 5 of this Grant Deed shall remain in effect for fifty -five (55) years from the date of recordation of the Covenant or the Certificate of Completion, whichever occurs later. The covenant contained in Section 2 shall remain in effect until the date of termination of the Redevelopment Plan. The covenants against discrimination contained in Section 7 of this Grant Deed shall remain in perpetuity. The covenant contained in Section 6 shall remain in effect until issuance of a Certificate of Completion pursuant to Section 312 of the Agreement. 11. The covenants contained in Sections 2, 3, 4, 5, 6 and 7 of this Grant Deed shall be binding for the benefit of the Grantor, its successors and assigns, the City of Rohnert Park, and any successor in interest to the Site or any part thereof, and such covenants shall run in favor of the Grantor and such aforementioned parties for the entire period during which such covenants shall be in force and effect, withoui regard to whether the Grantor is or remains an owner of any land or interest therein to which such covenants relate. The Grantor and such aforementioned parties, in the event of any breach of any such covenants, shall have the right to exercise all of the rights and remedies and to maintain any actions at law or suits in equity or other proper proceedings to enforce the curing of such breach. The covenants contained in this Grant Deed shall be for the benefit of and shall be enforceable only by the Grantor, its successors and such aforementioned parties. 12. This Grant Deed shall be construed in accordance with and be governed by the laws of the State of California. If any provision of this Grant Deed shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions hereof shall not in any way be affected or impaired thereby. Capitalized terms not otherwise defined herein shall have the meaning ascribed to such terms in the Agreement. 910765v4 80078/0022 Attaclunent No. 5 Page 4 IN WITNESS WHEREOF, the Grantor and Grantee have caused this instrument to be executed on their behalf by their respective officers thereunto duly authorized this i u ' day of s 429 � Dated: ATTEST: Commission Secretary APPROVED AS TO FORM: General Counsel COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic By: Name: Its: [Signature must be notarized] [Developer acceptance follows on next page] "GRANTOR" 910765v4 80078/0022 Attachment No. 5 Page 5 Dated: Dated: Dated: The provisions of this Grant Deed are hereby approved and accepted. VIDA NUEVA PARTNERS, L.P., a California limited partnership By: Burbank Housing Development Corporation, a California nonprofit public benefit corporation Its: Managing General Partner By: Its: By: The Community Housing Redevelopment Corporation of Santa Rosa, a California nonprofit corporation Its: Co- General Partner By: Its: /Signature must he notarized] "GRANTEE" 910765v4 80078/0022 Attachment No. 5 Page 6 STATE OF CALIFORNIA ) ss. COUNTY OF 1 On , 20_, before me, (here insert name and title of the officer), personally appeared , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capacity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature STATE OF CALIFORNIA ) ss. COUNTY OF 1 On , 20 , before me, (here insert name and title of the officer), personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capacity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature 910765v4 80078/0022 EXHIBIT A LEGAL DESCRIPTION OF THE SITE CITY OF ROHNERT PARK VIDA NUEVA REVISED LOT 1 COMBINED WITH PORTION OF PARCEL A DRAFT` LEGAL DESCRIPTION SITUATE IN THE CITY OF ROHNERT PARK, COUNTY OF SONOMA AND STATE OF CALIFORNIA. LOT I AS SHOWN ON THE CITY OF ROHERT PARK PARCEL MAP NO. 142 RECORDED DECEMBER20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 -9, SONOMA COUNTY RECORDS- TOGETHER WITH A PORTION OF THE LANDS OF THE CITY OF ROHNERT PARK, A MUNICIPAL CORPORATION AS DESCRIBED IN DEED RECORDED UNDER DOCUMENT NO. 1992 - 0006439, SONOMA COUNTY RECORDS, ALSO BEING A PORTION OF PARCEL "A- AS SHOWN ON CITY OF ROHNERT PARK PARCEL MAP NO. 142 RECORDED DECEMBER 20,199 1 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 THROUGH 9, SONOMA COUNTY RECORDS, BEING MORE PARTICULARLY .DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEASTERLY CORNER OF SAID PARCEL "A' , SAID CORNER BEING THE BEING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1558.00 FEET; THENCE ALONG SAID CURVE AND THE NORTHERLY LINE OF PARCEL 220.00 FEET THROUGH A CENTRAL ANGLE OF 08 °05'26 '; THENCE RADIALLY FROM SAID CURVE SOUTH 08°24'02' EAST, 23.23 FEET TO THE SOUTHERLY LINE OF SAID PARCEL; THENCE ALONG SAID LINE SOUTH 71 °56'15' EAST, 150.54. FEET TO THE BEGINNING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1072.05 FEET; THENCE ALONG SAID CURVE AND THE SOUTHERLY LINE OF SAID PARCEL 84.78 FEET THROUGH A CENTRAL ANGLE OF 04 °31'52' TO THE SOUTHEASTERLY CORNER OF SAID PARCEL; THENCE ALONG THE EASTERLY LINE OF SAID PARCEL NORTH 00°00'00' WEST, 83.08 FEET TO THE POINT OF BEGINNING. CONTAINING 1.825 ACRES (79,497 SQUARE FEET) MORE OR LESS. BASIS OF BEARING OF THIS DESCRIPTION IS THE ABOVE MENTIONED PARCEL MAP. PREPARED IN THE OFFICE OF STEVEN J. LAFRANCHI & ASSOCIATES. INC- DRAFT STEVEN J LAFRANCHI, P.L.S. 6368 EXPIRATION DATE: 12 -31-06 DRAFT DATE STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS -- LAND SURVEYORS - LAND PLANNERS PETALUMA MARINA BUSINESS CENTER 775 BAYWOOD DRIVE, SUITE 312, PETALUMA, CA 94954 TEL 707 - 762 -3122 FAX 707- 762 -3239 061081 DRAFT Legal Dascripto for Vida NU va fw° Z DRAFT EXHIBIT SHOWING COMBINATION OF LOT 1 & PORTION OF PARCEL A SEE EXHIBIT "A" FOR LEGAL DESCRIPTION FOR GRAPHIC ILLUSTRATION AND INFORMATIVE PURPOSES ONLY 3 PARCEL A J C/TY Of ROHNERT PARK DN 1992 0006439 APN 143- 391 -054 LEGEND — — FORMER LOT LINE Z TO BE COMBINED • FOUND 3/4" IP TAGGED PLS 10578 e FOUND PK TAGGED PLS 10578 RI MAP REFERENCE Na 142 486 MAPS 7 -9, SCR P.0.8. POINT OF BEGINNING POINT OF BEGINNING MfEAT PAFK EXPFESSWAY 4 PARCEL Na W 488 &1" 7-9 `- Q� 1-99701191 c APN 14.T -391 -052 LOT 2 PAS MAP t4m M MAPS 7.0 APN 74J- 391 -050 R =1558.00' D- OM'26" L -220.W 1 S 08'2402" W 23.23' (RADIAL) 3 S 7136'15' E 150.54' 4 R- 1072.05' 0- 04'31'52' L- 84.78' 5 N OO*WOO' W 8108' R1 Q STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS - LAND SURVEYORS - LAND PLANNERS PETALUMA MNA BUSINESS CENTER PETALUMA, CALIFORNIA 94954 775 RAYWOOD DRIVE, SUITE 312 707-762-3122 FAX 707-762-3239 .was ( Wdo Atww 1 XIO91tt f£xWt d6y ATTACHMENT NO. 6 FORM OF CERTIFICATE OF COMPLETION RECORDING REQUESTED BY AND WHEN RECORDED MAIL To: Community Development Commission of the City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: Executive Director This document is exempt from the payment of a recording fee pursuant to Government Code § 27383. CERTIFICATE OF COMPLETION OF CONSTRUCTION AND IMPROVEMENTS THIS CERTIFICATE OF COMPLETION OF CONSTRUCTION AND IMPROVEMENTS ( "Certificate of Completion ") is made by the COMMUNITY DEVELOPMENT COMMISSION OF THE CJTY OF ROHNERT PARK, a public body corporate and politic (the "Commission "), in favor of VIDA NUEVA PARTNERS, L.P., a California limited partnership (the "Developer "), as of the date set forth below. RECITALS A. Commission and Developer have entered into that certain Affordable Housing and Loan Agreement ( "Agreement ") dated 2006, concerning the redevelopment of certain real property situated in the City of Rohnert Park, California, as more fully described in Exhibit "A" attached hereto and made a part hereof. B. As referenced in Section 312 of the Agreement, Commission is required to furnish Developer or its successors with a Certificate of Completion upon completion of construction of the Improvements (as defined in the Agreement), which Certificate of Completion is required to be in such form as to permit it to be recorded in the Recorder's Office of Sonoma County. This Certificate of Completion is conclusive determination of satisfactory completion of the construction and development required by the Agreement. C. Commission has conclusively determined that such construction and development has been satisfactorily completed. NOW, THEREFORE, Commission hereby certifies as follows: 1. The work of Improvements to be constructed by Developer has been fully and satisfactorily completed in conformance with the Agreement. 2. All use, maintenance, operation, nondiscrimination and other covenants contained in the Agreement, Grant Deed, and Covenant shall remain in effect and enforceable according to their terms. 910765v4 80078/0022 Attaclunent No. 6 Page 1 3. This Certificate of Completion shall not be deemed or construed to constitute evidence of compliance with or satisfaction of any obligation of Developer to any holder of a mortgage, or any insurer of a mortgage, securing money loaned to finance the construction of the Improvements on the Site, or portion thereof. This Certificate of Completion is not a notice of completion as referred to in section 3093 of the California Civil Code. IN WITNESS WHEREOF, Commission has executed this Certificate of Completion this Ma day of , 200 COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic By: Name: Its: ATTEST: Commission-Secretary APPROVED AS TO FORM: General Counsel [Signature must be notarized] 9107650 80078/0022 Attachment No. 6 Page 2 EXHIBIT A Sl . DESCRIPTION CITY OF'ROHNERT PARK VIDA NUEVA REVISED LOT 1 COMBINED WITH PORTION OF PARCEL A DRAFT LEGAL DESCRIPTION SITUATE IN THE CITY OF ROHNERT PARK, COUNTY OF SONOMA AND STATE OF CALIFORNIA. LOT 1 AS SHOWN ON THE CITY OF ROHERT PARK PARCEL MAP NO. 142 RECORDED DECEMBER 20, 1991 AND FILED IN BOOK 486 OF: MAPS AT PAGES 7 -9, SONOMA COUNTY RECORDS. TOGETHER WITH A PORTION OF THE LANDS OF THE CITY OF ROHNERT PARK, A MUNICIPAL CORPORATION AS DESCRIBED INDEED RECORDED UNDER DOCUMENT NO. 1992 - 0000439, SONOMA COUNTY RECORDS, ALSO BEING A PORTION OF PARCEL 'A' AS SHOWN ON CITY OF ROHNERT PARK PARCEL. MAP NO- 142 RECORDED DECEMBER 20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 THROUGH 9, SONOMA COUNTY RECORDS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS` BEGINNING AT THE NORTHEASTERLY CORNER OF SAID PARCEL 'A' , SAID CORNER BEING THE BEING O A CURVE TO THE RIGHT HAVING A RADIUS OF 1558.00 FEET; THENCE ALONG SAID CURVE AND THE NORTHERLY LINE OF PARCEL 220.00 FEET THROUGH A CENTRAL ANGLE OF 08T5'26'; THENCE RADIALLY FROM SAID CURVE SOUTH 08°24'02" EAST, 23.23 FEET TO THE SOUTHERLY LINE OF SAID PARCEL; THENCE ALONG SAID LINE SOUTH 71'56'15' EAST, 150,54 FEET TO THE BEGINNING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1072.05 FEET; THENCE ALONG SAID CURVE AND THE SOUTHERLY LINE OF SAID PARCEL 84.78 FEET THROUGH A CENTRAL ANGLE OF 04 °31'52' TO THE SOUTHEASTERLY CORNER OF SAID PARCEL; THENCE ALONG THE EASTERLY LINE OF SAID PARCEL NORTH 00°00'00" WEST, 83 -08 FEET TO THE POINT OF BEGINNING. CONTAINING 1 -825 ACRES (79,497 SQUARE FEET) MORE OR LESS. BASIS OF BEARING OF THIS DESCRIPTION IS THE ABOVE MENTIONED PARCEL MAP. PREPARED IN THE OFFICE OF STEVEN J. LAFRANCHI & ASSOCIATES, INC- DRAFT DRAFT STEVEN JIAFRANCHI, P.L -S. 6368 DATE EXPIRATION DATE: 12 -31 -06 STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS - LAND SURVEYORS -- LAND PLANNERS PETALUMA MARINA BUSINESS CENTER 775 BAYWOOD DRIVE, SUITE 312, PETALUMA, CA 94954 TEL 707- 762 -3122 FAX 707 - 762 -3239 061081 ORAFT Legal 0a npfi n for %Ida Nueva DRAFT EXHIBIT SHOWWNG COMBINATION OF LOT 1 & PORTION OF PARCEL A SEE EXHIBIT "A" FOR LEGAL. DESCRIPTION FOR GRAPHIC ILLUSTRATION AND INFORMATIVE PURPOSES ONLY POINT OF BEGINNING P AY Q5 STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS - LAND SURVEYORS - LAND PLANNERS PETALUMA MARINA BUSINESS CENTER PETALUMA. CALIFORNIA 94954 775 BAYWOOD DRIVE, SUITE 312 70T 762.3122 FAX 707-762-3239 .leads 1 W7 Nuew I0Sf081LL4£x4Ab& a'"9 3 `!�' �`r , ' ' � � i_DT; ; � -• PAS A' � f�- CITY OF RONN£RT PARK ;' CITY of ROHNERT DN 1992 0006439 ;, , j L >N 1997 0119158:', APN 143- 391 -054 APN_ 14J -J91 -033; `,i':`,i APN 14.x- 391 -052 P &L" 7.0 °4 LOT PAID MAP Na M 486 MAPS 7-0 Z � q AON 143 -391 -050 LEGEND — — — FORMER LOT UNE Z TO BE COMBINED COURSE DATA • FOUND 3/4- P / R- 1558.00' D- 080626" L- 220.00' TAGGED PLS 10578 2 S 08'24'02' W 23.23- (RADIAL) • ROUND PK TAGGED PLS 10578 .T S 71-36'15" E 150 54' R1 . MAP REFERENCE No. 142 4 R- 1072.05' 0 -04 *31'52- L- 84.78' 486 MAPS 7 -9, SCR 5 N 00'00'00' W 83.08' R1 P.O.B. POINT OF BEGINNING Q5 STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS - LAND SURVEYORS - LAND PLANNERS PETALUMA MARINA BUSINESS CENTER PETALUMA. CALIFORNIA 94954 775 BAYWOOD DRIVE, SUITE 312 70T 762.3122 FAX 707-762-3239 .leads 1 W7 Nuew I0Sf081LL4£x4Ab& a'"9 STATE OF CALIFORNIA ) } ss. COUNTY OF ) On , 20___, before me, (here insert name and title of the officer), personally appeared , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capacity(ies), and that by his /her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature 910765v4 80078/0022 ATTACHMENT NO. 7 AFFORDABLE HOUSING AND MAINTENANCE COVENANT RECORDING REQUESTED BY ) AND WHEN RECORDED MAIL TO: ) } } Community Development Commission ) of the City of Rohnert Park ) 6750 Commerce Boulevard ) Rohnert Park, California 94928 ) Attention: Executive Director ) This document is exempt from the payment of a recording fee pursuant to Government Code § 27383. AFFORDABLE HOUSING AND MAINTENANCE COVENANT For valuable consideration, the receipt of which is hereby acknowledged, VIDA NUEVA PARTNERS, L.P., a California limited partnership ( "Developer "), and the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK ( "Commission ") agree as follows with reference to the following facts: A. Developer owns that certain real property legally described on Exhibit A ( "Site "). B. Commission in acting to carry out the obligations under the Community Redevelopment Law of the State of California (Health and Safety Code section 33000, et seq.) with respect to affordable housing has entered into that certain Affordable Housing and Loan Agreement dated 2006, between Developer and Commission ( "Agreement ") with respect to the Site. C. Developer and Commission agree that the Site shall be subject to the conditions and restrictions, and the rights of Commission under this Affordable Housing and Maintenance Covenant ( "Covenant ") as specified below. Developer further agrees that it shall require Operators to comply with this Covenant. 1. USE OF THE SITE. Developer hereby covenants and agrees that during the term of this Covenant, Developer shall use the Site in compliance with all of the following: A. Development. Developer has constructed certain Improvements (as defined in the Agreement) including a twenty -four (24) unit permanent housing rental complex together with common facilities on the Site. "Project" means the Site and the Improvements constructed by Developer as set forth in the Agreement. As described below in Subsection l.B(1), all of the units (other than the Manager's Unit, if any) within the Project shall be restricted to households of very low income. B. Rent and Income Restrictions. (1) All of the residential units (other than the Manager's Unit, if any) of the Project shall be rent - restricted (the "Affordable Units "); provided, however, that if Developer does not have a property manager residing on the Site, then the unrestricted Manager's Unit shall also be treated as an "Affordable Unit" under the Agreement. The Affordable Units shall be occupied by Very Low Income Persons or Households whose gross income is fifty percent (50 %) or Iess of Area.Median Income as adjusted by household size for Sonoma County, or such other percentage as set from time to time pursuant to California Health and Safety Code section 50105, as amended, or any successor statute thereto ( "Very Low Income 910765v4 80078/0022 Attachment No. 7 Page 1 Households ") at an affordable rent level pursuant to California Health and Safety Code section 50053, as amended, or any successor statute thereto ( "Affordable Rent "). No fewer than sixteen (16) of the Affordable Units will be rented to Very Low Income Households in which at least one person is a member of a "Special Needs Population" as defined in 25 California Code of Regulations section 7301(r) (individually and collectively, "Supportive Unit(s)"); provided however, that if despite its best efforts Developer is unable to locate a Very Low Income Household with a member of a Special Needs Population after a Supportive Unit has been vacant for sixty (60) days, then Developer may rent the applicable Supportive Unit(s) to the next Very Low Income Household or Person on the waiting list. In addition, Commission acknowledges that the Developer shall be allowed to rent all Affordable Units to members of a Special Needs Population. Rent shall be no greater than that considered as "affordable rent" for very low income households adjusted for family size appropriate to the unit, pursuant to section 50053 of the California Health and Safety Code, as amended, or any successor statute thereto ( "Affordable Rent "). "Area Median Income" means the median household income (adjusted for household size) of the Metropolitan Statistical Area in which Sonoma County is located, as established in accordance with section 50093 of the California Health and Safety Code, as amended, or any successor statute thereto. "Adjusted for family size appropriate to the unit" shall mean a household of two persons in the case of a one - bedroom unit and three persons in the case of a two - bedroom unit. The determination of an occupant's status as a Very Low Income Household shall be made by Developer prior to initial occupancy of the applicable category of an Affordable Unit in the Project by such occupant. (2) If a household occupying an Affordable Unit no longer qualifies for the income category designated for that Affordable Unit, the occupant may continue to occupy the Affordable Unit, household income exceeds applicable limitations on Area Median Income, such Affordable Unit may be rented at market rents to such household. The former Very Low Income Household who has ceased to qualify as such shall be deemed to continue to be a Very Low Income household for the purposes of the income requirements of Subsection 1.13(1), until the rental of the next available Affordable Unit of comparable size to a new Very Low Income Household at an Affordable Rent. (3) The income of all persons residing in the Affordable Unit (other than approved care providers) shall be considered for purposes of calculating the applicable income. No less than one (1) person per bedroom shall be allowed. No more than three (3) persons shall be permitted to occupy a one (1) bedroom Affordable Unit, and no more than four (4) persons shall be permitted to occupy a two (2) bedroom Affordable Unit. To the extent permitted by Community Redevelopment Law, the income and rent requirements shall confirm with California Tax Credit Allocation Committee procedures. C. Marketing and Leasing Program; Management Plan. The Community Housing Redevelopment Corporation of Santa Rosa ( "CHDSR ") and BHDC (collectively, "Operators ") will execute a Joint Development and Operating Agreement that will assign financing, development, management and service responsibilities of the Project to each organization. Developer will enter into a property management agreement with BHMC and COTS. Commission plans to enter into a separate professional services agreement with COTS in order to in order to provide financial assistance for social services for members of a Special Needs Population ( "Professional Services Agreement "). Developer shall, and shall ensure that CHDSR and BHMC shall, work with Commission and Operators to design a marketing and leasing program, which program shall be subject to the approval of Commission prior to lease -up and related activities, including but not limited to advertising. To the extent permitted by law, such program shall give preference in renting the Affordable Units to eligible persons and eligible households who live or work in Rohnert Park;. Developer shall require that Operators comply with the provisions of such management plan in leasing the Affordable Units, including but not limited to refusing to place a household on the list or remove such household from such list if the agent determines that'such household has provided false information in its application and compliance with the Burbank Housing Resident Selection and Protocol Criteria as set forth on Exhibit B, attached hereto and incorporated by reference. Operators or their respective agents may not use marital status in determining eligibility. A potential tenant refused a rental unit or a place on a 9107650 80078/0022 Attachment No. 7 Page 2 waiting list shall be notified in writing stating the reasons for such determination and the procedure for appeal of this decision. D. Reporting Requirements. At Commission's request, annual reports and annual income certifications or recertifications must be submitted to Commission. The reports, at a minimum, shall include: (1) The number of persons per unit; (2) Tenants name(s); (3) Initial occupancy date; (4) Rent paid per month; (5) Gross income per year; (6) Percent of rent paid in relation to income; and (7) Summary of those documents used to certify the tenant as a Very Low Income Households with copies available on request. The first annual report and annual income certification ( "Initial Report") shall be submitted to Commission within thirty (30) days of the date of the initial rental of all the Affordable Units on the Site. Subsequent annual reports and annual income certifications or recertification shall be submitted to Commission on the anniversary date of submittal of the Initial Report. Commission may, from time to time during the term of this Covenant, request additional or different information and Developer shall promptly supply such information in the reports required hereunder. Developer shall maintain all necessary books and records, including property, personal and financial records, in accordance with requirements prescribed by Commission with respect to all matters covered by this Covenant. Developer, at such time and in such forms as Commission may require, shall furnish to Commission statements, records, reports, data and information pertaining to matters covered by this Covenant. Upon request for examination by Commission, Developer, at any time during normal business hours, shall make available all of its records with respect to all matters covered by this Covenant. Developer shall permit Commission to audit, examine and make.ekeerpts or transcripts from these records. E. Marketing Reports. Within ten (10) days of Commission's request, Developer shall deliver to Commission marketing and leasing information, schedules and reports for the Affordable Units in form and substance reasonably acceptable to Commission. LIMITATIONS ON TRANSFER. A. No voluntary or involuntary successor in interest of Developer shall acquire any interest in the Site or the Project except as expressly set forth herein. It is hereby expressly stipulated and agreed that any assignment, sale, transfer or other disposition of the Project or the Site, or any portion(s) thereof or interest(s) therein in violation of this Section 2 shall be null, void and without effect, shall cause a reversion of title to Developer if it occurs prior to the Certificate of Completion, and shall be ineffective to relieve Developer of its obligations under this Covenant. For purposes of this Section 2, a change in the identity of the initial managing member of Developer (including, but not limited to, the sale or transfer, in the aggregate, of the controlling stock or interest in said managing member) shall be deemed a transfer subject to the provisions of this Section. Upon any assignment, sale, transfer or other disposition of the Project or the Site that complies with the requirements of this Section 2, Developer shall be fully released from its obligations hereunder to the extent such obligations have been fully assumed in writing by the transferee of the Project or the Site pursuant to an assignment and assumption agreement in a form reasonably acceptable to Commission's legal counsel. No later than the date the assignment becomes effective, Developer shall 910765v4 80078/0022 Attachment No. 7 Page 3 deliver to Commission a fully executed counterpart of the assignment and assumption agreement. Developer shall request approval by written notice at least sixty (60) days prior to any proposed assignment, sale, transfer or other disposition of the Project or the Site, or any portion(s) thereof or interest(s) therein. B. The qualifications and identity of Developer and its managing member or partner is of particular concern to Commission. It is because of the demonstrated qualifications and identity that Commission has entered into the Agreement with Developer. No voluntary or involuntary successor in interest of Developer shall acquire any interest in the Site or the Project nor any rights or powers under the Agreement, except as expressly set forth herein. It is expressly stipulated and agreed that any assignment, sale, transfer or other disposition of the Project or the Site, or any portion(s) thereof or interest(s) therein or of any rights or powers under the Agreement in violation of this Section 2 shall be null, void and without effect, and shall be ineffective to relieve Developer of its obligations under the Agreement and the Covenant. Developer shall notify Commission of any proposed transfer, assignment or refinancing promptly upon commencement of negotiations in connection with such event. Commission's Executive Director shall approve or disapprove any requested transfer, assignment or refinancing within thirty (30) days after receipt of a written request for approval from Developer, together with such documentation as may be reasonably required by Commission's Executive Director. The documentation to be provided by Developer to Commission's Executive Director shall include, without limitation, all loan documents in connection with any proposed refinancing and all documentation which Commission's Executive Director determines is reasonably necessary to evaluate the proposed transaction and the proposed assignee's /transferee's experience and qualifications. Commission's Executive Director shall not unreasonably withhold its approval of a transfer or assignment to a proposed transferee /assignee who in the reasonable opinion of Commission's Executive Director is financially capable and has the development qualifications and experience to perform the duties and obligations of Developer hereunder. Prior to any proposed assignment being considered for approval by Commission's Executive Director, Developer shall deliver to Commission's Executive Director the form of a proposed written assignment and assumption agreement in which the assignee would expressly agree to assume all rights and obligations of Developer under the Agreement which arise after the effective date of the assignment, and in which the assignee would agree to assume, or Developer would expressly remain responsible for, all performance of Developer which arose prior to the effective date of the assignment. The assignment and assumption agreement shall be in a form reasonably acceptable to Commission's legal counsel. No later than the date the assignment becomes effective, Developer shall deliver to Commission a fully executed counterpart of the assignment and assumption agreement. C. Prior to Issuance of Certificate of Completion. Prior to issuance of the Certificate of Completion, Developer shall not assign or transfer the Agreement, the Project or the Site, or any portion(s) thereof, or interest(s) therein, or any right(s) hereunder without the prior written approval of Commission's Executive Director. Assignments for financing purposes shall be subject to review and approval by Commission's Executive Director in accordance with this Section 2 and with the requirements of Section 313.1 of the Agreement. Commission's Executive Director shall have the right to disapprove any transfer, assignment or refinancing, which would diminish or otherwise impair the ability of Developer to fulfill all its duties and obligations under the Agreement. D. Following Issuance of Certificate of Completion. Following issuance of the Certificate of Completion, Developer shall not assign or transfer the Agreement, the Project or the Site, or any portion(s) thereof, or interest(s) therein, or any night(s) hereunder without the prior written approval of Commission's Executive Director, which approval shall not be unreasonably withheld or delayed, and shall be granted upon Commission's receipt of evidence acceptable to Commission that the following conditions have been satisfied: 9107650 80078/0022 Attachment No. 7 Page 4 (1) Developer is not in Default hereunder or in violation of the Covenant, or the purchaser or assignee agrees to undertake to cure any Defaults or violations of Developer to the reasonable satisfaction of Commission; (2) The continued operation of the Project shall comply with the provisions of the Agreement and the Covenant; (3) Either (i) the purchaser or assignee or its property manager has at least three (3) year's experience in the ownership, operation and management of similar size rental housing projects, and at least one year's experience in the ownership, operation and management of rental housing projects containing below - market -rate units, without any record of material violations of discrimination restrictions or other state or federal laws or regulations or local governmental requirements applicable to such projects, or (ii) the purchaser or assignee agrees to retain a property management firm with the experience and record described in subclause (i) above, or (iii) Developer or its management company will continue to manage the Project for at least one year following such transfer and during such period will provide training to the transferee and its manager in the responsibilities relating to the Affordable Units; (4) The person or entity which is to acquire the Project does not have pending against it, and does not have a 'history of significant and material building code violations or complaints concerning the maintenance, upkeep, operation and regulatory agreement compliance of any of its projects as identified by any local, state or federal regulatory agencies; and (5) The proposed purchaser or assignee enters into a written assignment and assumption agreement in form and content reasonably satisfactory to Commission's legal counsel, and, if requested by Commission, an opinion of such purchaser or assignee's counsel to the effect that the Agreement and the . Covenant are valid, binding and enforceable obligations of such purchaser or assignee, subject to bankruptcy and other standard limitations affecting creditor's rights. E. Pre - Approved Transfers. (1) Notwithstanding any other provision of the Agreement to the contrary, Commis 1011 approval of a transfer or assignment of the Agreement, the Project, or the Site or any interest therein shall not be required in connection with any of the following: (2) Subject to Developer submitting the assignment and assumption agreement referred to above and the approval of such agreement by Commission, which approval shall not be unreasonably withheld, any transfer or assignment of the Project or any interest therein to an entity or entities in which Developer, retains more than fifty percent (50 %) in the aggregate, directly or indirectly, of the ownership or beneficial interest and retains full management and control of the transferee entity or entities, either directly or indirectly through another entity, subject only to certain major events requiring the consent or approval of the other owners of such entity ( "Affiliate of Developer "). (The term "control" as used herein shall mean the ability to direct the operation and management of such corporation, partnership, limited liability or other entity.) (3) Transfers resulting from the death or mental or physical incapacity of any member or partner of Developer; (4) The granting of temporary or permanent easements or permits to facilitate development of the Project; (5) Any assignment for financing purposes (subject to such financing being considered and approved by Commission pursuant to Section 313.1 of the Agreement), including the grant of a deed of trust, assignment of rents and security agreement to secure the Construction Financing and MHP Financing; 910765v4 80078/0022 Attaclunent No. 7 Page 5 (6) Any transfer by foreclosure or deed in lieu of foreclosure under approved financing or transfers by a lender as described in Subsection 2.E(4) above subsequent to foreclosure or deed in lieu of foreclosure (subject to the requirements of this Section 2 and Section 313 of the Agreement); (7) The transfer of any stock, partnership interest, membership or other beneficial interest of Developer provided such transfer does not cause a material change in the rights to manage and control Developer; (8) The transfer of any stock, partnership interest, membership or other beneficial interest in any non - managing member or limited partner of Developer or any direct or indirect beneficial owner of any non - managing member or Iimited partner of Developer; (9) The admission of any new non - managing member or limited partner to Developer; (10) The admission of any new co- managing member or limited partner to Developer, so - long as the initial managing member limited partner or an Affiliate of Developer remains a co- managing member of Developer and maintains control over the operation and management of Developer; (11) The transfer of any managing member interest, non - managing member interest, general partner or limited partner interest in Developer to an Affiliate of Developer so long as the initial managing member or general partner (as applicable) or Affiliate; of Developer remains a managing or co- managing member or general partner (as applicable) of Developer and maintains control over the operation and management of Developer; (12) The rental, in the ordinary course of business, of the apartment units within the Project provided, with respect to the Affordable Units, such rental shall be in accordance with the terms of this Covenant; (13) The transfer of the Project to a limited partnership in which Developer or its wholly - controlled affiliate is the sole general partner, and any transfer of the Project back to Developer or its affiliate at the end of the 15 -year tax credit compliance period; (14) The transfer of any limited partnership interests in Developer; (15) The removal of the general partner of Developer, provided that any successor general partner has been approved by Commission in its reasonable discretion, unless such successor general partner is the Limited Partner (as defined in Section 313.3 of the Agreement); and (16) In the event of an assignment or transfer by Developer under the above Subsections (1) through (15), inclusive, not requiring Commission's prior approval, Developer nevertheless agrees that it shall give at least fifteen (15) days prior written notice to Commission of such assignment or transfer. In addition, Commission shall be entitled to review such documentation as may be reasonably required by Commission's Executive Director for the purpose of determining compliance of such assignment or transfer with the requirements of Subsections (1) through (15) inclusive. (17) Nothing in this Covenant shall prohibit (i) sale or transfer of all or any portion of the Site through foreclosure of a mortgage or deed of trust permitted pursuant to Section 313 of the Agreement, (ii) transfer to the holder of such permitted mortgage or deed of trust by deed in lieu of foreclosure or (iii) transfer of the Site by any such holder subsequent to acquisition by foreclosure or deed in lieu, so long as such transfer complies with Section 313 of the Agreement. Commission shall not be obligated to pay Commission Assistance (defined in the Agreement) to any transferee of the Site after foreclosure or transfer in lieu of foreclosure unless such transferee assumes all of Developer's obligations under the Agreement and 9I0765v4 80078/0022 Attachment No. 7 Page 6 the Covenant (excluding repayment of any portion of Commission Assistance not actually disbursed to such transferee). F. Amendments to By-Laws. Before entering into any amendment to the By -Laws (as that term is defined in the Agreement) approved by Commission, Developer shall first submit the proposed amendment to Commission's Executive Director who shall have the right to reasonably disapprove any such amendment which would materially diminish or otherwise impair the ability of Developer to fulfill its duties and obligations under the Agreement and the Covenant. Within thirty (30) days following receipt of the proposed amendment, Commission shall either approve or disapprove the requested amendment. Developer shall not enter into any amendment to the By -Laws that is reasonably disapproved by Commission pursuant to this Section 2. 3. NO DISCRIMINATION. Developer covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Site, nor shall Developer itself or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees or vendees in the Site. All deeds, leases or contracts made relative to the Site, the improvements thereon or any part thereof, shall contain or be subject to substantially the nondiscrimination clauses as set forth in the Grant Deed, provided, however, this provision shall not prevent Developer from establishing preferences in accordance with all applicable fair housing laws. 4. MAINTENANCE AND MANAGEMENT. Developer shall maintain in accordance with the Maintenance Standards (as hereinafter defined) the Improvements and landscaping to the curbline(s) on and abutting the Site. The Improvements shall include, but not be limited to, buildings, sidewalks, pedestrian lighting, landscaping, irrigation of landscaping, architectural elements identifying the Site and any and all other improvements on the Site and in the public right -of -way to the nearest curbline(s) abutting the Site. To accomplish the maintenance, Developer shall either staff or contract with and hire licensed and qualified personnel to perform the maintenance work, including the provision of labor, equipment, materials, support facilities, and any and all other items necessary to comply with the requirements of this Covenant. Thc maintenance covenants and obligations set forth in this Section 4 shall remain in effect for the period of time specified in Section 8, below. A. The following standards (collectively, "Maintenance Standards ") shall be complied with by Developer and its maintenance staff, contractors and subcontractors but do not require extraordinary expenditures or reconstruction after condemnation or the occurrence of a substantial casualty event: (1) Landscape maintenance shall include: watering/irrigation; fertilization; mowing; edging; trimming of grass; tree and shrub pruning; trimming and shaping of trees and shrubs to maintain a healthy, natural appearance, safe road conditions and visibility, and irrigation coverage; replacement, as needed, of all plant materials; control of weeds in all planters, shrubs, lawns, ground covers, or other planted areas; and staking for support of trees. (2) Clean -up maintenance shall include: maintenance of all sidewalks, paths and other paved areas in clean and weed -free condition; maintenance of all such areas clear of dirt, mud, trash, debris or other matter which is unsafe or unsightly; removal of all trash, litter and other debris from improvements and landscaping prior to mowing; clearance and cleaning of all areas maintained prior to the end of the day on which the maintenance operations are performed to ensure that all cuttings, weeds, leaves and other debris are properly disposed of by maintenance workers. (3) All maintenance work shall conform to all applicable federal and state Occupation Safety and Health Act standards and regulations for the performance of maintenance. 910765v4 80078/0022 Attachment No. 7 Page 7 (4) Any and all chemicals, unhealthful substances, and pesticides used in and during maintenance shall be applied in strict accordance with all governmental requirements. Precautionary measures shall be employed recognizing that all areas are open to public access. (5) The Improvements shall be maintained in conformance with the Agreement and in accordance with the custom and practice generally applicable to comparable multi - family residential projects located within Sonoma County, California. Public right -of -way improvements to the curbline(s) on and abutting the Site shall be maintained as required by this Subsection 4.A in good condition and in accordance with the custom and practice generally applicable to public rights -of -way within the City of Rohnert Park. B. If Developer does not maintain the private and public improvements on the Site to the curbline(s) on and abutting the Site in the manner set forth herein and in accordance with the Maintenance Standards, Commission and/or the City shall have the right to maintain such private and/or public improvements, or to contract for the correction of such deficiencies, after written notice to Developer. However, prior to taking any such action, Commission agrees to notify Developer in writing if the condition of said improvements does not conform to the Maintenance Standards and to specify the deficiencies and the actions required to be taken by Developer to cure the deficiencies. Upon notification of any maintenance deficiency, Developer shall have thirty (30) days within which to correct, remedy or cure the deficiency. If the written notification states that the problem is urgent and relates to the public health and safety, then Developer shall have twenty-four (24) hours to rectify the problem. In the event Developer fails to correct, remedy, or cure or has not commenced correcting, remedying or curing such maintenance deficiency after notification and after expiration of any applicable cure period, including the notice and cure provisions for any holder of record of any mortgage or deed of trust pursuant to Section 313.3 of the Agreement, then City and/or Commission shall have the right to maintain such improvements. Developer agrees to pay Commission upon demand all charges and costs incurred by Commission or City for such maintenance. Until so paid, Commission shall have a lien on the Site for the amount of such charges or costs, which lien shall be perfected by the recordation of a "Notice of Claim of Lien" against the Site. Any lien in favor of Commission created or claimed under this Section 4.13 is expressly made subject and subordinate to any mortgage or deed of trust made in good faith and for value, recorded as of the date of the recordation of the Notice of Claim of Lien, and no such lien shall in any u v defeat, invalidate, or impair the obligation or priority of any such mortgage or deed of trust, unless the mortgagee or beneficiary thereunder expressly subordinates his interest, of record, to such lien. Developer acknowledges and agrees that the City and Commission may also pursue any and all other remedies available in law or equity in the event of a breach of the maintenance obligations and covenants set forth herein, subject to the limitations set forth in Section 602 of the Agreement and Section 9, below. 5. REPLACEMENT RESERVE REQUIREMENT. Developer covenants and agrees that in each Operating Year Developer shall deposit not less than Six Hundred Dollars ($600) per residential unit into a special capital replacement and repair reserve account required by MHP or such other permanent financing lender as expressly approved by Commission ( "Approved Lender "). The capital replacement and repair reserve account shall be used exclusively for payment of Project capital replacement expenses to the extent provided in the agreement(s) governing such reserves. 6. NO IMPAIRMENT OF LIEN. No violation or breach of the covenants, conditions, restrictions, provisions or limitations contained in this Covenant shall defeat or render invalid or in any way impair the lien or charge of any mortgage, deed of trust or other financing or security instrument; provided, however, that any successor of Developer to the Site shall be bound by such covenants, conditions, restrictions, limitations and provisions, whether such successor's title was acquired by foreclosure, deed in lieu of foreclosure, trustee's sale or otherwise. 7. DURATION. The covenants set forth at Sections 1, 2, 4 and 5 shall remain in effect until the date which is fifty -five (55) years following the date of recording of the Covenantor the Certificate of Completion, whichever occurs later. The covenants set forth at Section 3 shall remain in effect in perpetuity. 910765v4 80078/0022 Attachment No. 7 Page 8 8. SUCCESSORS AND ASSIGNS. The covenants contained in this Covenant shall inure to the benefit of Commission and its successors and assigns and shall be binding upon Developer and any successor in interest to the Site and the Project or any part thereof. The covenants shall run in favor of Commission and its successors and assigns for the entire period during which such covenants shall be in force and effect, without regard to whether Commission is or remains an owner of any land or interest therein to which such covenants relate. Commission, and its successors and assigns, in the event of any breach of any such covenants, shall have the right to exercise all of the rights and remedies and to maintain any actions at law or suits in equity or other proper proceedings to enforce the curing of such breach. 9. DEFAULT. A. Any failure by Developer to perform any term or provision of this Covenant, the Grant Deed, or the Agreement (other than under Section 500 of the Agreement) shall constitute a 'Default" under this Covenant (1) if Developer does not cure such failure within thirty (30) days following written notice of default from Commission, including notice and opportunity to cure pursuant to Section 313 of the Agreement or (2) if such failure is not of a nature which can be cured within such thirty (30) day period, Developer does not within such thirty (30) day period commence substantial efforts to cure such failure, or thereafter does not within a reasonable time prosecute to completion with diligence and continuity the curing of such failure. Commission shall not enforce any of its rights and remedies for breach by Developer except upon the occurrence of a Default. The institution of legal actions in the Default shall be brought only in accordance with Section 602 of the Agreement. Developer's limited partners shall have notice and cure rights set forth in Section 313.3 of the Agreement so long as (a) the Limited Partner (or its successors or assigns) remains a limited partner of Developer and (b) Commission is duly informed in writing of the name and notice address of the Limited Partner pursuant to Section 701 of the Agreement. B. Any notice of default given hereunder shall specify in detail the nature of the failure in performance which Commission claims constitutes the Default and the manner in which such Default may be satisfactorily cured in accordance with the terms and conditions of this Covenant. During the time periods herein specified for cure of a failure to perform, including the opportunities to cure for Approved Lenders, Developer shall not be considered to be in Default of this Covenant for any purposes. C. Any failure or delay by Commission in asserting any of its rights or remedies, including but not limited to specific performance, as to any Default shall not operate as a waiver of any Default or of any such rights or remedies or deprive Commission of its right to institute and maintain any actions or proceedings which it may deem necessary to protect, assert or enforce any such rights or remedies. D. To protect the rights of Approved Lenders, Commission shall not have the right to file any involuntary petition seeking reorganization, arrangement, adjustment, or composition of or in respect of Developer, respectively, under any liquidation, insolvency, bankruptcy, rehabilitation, reorganization, conservation or other similar law in effect now or in the future. E. The obligations of Developer under this Covenant shall be personal to the entity or person, defined as Developer, which owned the Site at the time that an event, including without limitation, any Default under this Covenant, occurred or was alleged to have occurred and such entity or person shall remain liable for any and all obligations including damages occasioned by a Default, even after such person or entity ceases to be the owner of the Site. Accordingly, no subsequent owner of the Site shall be liable or obligated for the obligation of any prior owner, including, but not limited to, any obligation for payment, indemnification or damages, for Default or breach of this Covenant or otherwise. The owner of the Site at the time the obligation was incurred, including any obligation arising out of a Default or breach of this Covenant, shall remain liable for any and all payments and damages occasioned by the owner even after such person or entity ceases to be the owner of the Site. Under no circumstances shall Commission: 910765v4 80078/0022 Attachment No. 7 Page 9 (a) interfere with or attempt to influence the exercise by any Approved Lender of any of its rights under the terms of the mortgage or deed of trust, including, without limitation, the respective remedial rights of the Approved Lenders upon the occurrence of any default by Developer under such mortgage or deed of trust; or (b) upon the occurrence of a default under the terms of a mortgage or deed of trust of an Approved Lender, take any action to accelerate or otherwise enforce payment or seek other remedies with respect thereto. 10. ESTOPPEL CERTIFICATE. Either party may, at any time, and from time to time, deliver written notice to the other party requesting such party to certify in writing that, to the current, actual knowledge of the certifying party, (a) this Covenant is in full force and effect and a binding obligation of the parties, (b) this Covenant has not been amended or modified or, if so amended or modified, identifying the amendments or modifications, and (c) the requesting party is not in default in the performance of its obligations under this Covenant, or if in default, to describe therein the nature and extent of any such defaults. The requesting party may designate a reasonable form of certificate (including a lender's form) and the party receiving 'a request hereunder shall execute and return such certificate or give a written, detailed response explaining why it will not do so within thirty (30) days following the receipt thereof. The Executive Director shall be authorized to execute any certificate requested by Developer hereunder. Developer and Commission acknowledge that a certificate hereunder may be relied upon by tenants, transferees, investors, partners, bond counsel, underwriters, bond holders and "Mortgagees" (defined in Section 313 of the Agreement). The request shall clearly indicate that failure of the receiving party to respond within the thirty (30) day period will lead to a second and final request and failure to respond to the second and final request within fifteen (15) days of receipt thereof shall be deemed approval of the estoppel certificate. Failure of Developer to execute an estoppel certificate shall not be deemed a default, provided that in the event Developer does not respond within the required thirty (30) day period, Commission may send a second and final request to Developer and failure of Developer to respond within fifteen (15) days from receipt thereof (but only if Commission's request contains a clear statement that failure of Developer to respond within this fifteen (15) day period shall constitute an approval) shall be deemed approval by Developer of the estoppel certificate and may be relied upon as such by Commission, tenants, transferees, investors, bond counsel, underwriters and bond holders. Failure of Commission to execute an estoppel certificate shall not be deemed a default, provided that in the event Commission fails to respond within the required thirty (30) day period, Developer may send a second and final request to Commission, with a copy to the Executive Director and City Attorney, and failure of Commission to respond within fifteen (15) days from receipt thereof (but only if Developer's request contains a clear statement that failure of Commission to respond within this fifteen (15) day period shall constitute an approval) shall be deemed approval by Commission of the estoppel certificate and may be relied upon as such by Developer, tenants, transferees, investors, partners, bond counsel, underwriters, bond holders and Mortgagees. 11. THIRD -PARTY BENEFICIARIES. Developer and Commission recognize and agree that the terms of this Covenant and the enforcement of those terms are essential to the security of any Approved Lender pursuant to Section 313.1 of the Agreement and are entered into for the benefit of various parties, including such Approved Lenders. Accordingly, such Approved Lenders may provide written notice to Commission requesting that Commission cure any failure to enforce the terms of this Covenant and the Agreement. If Commission fails to commence to cure the failure within thirty (30) days following such written notice and to thereafter diligently pursue such cure to completion, then the Approved Lenders shall be entitled (but not obligated) to enforce, separately or jointly with Commission, or to cause Commission to enforce the terms of this Covenant. In addition, the Approved Lenders are each intended to be and shall be third -party beneficiaries of this Covenant. 12. INDEMNIFICATION LIMITATION FOR APPROVED LENDERS. Inasmuch as the covenants, reservations and restrictions of the Agreement and this Covenant run with the land, the indemnification obligations of Developer contained in the Agreement and this Covenant will be deemed applicable to any 9107650 80078/0022 Attachment No. 7 Page 10 successor in interest to Developer, but, it is acknowledged and agreed, notwithstanding any other provision of the Agreement and this Covenant to the contrary, that neither an Approved Lender nor its successors in interest will assume or take subject to any liability for the indemnification obligations of Developer for acts or omissions of Developer occurring prior to transfer of title to any Approved Lender whether by foreclosure, deed in lieu of foreclosure or comparable conversion; Developer at the time of the act or omission shall remain liable under the indemnification provisions for its acts or omissions occurring prior to any transfer of title to an Approved Lender whether by foreclosure, deed in lieu of foreclosure or comparable conversion. An Approved Lender shall indemnify Commission following its acquisition of the Project or Site or any portion thereof by foreclosure, deed in lieu of foreclosure or comparable conversion during, and only during, any ensuing period that such Approved Lender owns and operates the Project, provided that the liability of any Approved Lender shall be strictly limited to its acts and omissions occurring during the period of its ownership and operation of the Site. 13. SUCCESSORS AND ASSIGNS. The covenants contained in this Covenant shall be binding for the benefit of Commission and its respective successors and assigns and any successor in interest to the Site or any part thereof, and such covenants shall run in favor of Commission and such aforementioned parties for the entire period during which such covenants shall be in force and effect, without regard to whether Commission is or remains an owner of any land or interest therein to which such covenants relate. Commission, and such aforementioned parties, in the event of any breach of any such covenants, shall have the right to exercise all of the rights and remedies, and to maintain any actions at law or suits in equity or other proper proceedings to enforce the curing of such breach. The covenants contained in this Covenant shall be for the benefit of and shall be enforceable only by Commission, and its respective successors and such aforementioned parties. 14. CONVERSION TO FOR SALE PROJECT. If, following the date of this Covenant, Developer desires to operate the Project, or any part thereof, as a "for- sale" rather than a "rental" project, Developer may request that Commission consider amending this Covenant to address the requirements applicable to for -sale affordable units. Commission may consider such request only if the parties acknowledge and agree that Commission is under no obligation to modify or amend this Covenant to accommodate any conversion of the Project to a for -sale project, and should Commission opt to do so, it will require such amendment and modification to comply with all applicable laws and regulations, as determined by Commission in it sole and absolute discretion. Commission and Developer acknowledge that no modifications that may affect the rights or interests of any Approved Lender may be made without prior approval by the holder of record of the mortgage or deed of trust approved pursuant to Section 313.1 of the Agreement. 15.. SUBORDINATION. Upon written request by Developer, Commission shall agree that the Affordability. Restrictions shall be subject to and subordinate to the terms and conditions of only the MHP Affordability Restrictions. 16. NOTICE. Any notice required to be provided in this Covenant shall be given in writing and shall be sent (a) for personal delivery by a delivery service that provides a record of the date of delivery, the individual to whom delivery was made, and the address where delivery was made; (b) by first- class certified United States mail, postage prepaid, return receipt requested; (c) by a nationally recognized overnight courier service, marked for next day business delivery; or (d) sent by facsimile (immediately followed by one of the preceding methods). All notices shall be addressed to the party to whom such notice is to be given at the property address stated in this Covenant or to such other address as a party may designate by written notice to the other. All notices shall be deemed effective on the earliest of (a) actual receipt; (b) rejection of delivery; (c) if sent by certified mail, the third day on which regular United States mail delivery service is provided after the day of mailing or, if sent by overnight delivery service, on the next day on which such service makes next - business -day deliveries after the day of sending. 910765A 80078/0022 Attachment No. 7 Page 11 To Commission: Community Development Commission of the City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: Executive Director Telephone: (707) 588 -2227 Facsimile: (707) 588 -2274 With a copy to: McDonough, Holland & Allen 1901 Harrison Street, 9th floor Oakland, California 94612 -3501 Attention: Susanne M. Brown, Esq. Telephone: (510) 273 -8780 Facsimile: (510) 839 -9104 and: City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: City Attorney Telephone: (707) 588 -2227 Facsimile: (707) 588 -2274 To Developer: Vida Nueva Partners, L.P. 3432 -A Mendocino Avenue Santa Rosa, California 95403 -2274 Attention: President Telephone: (707) 526 -9782 Facsimile: (707) 526 -9811 With a copy to: Gubb & Barshay, LLP 50 California Street, Suite 3155 San Francisco, California 94111 Attention: Scott R. Barshay, Esq. Telephone: (415) 781 -6600 Facsimile: (415) 781 -6967 and: Community Housing Redevelopment Corporation of Santa Rosa 13412 Chalk Hill Road Healdsburg, CA 95448 Attention: Margo Merck Telephone: (707) 433 -5533 Facsimile: (707) 433 -6622 17. MISCELLANEOUS. This Covenant may be signed in multiple counterparts which, when signed by all parties, shall constitute a binding agreement. This Covenant shall be construed in accordance with and be governed by the laws of the State of California. If any provision of this Covenant shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions hereof shall not in any way be affected or impaired thereby. Capitalized terms not otherwise defined herein shall have the meaning ascribed to such terms in the Agreement. 910765v4 80078/0022 Attachment No. 7 Page 12 IN WITNESS WHEREOF, Commission and Developer have caused this Covenant to be executed on their behalf by their respective officers thereunto duly authorized. Dated for reference purposes only as 200;.;. Dated: VIDA NUEVA PARTNERS, L.P., a California limited partnership By: Burbank Housing Development Corporation, a California nonprofit public benefit corporation Its: Managing General Partner By: The Community Housing Redevelopment Corporation of Santa Rosa, a California nonprofit corporation Its: Co- General Partner By: Its: "DEVELOPER" (Signature must be notarized) COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic Dated: By. "COMMISSION" (Signature must be notarized) ATTEST: Commission Secretary APPROVED AS TO FORM: General Counsel 910765A 80078/0022 Attachment No. 7 Page 13 EXHIBIT A LEGAL DESCRIPTION OF THE SITE C" OF ROHNERT PARK VIDA NUEVA. REVISED LOT 1 COMBINED WITH PORTION OF PARCEL A DRAFT LEGAL DESCRIPTION SITUATE IN THE CITY OF ROHNERT PARK, COUNTY OF SONOMA AND STATE OF CALIFORNIA. LOT 1 AS SHOWN ON THE CITY OF ROHERT PARK PARCEL MAP NO. 142 RECORDED DECEMBER 20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 -9, SONOMA COUNTY RECORDS. TOGETHER WITH A PORTION OF THE LANDS OF THE CITY OF ROHNERT PARK, A MUNICIPAL CORPORATION AS DESCRIBED IN DEED RECORDED UNDER DOCUMENT NO. 1992 -00064391 SONOMA GOUNTY RECORDS SHOWN , ALSO BEING A PORTION OF PARCEL "W AS N ON CITY.OF _ _.. ROHNERT PARK PARCEL MAP NO. 142 RECORDED DECEMBER 20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 THROUGH ,9, SONOMA COUNTY RECORDS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEASTERLY CORNER OF SAID PARCEL °A° , SAID CORNER BEING THE BEING OF A CURVE TO THE RIGHT HAVING ,A RADIUS OF 1558.00 FEET; THENCE ALONG SAID CURVE AND THE NORTHERLY LINE OF PARCEL .220-00 FEET THROUGH A CENTRAL ANGLE OF 08 °05'26 "; THENCE RADIALLY FROM SAID CURVE SOUTH 08°24'02' EAST, 23.23 FEET TO THE SOUTHERLY LINE OF SAID PARCEL; THENCE ALONG SAID LINE SOUTH 71 °56'15` EAST, 150.54 FEET TO THE BEGINNING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1072.05 FEET; THENCE ALONG SAID CURVE AND THE SOUTHERLY LINE OF SAID PARCEL 84.78 FEET THROUGH A CENTRAL ANGLE OF 04 °31'52' TO THE SOUTHEASTERLY CORNER OF SAID PARCEL; THENCE ALONG THE EASTERLY LINE OF SAID PARCEL NORTH 00°00'00" WEST, 83.08 FEET TO THE POINT OF BEGINNING, CONTAINING 1.825 ACRES (79,497 SQUARE FEET) MORE OR LESS. BASIS OF BEARING OF THIS DESCRIPTION IS THE ABOVE MENTIONED PARCEL MAP, PREPARED IN THE OFFICE OF STEVEN J. LAFRANCHI & ASSOCIATES, INC. DRAFT DRAFT STEVEN J LAFRANCHI, P.L.S_ 6368 DATE EXPIRATION DATE: 12 -31 -06 STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS -- LAND SURVEYORS -- LAND PLANNERS PETALUMA MARINA BUSINESS CENTER 775 BAYWOOD DRIVE, SUITE 312, PETALUMA, CA 94954 TEL 707 - 762 -3122 FAX 707- 762 -3239 061081 DRAFT legal Dusrripdw for Vida Nueva Z DRAFT EXHIBIT SHOWING; COMBINATION OF LOT 1 & PORTION OF PARCEL A SEE EXHIBIT "A" FOR LEGAL DESCRIPTION FOR GRAPHIC ILLUSTRATION AND INFORMATIVE PURPOSES ONLY 1 PAWL A 4 C17Y OF ROHNERT PARK DN 1992 00064J9 APN 143 -391 -054 T OF BEGINNING F0*4MT PARK AY PARCEL MAP No. 142 498 MAPS 7°9 n� �Qr Qs — — FORMER LOT LINE Z TO BE COMBINED • FOUND 3/4- tF' TAGGED PLS 10578 • FOUND PK TAGGED PLS 10578 Rt MAP ilEFT72E4CE No. 142 486 MAPS 7 -9. SCR P.O.B. POW OF BEGINNING APN 143 -391 -052 LOT 2 PAM. MAP Na 142 486 DAPS 7-9 APN 143- 391 -050 R- 1558.00" D- OBW'28' L- 220.00' 2 S 08'24'02- W 23.23' (RADIAL) 3 S 7136'15' E 150.54' 4 R- 1072.05 0- 04.31'52' L- 84.78' 5 N 00''OD'OO" W 83.08' RI STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS - LAND SURVEYORS - LAND PLANNERS PETALUMA MARINA BUSINESS CENTER PETALUMA, CALIFORNIA 94854 775 BAYWOOO DRIVE, SUITE 312 707-762-3122 FAX 707-762-3239 A265 Kdo AWW IOs1O LA£Ah&t. dwq EXHIBIT B BURBANK HOUSING RESIDENT SELECTION AND PROTOCOL CRITERIA GENERAL Potential resident(s) may not qualify to rent a Burbank Housing Management Corporation affordable rental unit if they do not meet the criteria listed below. Lack of supporting documentation or cooperation during the screening process is also grounds for disqualification. All of the following criteria, including circumstances that occur outside of the applicant's control, will be considered: 1. Total Household Income must be at or below the Area Median Income of the unit for which they are applying for. 2. Credit Report: If the credit report reflects more than five negative accounts, the potential resident may be disqualified. All collection accounts must be addressed by the applicant with proof of payment or payment schedule. Proof of payment of outstanding utility accounts must be submitted prior to approval of applicant. Outstanding collection accounts for medical treatment may be excluded. 3. Eviction: If the resident has been lawfully evicted within the last five years. 4. Felony: A conviction for drug related activities excluding past drug addictions, criminal gang related activities, physical assault and/or harm to person(s), property destruction, ANY sexual related offense to another person(s). Misdemeanor: We may also consider misdemeanor convictions that show a pattern of repeated, unlawful behavior that may have a detrimental effect on the property or disturb the peace and quiet enjoyment of the other tenants. See Criminal Background Policy, below. 5. Rental History: Negative rental history verifications received from previous landlord(s) within the last five years that indicate non - payment of rent, property damage including creating fire hazards, moving in persons that are not on the lease agreement, tenant eviction, vandalism/or damage to unit and/or common areas, interference with the rights and quiet enjoyment of others. 6. Comply: Failure to provide the appropriate information to qualify individual/family for an affordable housing unit, failure to cooperate with the property manager. 7. Behavior: Any applicant that acts aggressively towards Burbank Housing staff, is obviously impaired by alcohol or drugs, uses obscene or otherwise offensive language or makes derogatory remarks toward staff, may be disqualified. CRIMINAL BACKGROUND POLICY As a part of the final eligibility determination, BHMC will screen each adult applicant to assess suitability for housing. It is the policy of BI IMC to deny admission to applicants whose habits and practices may reasonably be expected to have a detrimental effect on the operations of the project or on the quality of life for its residents or the community. However, no application will be denied without prior review of either the Regional Property Manager or Director of Property Management. Factors to be considered in the screening process include a history of violent or criminal behavior towards people or property and drug related activities. We may also take into consideration misdemeanor offenses that show a pattern of repeated, unlawful behavior that may have a detrimental effect on the property, as previously stated. EQUAL OPPORTUNITY REQUIREMENTS All staff members working on renting residential units will follow Affirmative Fair Housing Marketing procedures and Fair Housing laws. APPLICANTS REJECTED Applicants may be rejected at any time during the screening process if the criteria listed in the Resident Selection Plan are not met. 910765A 80078/0022 Attachment No. 7 Exhibit B STATE OF CALIFORNIA ) ss. COUNTY OF 1 On , 20_, before me, (here insert name and title of the officer), personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capacity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature STATE OF CALIFORNIA ) ) ss. COUNTY OF 1 On , 20 , before me, (here insert name and title of the officer), personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his /her /their authorized capacity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature 910765A 80078/0022 ATTACHMENT NO.8 PERFORMANCE DEED OF TRUST [STANDARD FORM OF DEED OF TRUST FROM A TITLE COMPANY APPROVED BY COMMISSION TO BE USED WITH THE "ADDENDUM TO PERFORMANCE DEED OF TRUST" ATTACHED HERETO.] ADDENDUM TO PERFORMANCE DEED. OF TRUST This Addendum to Performance Deed of Trust is part of the Performance (collectively, "Commission Deed of Trust ") dated 200ER to which it is attached between VIDA NUEVA PARTNERS, L.P., a California limited partnership, as Trustor, and the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body, corporate and politic, as Beneficiary. All capitalized terms not defined herein shall have the meaning as defined in the Agreement. The following provisions are made a part of the Performance Deed of Trust: 1. No Discrimination. The Trustor covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual preference, age, marital status, physical handicap, medical condition, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property, nor shall the Trustor itself or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the property. 2. Nondiscrimination Clauses. All deeds, leases or contracts made relative to the property, the improvements thereon or any part thereof, shall contain or be subject to the nondiscrimination clauses set forth in California Health and Safety Code section 33436. 3. Default. Notwithstanding any other provisions in the Loan Documents or the Secured Documents (as those terms are defined below) to the contrary, the occurrence of any of the following s' <u' constitute an "Default" under this Performance Deed of Trust, and a Default may be declared under this Performance Deed of Trust solely upon the occurrence of any of the following: (i) any default by Borrower under the Agreement other than under Section 500 of the Affordable Housing and Loan Agreement by and between Trustor as Developer and Beneficiary as Commission dated 2006 ( "Agreement "), under this Performance Deed of Trust, the Agreement (except for Section 500 thereof), the Covenant, and the Grant Deed subject to any applicable cure periods provided therein subject to any applicable cure periods provided therein; (iii) or if Borrower assigns or assigns or delegates any of Borrower's rights or obligations under the Secured Documents (defined below) except as expressly permitted therein. Notwithstanding anything in the Loan Documents or the Secured Documents to the contrary, no default under any of the Secured Documents shall constitute a "Default" under the Note, the Commission Deed of Trust, the Pre - Development Agreement, or Section 500 of the Agreement (collectively, "Loan Documents "). Upon a Default hereunder, Beneficiary may, at its option, declare that all obligations (other than those of Commission and/or City) under the Secured Documents are to be immediately performed. 4. Subordination. Upon written request by Developer, and upon terms and conditions reasonably approved by Commission, Commission will agree to subordinate this Performance Deed of Trust provided to Developer's Construction Financing or the Permanent Financing, provided the total aggregate amount of financing secured by Trustor, whether secured through Developer's Financing or other sources, for the acquisition and construction of the Project, together with Commission Assistance shall not exceed the lesser of the appraised value of the Project as restricted by the Covenant or Four Million Five Hundred Thousand Dollars ($4,500,000); and further provided that any Lender shall agree to include in its subordination agreement and its deed of trust conditions substantially similar to the following conditions: 910765v4 80078/0022 Attachment No. 8 Page I (i) Beneficiary shall receive any notices of default issued by such lender to Trustor; (ii) Beneficiary shall have the right to cure any default by Trustor within forty -five (45) days after a notice of default; (iii) Beneficiary shall have the right to foreclose under its Performance Deed of Trust without the lender accelerating its debt, provided Beneficiary has cured or is attempting to cure any defaults under such lender's deed of trust; and (iv) Beneficiary shall have the right to transfer the Project to a nonprofit corporation who shall own and operate the Project as an affordable rental housing project with the consent of such lender, which consent shall not be unreasonably withheld. Commission shall have the right to review and approve the terms and conditions of any such senior financing and subordination agreements, which approval shall not be unreasonably withheld. Commission shall have the right to record a request that Commission receive notice of any default by Developer under Developer's Financing or other financing obtained by Developer with respect to the Project. To implement any such subordination, Commission agrees to cooperate with Developer and execute such subordination agreements and/or intercreditor agreements that may be reasonably required, in form and content approved by Commission counsel. 5. Secured Documents. The term "Secured Documents" as used in this Performance Deed of Trust means all of Developer's obligations under this Performance Deed of Trust, the Agreement (except for Section 500 thereof), the Covenant, and the Grant Deed. Trustor's payment and performance of its obligations under any of the Loan Documents are not secured by this Performance Deed of Trust, but are separately secured by the Performance Deed of Trust. 6. Extended Use Agreement. Beneficiary acknowledges that Developer intends to enter into an extended use agreement, which constitutes the extended low - income housing commitment described in section 42(h)(6)(B) of the Internal Revenue Code, as amended ( "Code "). As of the date hereof Code section 42(h)(6)(E)(11) does not permit the eviction or termination of tenancy (other than for good cause) of an existing tenant of any low - income unit or any increase in the gross rent with respect to such unit not otherwise permitted under Code section 42 for a period of three (3) years after the date the building is acquired by foreclosure or by instrument in lieu of foreclosure. In the event the extended use agreement is recorded against the property, Beneficiary agrees to comply with the provisions set forth in Code section 42(h)(6)(E)(ii) subject to the provisions of Code section 42(h)(6)(E)(i). Dated: VIDA NUEVA PARTNERS, L.P., a California limited partnership By: Burbank Housing Development Corporation, a California nonprofit public benefit corporation Its: Managing General Partner By: Its: By: The Community Housing Redevelopment Corporation of Santa Rosa, a California nonprofit corporation Its: Co- General Partner By: Its: [Signature must be notarized) "TRUSTOR" 910765v4 80078/0022 Attachment No_ I I Page 2 STATE OF CALIFORNIA ) ) ss. COUNTY OF On 20 , before me, (here insert name and title of the officer), personally appeared ' personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capaeity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature 910765v4 80078/0022 Attachment No. 8 ATTACHMENT NO. 9 MEMORANDUM OF AGREEMENT RECORDING REQUESTED BY ) AND WHEN RECORDED MAIL TO: ) } } Community Development Commission ) of the City of Rohnert Park ) 6750 Commerce Boulevard ) Rohnert Park, California 94928 ) Attention: Executive Director ) This document is exempt from the payment of a recording fee pursuant to Government Code §27383. MEMORANDUM OF AFFORDABLE HOUSING AND LOAN AGREEMENT THIS MEMORANDUM OF AFFORDABLE HOUSING AND LOAN AGREEMENT ( "Memorandum "), dated for identification purposes as of =, 2002ffi, is entered into by and between the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body, corporate and politic ( "Commission "), and VIDA NUEVA PARTNERS, L.P., a California limited partnership ( "Developer). 1. Affordable Housing and Loan Agreement. Commission and Developer have executed an Affordable Housing and Loan Agreement ( "Agreement ") dated for identification purposes as of 2006, which provides, among other things, for (i) Commission's disposition to Developer of that certain real property ( "Site ") located in the City of Rohnert Park, County of Sonoma, State of California, legally described in Exhibit "A" attached hereto and incorporated herein by this reference (ii) Developer to construct, maintain and operate on the Site a twenty -four (24) unit permanent affordable housing rental complex comprised of four (4) one - bedroom units, ten (10) two - bedroom units, and nine (9) three- bedroom units affordable to households with incomes up to fifty percent (50 %) of median area income, one (1) unrestricted three- bedroom unit reserved for the resident manager,(b) parking facilities, community building housing laundry facilities, management office, and activity and counseling rooms and (d) appurtenant on -site and off -site improvements to be constructed and installed by Developer as set forth herein and in the Scope of Development (the "Project "); (iii) Developer to use, operate and maintain the Project, including the Affordable Units, in accordance with the terms of the Agreement and the Affordable Housing and Maintenance Covenant dated for identification purposes as of 200 which provides, among other things, for affordable housing and maintenance requirements and transfer restrictions; and (iv) Commission to provide certain Commission Assistance to Developer. The Agreement is available for public inspection and copying at the office of the City Clerk, City of Rohnert Park City Hall, 6750 Commerce Boulevard, Rohnert Park, California 94928. All of the terms, conditions, provisions and covenants of the Agreement are incorporated in this Memorandum by reference as though written out at length herein, and the Agreement and this Memorandum shall be deemed to constitute a single instrument or document. Capitalized terms not otherwise defined herein shall have the meanings ascribed to such terms in the Agreement. 2. Option to Repurchase. Both the Agreement and the contemplated Grant Deed Including Covenants provide Commission with the option (under certain circumstances) to repurchase the Site conveyed and all improvements subsequently constructed thereon if after conveyance of title to the Site or portion thereof and prior to the issuance of the Certificate of Completion. 9107650 80078/0022 Attachment No. 9 Page I 3. Purpose of Memorandum. This Memorandum is prepared for recordation purposes only, and in no way modifies the terms, conditions, provisions and covenants of the Affordable Housing and Loan Agreement. In the event of any inconsistency between.the terms, conditions, provisions and covenants of this Memorandum and the Affordable Housing and Loan Agreement, the terms, conditions, provisions and covenants of the Affordable Housing and Loan Agreement shall prevail. The parties have executed this Memorandum on the dates specified immediately adjacent to their respective signatures. Dated: VIDA NUEVA PARTNERS, L.P., a California limited partnership By: Burbank Housing Development Corporation, a California nonprofit. public benefit corporation Its: Managing General Partner By: Its: By: The Community Housing Redevelopment Corporation of Santa Rosa, a California nonprofit corporation Its: Co- General Partner By: Its: "DEVELOPER" [Signature must be notarized] COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body corporate and politic Dated: By: Its: "COMMISSION" [Signature must be notarized] ATTEST: Commission Secretary APPROVED AS TO FORM: General Counsel 910765v4 80078/0022 Attachment No. 9 Page 2 EXHIBIT A LEGAL DESCRIPTION OF SITE CITY OF ROHNERT PARK VIDA NUEVA REVISED LOT 1 COMBINED WITH PORTION OF PARCEL A DRAFT LEGAL DESCRIPTION SITUATE IN THE CITY OF ROHNERT PARK, COUNTY OF SONOMA AND STATE OF CALIFORNIA. LOT 1 AS SHOWN ON THE CITY OF ROHERT PARK PARCEL MAP NO. 142 RECORDED. DEC EMBER 20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 -9, SONOMA COUNTY RECORDS. TOGETHER WITH A PORTION OF THE LANDS OF THE CITY OF ROHNERT PARK, ;A MUNICIPAL CORPORATION AS DESCRIBED IN DEED RECORDED UNDER DOCUMENT N 0.1 992 - 0006439, SONOMA COUNTY RECORDS, ALSO BEING A PORTION OF PARCEL'A`AS SHOWN pN:4( Y OF ROHNERT PARK PARCEL MAP NO- 142 RECORDED DECEMBER 20, 1991 AND FILED IN BOOK 486 OF MAPS AT PAGES 7 THROUGH 9, SONOMA COUNTY RECORDS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING.AT THE NORTHEASTERLY CORNER OF SAID PARCEL 'A' ,SAID CORNER BEING THE BEING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1558.00 FEET; THEN: CE ALONG SAID. CURVE AND THE NORTHERLY LINE OF PARCEL 220 -00 FEET THROUGH A CENTRAL ANGLE OF 08 °05'26'; THENCE RADIALLY FROM SAID CURVE SOUTH 08°24'02" EAST, 23.23 FEET TO THE SOUTHERLY LINE OF SAID PARCEL; THENCE ALONG SAID LINE SOUTH 71 °56'W EAST, 150.54 FEET TO THE BEGINNING OF A CURVE TO THE RIGHT HAVING A RADIUS OF 1072.05 FEET; THENCE ALONG SAID CURVE AND THE SOUTHERLY LINE OF SAID PARCEL 84.78 FEETTHROUGH A CENTRAL ANGLE OF 04 °31'52' TO THE SOUTHEASTERLY CORNER OF. SAID PARCEL; THENCE ALONG THE EASTERLY LINE OF SAID PARCEL NORTH 00°00'00' WEST, 83.08 FEET TO THE POINT OF BEGINNING. CONTAINING 1.825 ACRES (79,497 SQUARE FEET) MORE OR LESS. BASIS OF BEARING OF THIS DESCRIPTION IS THE ABOVE MENTIONED PARCEL MAP- PREPARED IN THE OFFICE OF STEVEN J- LAFRANCHI & ASSOCIATES, INC. DRAFT DRAFT STEVEN J LAFRANCHI, P.L-S. 6368 DATE EXPIRATION DATE: 12 -31 -06 STEVEN J. LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS -- LAND SURVEYORS -- LAND PLANNERS PETALUMA MARINA BUSINESS CENTER 775 BAYWOOD DRIVE, SUITE 312, PETALUMA, CA 94954 TEL 707 -762 -3122 FAX 707- 762 -3239 061081 DRAFT Legg Dosaipfiw for Vida Nueva ` DRAFT EXHIBIT SHOWING COMBINATION OF LOT 1 & PORTION OF PARCEL A SEE EXHIBIT "A" FOR LEGAL DESCRIPTION FOR GRAPHIC ILLUSTRATION ANO INFORMATIVE PURPOSES ONLY 1 i PARCEL A -j CITY Of ROHAIERT PARK DM 1992 0006439 AM 143 -391 -054 — — — LEGEND FORMER LOT LINE z TO BE COMBINED FOUND 3/4- P TAGGED PLS 10578 FOUND PK TAGGED PLS 10578 RI MAP R£ UW14M Na 142 486 MAPS 7 -9• SCR P.O.B. POINT OF BEGINNING 4 •. -� � :ter •qy yr" .7.i':.:_s.5. 1997 01191 FAFKA3L W Na M �' 7-0 Q APN 143 - 391 -052 LOT 2 PAS MAP Na 142 496 UW6 7-0 APN 14.J- 391 -050 COURE DATA R =1558.00' 0- 08`05'28" L- 220.00' 2 S 08'2402' W 2123' (RADIAL) 3 S 71*36'15".E 150.54 4 R- 1072.05' 0- 04'31'52' L- 84.78' 5 N 00'00.00' W 8308' RI e STEVEN J_ LAFRANCHI & ASSOCIATES, INC. CIVIL ENGINEERS - LAND SURVEYORS - LAND PLANNERS PETALUMA MARINA BUSINESS CENTER PETALUMA, CALIFORNIA 94954 775 BAYWOOD ORWE, SUITE 312 T07-762-3122 FAX 707 7623239 A-hsI K* AWwI661091LLA&hAltoy STATE OF CALIFORNIA ) ss. COUNTY OF 1 On , 20_, before me, (here insert name and title of the officer), personally appeared , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capaeity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature STATE OF CALIFORNIA ) ss. COUNTY OF 1 On , 20 , before me, (here insert name and title of the officer), personally appeared _ personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capacity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature 910765A 80078/0022 ATTACHMENT NO. 10 FORM PROMISSORY NOTE (COMMISSION ASSISTANCE) Not to Exceed $1,675,000 20 Rohnert Park, California FOR VALUE RECEIVED; VIDA NUEVA PARTNERS, L.Y., a California limited partnership ( "Borrower "), having an address of 3432 -A Mendocino Avenue, Santa Rosa, California 95403 -2274, hereby promises to pay COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK ( "Lender "), the principal sum of One Million, Six Hundred Thirty Thousand Dollars ($1,630,000), pursuant to the terms and conditions set forth below. 1. Promise to Pay. This promissory note ( "Note ") is made pursuant to that certain Affordable Housing and Loan Agreement ( "Agreement ") between Borrower and Lender dated 2006. This is a promissory note for the repayment to Lender of the value of the property conveyed to Borrower together with other financial assistance provided to Developer in order to enable Developer to provide develop the Project and the Affordable Units, as defined below, on that certain real property as described in the Agreement ( "Site "). 2. Secured by Commission Deed of Trust. Payment of this Note is secured by a deed of trust, assignment of rents, security agreement and fixture filing and addendum thereto (collectively "Commission Deed of Trust ") from Borrower to Lender upon the Site. This Note is non - recourse except as set forth in Sections 502.4 and 504 of the Agreement. As such, notwithstanding the foregoing, neither Borrower nor any of its partners shall have any personal liability for repayment of the Loan, except in connection with Reimbursement of Surplus Funds and the A14P offsets as set forth in Sections 502.4 and 504 of the Agreement. 3. Purpose. Pursuant to the Agreement, the Site will be developed with twenty -four (24) residential units. Such residential units (excluding the Manager's Unit) are collectively referred to herein as the "Affordable Units "; provided, however, that if Developer does not have a property manager residing on the Site, then the unrestricted Manager's Unit shall also be treated as an "Affordable Unit" under the Agreement and be made available to Very Low Income Persons or Households. Each Affordable Unit will be conveyed to a qualified Eligible Buyer (as defined in the Agreement), at an Affordable Housing Cost as set forth in the Agreement and the Covenant. Commission Assistance shall be used only for those purposes and subject to the terms and conditions set forth in the Agreement. 4. Conditions. Subject to the Conditions Precedent set forth in the Agreement, Commission agrees to loan to Developer an amount maximum loan of $1,675,000 ( "Commission Assistance "). As set forth in the Agreement, such Commission Assistance is comprised $810,000 for the Purchase Price and a total of $865,000 for both Predevelopment Assistance and for Development Assistance. Upon written request by Developer and written consent of Commission, Commission Assistance may be reallocated among the Purchase Assistance, Predevelopment Commission Assistance and Development Commission Assistance so long as Commission Assistance does not exceed the maximum amount of $1,675,000. No portion of Commission Assistance shall be utilized for ineligible costs as set forth in California Health & Safety Code section 33334.2(e). All disbursements shall be held by Developer in trust and applied by Developer solely for the purposes for which the funds have been disbursed. Commission is not obligated to monitor or determine Developer's use or application of the disbursements. All disbursements of Commission Assistance or any portion or component thereof shall be subject to Reimbursement of Surplus Funds as set forth in Sections 502.4 of the Agreement. 910765v4 80078 /0022 Attachment No. 10 Page I 5. Interest. Simple interest on the unpaid principal balance will accrue from the date of advance at an annual rate equal to one percent (1 %). Lender's conditions precedent to disbursement are as set forth in the Agreement. 6. Method of CalculatinP Interest. Interest shall be computed based on a 360 -day year and the actual number of days elapsed. Interest computed based on a 360 -day year is greater than interest computed based on a 365 -day year. 7. Payment of Principal and Interest; Maturity Date. So long as Borrower is not in Default with respect to the covenants and conditions set forth in this Note, the Agreement, or the Covenant, then such payments shall be deferred until fifty -five (55) years from the date of the first disbursement hereunder (the "Maturity Date "). The parties shall mutually acknowledge the Maturity Date in writing. Notwithstanding anything in the Agreement to the contrary , the entire indebtedness evidenced by this Note including but not limited to, all accrued but unpaid interest hereunder, shall be due and payable in full on the Maturity Date In no event or contingency, whether because of the advancement of the proceeds of this Note, acceleration of maturity of the unpaid principal balance, or otherwise, shall the amount paid or agreed to be paid to Lender for the use, forbearance, or retention of the money to be advanced under this Note exceed the highest lawful rate permissible under applicable usury laws 8. Payment Method and Application. Payment shall be made in lawful money of the United States to Lender c/o Community Development Commission of the City of Rohnert Park, Attention: Finance Director, 6750 Commerce Boulevard, Rohnert Park, California 94928. The place of payment may be changed from time to time as the Lender may from time to time designate in writing. Checks constitute payment only when collected. Each payment under this Note shall be credited in the following order: (a) costs, fees, charges, and advances paid or incurred by Lender or payable to Lender and interest under any provision of this Note or the Commission Deed of Trust, in such order as Lender, in its sole and absolute discretion, elects, (b) interest payable under the Note, and (c) principal under the Note. All prepayments of principal under this Note shall be applied to the most remote principal installment then unpaid. 9. Default. The occurrence of any of the following shall at Lender's option constitute a "Default" under this Note: (1) Borrower fails to pay any amount due hereunder within fifteen (15) day-of its due date; (ii) any default by Borrower under Section 500 of the Agreement, under the Promissory Note, or under the Commission Deed of Trust, subject to any applicable cure periods provided therein; (iii) any default by Borrower as to any other loan or loans by Lender to Borrower, or (iv) if Borrower assigns this Note or any proceeds of it, or assigns or delegates any of Borrower's rights or obligations under this Note. Notwithstanding anything in this Agreement, the Covenant, Note, Grant Deed, Commission Deed of Trust, Performance Deed of Trust, or the Pre - Development Agreement to the contrary, no default under those instruments except as specified in clause 9(11) of this Note shall constitute a "Default" under this Note, as that defined term is used herein. If a Default occurs, Lender may exercise any right or remedy which it has under the Commission Deed of Trust, or which is otherwise available at law or in equity or by statute, and all of Lender's rights and remedies shall be cumulative. 10. Acceleration. At the option of Lender and without notice, the entire unpaid principal and interest owing on this Note shall become immediately due and payable at or any time after the following events: (i) if all or any part of the Property, or any interest therein, or any beneficial interest in Borrower is sold, transferred, mortgaged, assigned, pledged, or further encumbered, whether directly or indirectly, whether voluntarily or involuntarily or by operational law (collectively, "Transfer "); or (ii) if a Default occurs. The acceptance of one or more installments after any such event shall not constitute a waiver of Lender's option. Lender's failure to exercise such option shall not constitute a waiver of such option with respect to any subsequent event. Lender's failure in the exercise of any other right or remedy hereunder or under any agreement which secures the indebtedness or is related thereto shall not affect any right or remedy and no single or partial exercise of any such right or remedy shall preclude any further exercise thereof. If any payment for or proceeds of the Transfer are paid to or held by a title company or other third party, 910765v4 80078/0022 Attachment No. 10 Page 2 Borrower shall instruct such title company or third party to pay Lender directly. Notwithstanding the foregoing, at any particular time the Property may be encumbered by: (a) liens for taxes, assessments, or governmental charges not then due and payable or not then delinquent; and (b) liens in favor of or consented to in writing by Lender. 11. Default Interest. From and after the Maturity Date (either according to the terms of this Note or as the result of an acceleration of the then unpaid principal balance under the terms of this Note), the entire unpaid principal balance shall automatically bear an annual interest rate (instead of the rate specified in Section 5 equal to the lesser of (a) five percent over the prime interest rate announced by Wells Fargo Bank, NA or (b) the maximum interest rate allowed by law ( "Default Rate "). If any interest payment under this Note is not paid when due, the unpaid interest shall be added to the principal of this Note, shall become and be treated as principal, and shall thereafter bear like interest. 12. Attorneys Fees. Borrower agrees to pay immediately upon demand all costs and expenses of Lender including reasonable attorneys' fees, (1) if after default this Note be placed in the hands of an attorney or attorneys for collection, (ii) if after a Default under this Note, the Commission Deed of Trust, Section 500 of the Agreement, or the Pre - Development Agreement ( "Loan Documents "), Lender finds it necessary or desirable to secure the services or advice of one or more attorneys with regard to collection of this Note against Borrower, any guarantor or any other party liable therefor or to the protection of its rights under the Loan Documents, or (iii) if Lender seeks to have the Site abandoned by or reclaimed from any estate in bankruptcy, or attempts to have any stay or injunction prohibiting the enforcement or collection of the Note or prohibiting the enforcement of the Commission Deed of Trust or any other agreement evidencing or securing this Note lifted by any bankruptcy or other court. 13. Defense of Title. If Lender shall be made a party to or shall reasonably intervene in any action or proceeding, whether in court or before any governmental agency, affecting the property or the title thereto or the interest of the Lender under the Commission Deed of Trust, including, without limitation, any form of condemnation or eminent domain proceeding, Lender shall be reimbursed by Borrower immediately upon demand for all costs, charges and attorneys' fees incurred by Lender in any such case, and the same shall be secured by the Commission Deed of Trust as a further charge and lien upon the Site. 14. Waivers; Forbearance. Borrower and any endorsers hereof and all others who may become liable for all or any part of this obligation, severally waive presentment for payment, demand and protest and notice of protest, and of dishonor and nonpayment of this Note, and expressly consent to any extension of the time of payment hereof or of any installment hereof, to the release of any party liable for this obligation, and any such extension or release may be made without notice to any of said parties and without any way affecting or discharging this liability. Borrower, endorsers, and all other persons liable or to become liable on this Note waive presentment, protest, and demand; notice of protest, demand, and dishonor; and all other notices or matters of a like nature. The pleading of any statute of limitations as a defense to the obligations evidenced by this Note is waived to the fullest extent permissible by law. If Lender delays in exercising or fails to exercise any of its rights under this Note, that delay or failure shall not constitute a waiver of any Lender rights or of any breach, default, or failure of condition under this Note. No waiver by Lender of any of its rights or of any such breach, default, or failure of condition shall be effective, unless the waiver is expressly stated in a writing signed by Lender. 15. Notice. Any notice required to be provided in this Note shall be given in writing and shall be sent (a) for personal delivery by a delivery service that provides a record of the date of delivery, the individual to whom delivery was made, and the address where delivery was made; (b) by first -class certified United States mail, postage prepaid, return receipt requested; (c) by a nationally recognized overnight courier service, marked for next day business delivery; or (d) sent by facsimile (immediately followed by one of the preceding methods). All notices shall be addressed to the party to whom such notice is to be given at the property address stated in this Note or to such other address as a party may designate by written notice to the other. All notices shall be deemed effective on the earliest of (a) actual receipt; (b) rejection of delivery; (c) if 910765v4 80078 /0022 Attachment No. 10 Page 3 sent by certified mail, the third day on which regular United States mail delivery service is provided after the day of mailing or, if sent by overnight delivery service, on the next day on which such service makes next - business -day deliveries after the day of sending. To Commission: Community Development Commission of the City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: Executive Director Telephone: (707) 588 -2227 Facsimile: (707) 588 -2274 With a copy to: McDonough, Holland & Allen 1901 Harrison Street, 9th floor Oakland, California 94612 -3501 Attention: Susanne M. Brown, Esq. Telephone: (510) 273 -8780 Facsimile: (510) 839 -9104 and: City of Rohnert Park 6750 Commerce Boulevard Rohnert Park, California 94928 Attention: City Attorney Telephone: (707) 588 -2227 Facsimile: (707) 588 -2274 To Developer: Burbank Housing Development Corporation 3432 -A Mendocino Avenue Santa Rosa, California 95403 -2274 Attention: John Morgan Telephone: (707) 526 -9782 Facsimile: (707) 526 -9811 With a copy to: Gubb & Barshay, LLP 50 California Street, Suite 3155 San Francisco, California 94111 Attention: Scott R. Barshay, Esq. Telephone: (415) 781 -6600 Facsimile: (415) 781 -6967 and: Community Housing Redevelopment Corporation of Santa Rosa 13412 Chalk Hill Road Healdsburg, CA 95448 Attention: Margo Merck Telephone: (707) 433 -5533 Facsimile: (707) 433 -6622 16. Assignment. This Note inures to and binds the heirs, legal representatives, successors, and assigns of Borrower and Lender; provided, however, that THIS NOTE IS PERSONAL TO BORROWER AND IS NOT ASSUMABLE OR ASSIGNABLE, and Borrower may not assign this Note or any proceeds of it, or assign or delegate any of its rights or obligations. Any such action on Borrower's part shall constitute a Default under this Note and the Commission Deed of Trust. Lender in its sole discretion may 9107650 80078/0022 Attachment No. 10 Page 4 transfer this Note, and may sell or assign participations or other interests in all or any part of this Note, all without notice to or the consent of Borrower. 17. Miscellaneous. This Note shall be binding upon Borrower, its successors and assigns. This Note shall be construed in accordance with and be governed by the laws of the State of California. If any provision of this Note shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions hereof shall not in any way be affected or impaired thereby. Time is of the essence in this Note. In the event of any conflict between this Note and the Agreement, or the Covenant, the provisions of this Note shall control. Capitalized terms not otherwise defined herein shall have the meaning ascribed to such terms in the Agreement. Dated: VIDA NUEVA PARTNERS, L.P., a California limited partnership By: Burbank Housing Development Corporation, a California nonprofit public benefit corporation Its: Managing General Partner By: Its: By: The Community Housing Redevelopment Corporation of Santa Rosa, a California nonprofit corporation Its: Co- General Partner By: Its: 910765v4 80078/0022 Attachment No. 10 Page 5 ATTACHMENT NO. 11 COMMISSION DEED OF TRUST [STANDARD FORM OF DEED OF TRUST FROM A TITLE COMPANY APPROVED BY COMMISSION TO BE USED WITH THE "ADDENDUM TO COMMISSION DEED OF TRUST" ATTACHED HERETO.] ADDENDUM TO COMMISSION DEED OF TRUST . (COMMISSION ASSISTANCE) This Addendum to Commission Deed of Trust is part of the Commission Deed of Trust dated , 20020 to which it is attached between VIDA NUEVA PARTNERS, L.P., a California limited partnership, as Trustor, and the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK, a public body, corporate and politic, as Beneficiary. All capitalized terms not defined herein shall have the meaning as defined in the Agreement. The following provisions are made a part of the Commission Deed of Trust: 1. No Discrimination. The Trustor covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual preference, age, marital status, physical handicap, medical condition, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property, nor shall the Trustor itself or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the property. 2. Nondiscrimination Clauses. All deeds, leases or contracts made relative to the property, the improvements thereon or any part thereof, shall contain or be subject to the nondiscrimination clauses set forth in California Health and Safety Code section 33436. 3. Default. Notwithstanding any other provisions in Loan Documents or the Secured Documents (as those terms are defined below), the occurrence of any of the following shall constitute an "Default" under the Note and this Commission Deed of Trust, and a Default may be declared under this Commission Deed of Trust solely upon the occurrence of any of the following: (i) Any failure by Trustor to pay any amount due under the Note within fifteen (15) days of its due date; or (ii) any default by Borrower under Section 500 of the Affordable Housing and Loan Agreement by and between Trustor as Developer and Beneficiary as Commission dated , 2006 ( "Agreement "), under the Promissory Note, or under the Commission Deed of Trust (including the addendum thereto), subject to any applicable cure periods provided therein subject to any applicable cure periods provided therein; (iii) any default by Borrower as to any other loan or loans by Lender to Borrower, or (iv) if Borrower assigns this Note or any proceeds of it, or assigns or delegates any of Borrower's rights or obligations under this Note. Notwithstanding anything in the Loan Documents or the Secured Documents to the contrary, no default under those instruments except as specified in clause 3(11) of this Commission Deed of Trust and clause 9(ii) of the Note shall constitute a "Default" under this Commission Deed of Trust, as that defined term is used herein. Upon a Default hereunder, Beneficiary may, at its option, declare all sums owing under the Note immediately due and payable. 4. Subordination. a. Permanent Financing. Beneficiary agrees that the terms and conditions of the Note and this Commission Deed of Trust shall be subject to and subordinate to the terms and conditions of the Permanent Financing (as defined in the Agreement) only. b. Construction Financing. Upon terms and conditions reasonably approved by Commission, Commission will agree to subordinate this Commission Deed of Trust to the Construction Financing, provided the total aggregate amount of financing secured by Trustor, whether secured through 910765v4 80078 /0022 Attachment No. I 1 Page 1 Developer's Financing (as defined in the Agreement) or other sources, for the acquisition and construction of the Project, together with Commission Assistance (as defined in the Agreement) shall not exceed the appraised value of the Project as restricted by the Covenant; and further provided that any Lender shall agree to include in its subordination agreement and deed of trust conditions substantially similar to the following conditions: (i) Beneficiary shall receive any notices of default issued by such lender to Trustor; (ii) Beneficiary shall have the right to cure any default by Trustor within forty -five (45) days after a notice of default; (iii) Beneficiary shall have the right to foreclose under its Commission Deed of Trust without the lender accelerating its debt, provided Beneficiary has cured or is attempting to cure any defaults under such lender's deed of trust; and (iv) Beneficiary shall have the right to transfer the Project to a nonprofit corporation who shall own and operate the Project as an affordable rental housing project with the consent of such lender, which consent shall not be unreasonably withheld. Commission shall have the right to review and approve the terms and conditions of any such senior financing and subordination agreements, which approval shall not be unreasonably withheld. Commission shall have the right to record a request that Commission receive notice of any default by Developer under Developer's Financing or other financing obtained by Developer with respect to the Project. To implement any such subordination, Commission agrees to cooperate with Developer and execute such subordination agreements and/or interereditor agreements that may be reasonably required, in form and content approved by Commission counsel. 5. Loan Documents. The term "Loan Documents" as used in this Commission Deed of Trust means only the Commission Deed of Trust, the Note, the Pre- Development Agreement, and Section 500 of the Agreement. Trustor's performance of its obligations under the Performance Deed of Trust, the Agreement (except for Section 500 thereof), the Covenant, and the Grant Deed ( "Secured Documents)are not secured by this Commission Deed of Trust, but are separately secured by the Performance Deed of Trust recorded against the Property. 6. Extended Use Agreement. Beneficiary acknowledges that Developer intends to enter into an extended use agreement, which constitutes the extended low- income housing commitment described in section 42(h)(6)(B) of the Internal Revenue Code, as amended ( "Code "). As of the date hereof Code section 42(h)(6)(E)(ii) does not permit the eviction or termination of tenancy (other than for good cause) of an existing tenant of any low- income unit or any increase in the gross rent with respect to such unit not otherwise permitted under Code section 42 for a period of three (3) years after the date the building is acquired by foreclosure or by instrument in lieu of foreclosure. In the event the extended use agreement is recorded against the property, Beneficiary agrees to comply with the provisions set forth in Code section 42(h)(6)(E)(ii) subject to the provisions of Code section 42(h)(6)(E)(i). Dated: VEDA NUEVA PARTNERS, L.P., a California limited partnership By Burbank Housing Development Corporation, a California nonprofit public benefit corporation Its: Managing General Partner By: By: The Community Housing Redevelopment Corporation of Santa Rosa, a California nonprofit corporation Its: Co- General Partner By: Its: (Signature must be notarized) "TRUSTOR" 9107650 80078/0022 Attachment No. t i Page 2 STATE OF CALIFORNIA ) ) ss. COUNTY OF On 20_, before me, (here insert name and title of the officer), personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in his/her /their authorized capacity(ies), and that by his/her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature 910765A 80078/0022 ATTACHMENT NO. 12 Community evelopment Commission PRE DEVELOPMENT AGREEMENT Amendment No. 2 to Pre - Development Agreement September 27, 2005 Page I of 2 PRE - DEVELOPMENT AGREEMENT AMENDMENT NO. 2 THIS PRE - DEVELOPMENT AGREEMENT AMENDMENT No_ 2 is entered into as of the 27th day of september 2005, by and between the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK (the "Commission ") and BURBANK HOUSING DEVELOPMENT CORPORATION ( "Burbank Housing "). WHEREAS, On December 19, 2002, the Commission entered into a Pre - Development Agreement with Burbank Housing to develop affordable housing units on three sites: the City Hall Site (6750) Commerce Blvd.); the Southwest Station Site (435 Southwest Blvd.,); and City - owned vacant lot west of Food 4 Less (705 Rohnert Park Expressway), and WHEREAS, on August 26, 2003, the Commission removed the Southwest Station Site from the Agreement in order to retain the Southwest Station Site for emergency services for the City of Rohnert Park and reduced the amount committed for Pre - Development of the remaining Sites to $266,667 but retaining all remaining provisions of the Pre - Development Agreement; and WHEREAS, Burbank Housing is proceeding with the development of a 25 -unit low - income, permanent housing facility, the Vida Nueva, for families and individuals who have had a history of homelessness and desire to utilize the City -Owned lot west of Food 4 Less (City - Owned Lot) for this purpose; and WHEREAS, the development of the City Hall Site for a low- income housing facility will not occur until 2006 or later. WHEREAS, Burbank Housing has already expended funds associated with the pre - development of the City -Owned Site for the development of the Vida Nueva and it would therefore be expeditious to allocate the funds set -aside under the Pre- Development Agreement totally to the Vida Nueva Project_ :THEREFORE, the Pre- Development Agreement by and between the Community Development Commission of the City of Rohnert Park and Burbank Housing Development Corporation is amended as follows: Section A of the Recitals is amended to read as follows: A. The Commission and Burbank Housing desire to enter into this Agreement for the following purpose_ (1) To set forth activities, services and facilities that Burbank Housing will render for and make available to the Commission in furtherance of the activities and functions of the Commission under the Community Redevelopment Law; and Commum., Development Commission Amendment No. 2 to Pre - Development Agreement September 27, 2005 Page 2 of 2 (2) To provide that the Commission will allocate the remaining funds from Amendment No. I to the Pre- Development Agreement, in the amount of Two- Hundred - Sixty -Six- Thousand, Six - Hundred -Sixty-Seven dollars, ($266,667)solely to the Vida Nueva Project (formally referred to as the, City-Owned Lot west of Food 4 Less - 705 Rohnert Park Expressway) and will reimburse Burbank Housing for actions undertaken and costs and expenses incurred by it for.and on behalf of the Commission. The source of Commission's Two - Hundred -Sixty-Six Thousand, Six- Hundred -Sixty -Seven dollars ($266;667) will come from the Low and Moderate Income Housing Fund. All remaining provisions of the December 19, 2002 Pre- Development Agreement and all other provisions of the August 26, 2003 Pre - Development Agreement Amendment stand and remain in effect. IN WITNESS WHEREOF, the parties have executed this Amendment No. 2 to the Pre - Development Agreement as of the date first written above. BURBANK HOUSIDM D M. Director ENT CORPORATION COMMUNITY DEVELOPMENT COMMISSION OF THE C Y OF ROtNER AR By: irector Executiv D Per CDC Reso. No. 2005 -18 adopted by the Community Development Commission of the City of Rohnert Park on 9/27/05. ATTEST: �pMMlssto,L `•• Q < Qom``' -• �GAN /�� . �y Secretary LU O O A�. 1986 APPROVED AS TO FORM: i ' t ever t Counsel - d PRE - DEVELOPMENT AGREEMENT AMENDMENT THIS PRE - DEVELOPMENT AGREEMENT AMENDMENT is entered into as of the 26th day of August 2003, by and between the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK (the "Commission ") and BURBANK HOUSING DEVELOPMENT CORPORATION ( "Burbank Housing "). AMENDMENT: On December 19, 2002, the Commission entered into a Pre - Development Agreement with Burbank Housing Development to develop affordable housing units on three sites: the City Hall Site (67,50 Commerce Blvd.), the Southwest Station Site (435 Southwest .Blvd.), and city -owned vacant lot west of Food - 4 Less (705 Rohnert Park Expressway). The Commission committed $400,000 from its Low and Moderate Income Housing Fund for the three sites. During the Commission's August 12, 2003 meeting, the Commission elected to retain the Southwest Station Site (435 Southwest Blvd.) to provide emergency services for the City of Rohnert Park and, therefore, remove the Site from the original Pre- Development Agreement. The amount committed to this project will be reduced by one -third ($133,333) equally a remaining amount of $266,667. All remaining provisions of the December 19, 2002 Pre - development Agreement stand and remain in affect. IN WITNESS WHEREOF, the parties have executed this Agreement Amendment as of the date first above written. ATTEST: Dep Cy $ cretar2f/,gudy Hauff rPROVED AS TO FORM: Ci y Attor�eV Betsy Strauss 2003 P -level Agnut Amendment.doc BURBANK HOUSING DE LOPMENT CORPORATION By: WA Rkecutive Director "BURBANK HOUSING" COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK � 4 By: z"" f „Otpoattetetetq,4ecutive Director Carl Eric Leivo �pMMISStpy % 2�• try 'yam W,*,*- 00 d ��a`�• b PRE - DEVELOPMENT AGREEMENT THIS AGREEMENT is entered into as of the 19th day of December 2002, by and between the COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK (the "Commission ") and BURBANK HOUSING DEVELOPMENT CORPORATION ( "Burbank Housing "). RPr lf;lk A. The Commission and Burbank Housing desire to enter into this Agreement for the following purposes: Develop affordable housing units on three sites: the City Hall Site (6750 Commerce Blvd.), the Southwest Station Site (435 Southwest Blvd.), and city -owned vacant lot west of Food 4 Less (705 Rohnert Park Expressway West) (1) To set forth activities, services and facilities that Burbank Housing will render for and make available to the Commission in furtherance of the activities and functions of the Commission under the Community Redevelopment Law; any# (2) To provide that the Commission will reimburse Burbank Housing for actions undertaken and costs and expenses incurred by it for and on behalf of the Commission. The source of the Commission's $400,000 commitment will came from the Low and Moderate Income Housing Fund as appropriated in the Commission's FY 02- 03 budget. Agreements 1. Burbank Housing agrees to provide for the Commission such staff assistance, supplies, technical services and other services and facilities of Burbank PredevAgreement -E31 i2 1 Housing as the Commission may require in developing the affordable housing units. Such assistance and services may include the services of officers, employees and special consultants. 2. The Commission may advance necessary funds to the Commission or expend funds on behalf of the Comnssion I for the pre - development of the affordable housing project located on three sites: the City Hall Site (6750 Commerce Blvd.), the Southwest Station Site (435 Southwest Blvd.), and city -owned vacant lot west of Food 4 Less (705 Rohnert Park Expressway West). The pre - development tasks include, but not limited to, site environmental studies, site engineering reports, architectural plans, engineering plans and specifications, environmental mitigation and public infrastructure improvements. The Commissions obligation for these improvements shall not exceed $400,000 withgt approval of the Commission. Burbank must receive authorization from thelprior to initiating any of the work described above_ In addition, the scope and direction of work performed by Burbank Housing on behalf of the Commission shall require prior approval of the Commission. All work performed on behalf of the Commission shall be the property of the Commission. 3. Burbank Housing will keep records of activities and services undertaken pursuant to this Agreement and the costs thereof so that an accurate determination of the Commission's liability to Burbank Housing can be made. Burbank Housing shall periodically, but not less than annually, submit to the Commission a statement of the costs incurred by Burbank Housing in rendering activities and services of Burbank Housing to the Corrunission pursuant to this Agreement. Such statement of costs may include a proration of Burbank Housing's administrative and salary expense attributable to services of Burbank Housing's officials, employees and departments rendered for the Commission. PredevAgreement -Bi r2 Page 2 of 7 4. ' The Commission agrees to reimburse Burbank Housing for all costs incurred for services by Burbank Housing pursuant to this Agreement from and to the extent that funds are available to the Commission for such purpose pursuant to Section 33670 of the Community Redevelopment Law or from other sources provided. 5. INDEMNIFICATION. To the full extent permitted by law, Burbank Housing shall indemnify, hold harmless, release and defend the Commission, its officers, employees and agents from and against any and all actions, claims, demands, damages, disability, losses, expenses including attorney's fees and other defense costs and liabilities of any nature that maybe asserted by any person or entity including Burbank Housing, in whole or in part, arising out of Burbank Housing's activities hereunder, including the activities of other persons employed or utilized by Burbank Housing in the performance of this Agreement (including design defects and regardless of Commission's approval, use or acceptance of the work or work product hereunder). excepting liabilities due to the sole negligence or willful misconduct of Commission. This indemnification obligation is not limited in any way by any limitation on the amount or type of damages or compensation payable by or for Burbank Housing under Worker's Compensation, disability or other employee benefit acts or the terms, applicability or limitations of any insurance meld or provided by Burbank Housing and shall continue to bind the parties after termination/ completion of this < Agreement. 6. INSURANCE. Without limiting Burbank Housing's indemnification provided herein, Burbank Housing shall take out and maintain, throughout the period of this Agreement, the following policies of insurance placed with insurers with a current A.M. Bests rating of no less than A:VII or its equivalent against injury /death to persons or damage to property which may arise from or in connection with the activities hereunder of Burbank Housing, its agents, employees or subcontractors. The cost of maintaining this coverage shall be deemed a reimburseable expense in performance of the agreement. PredevAgreement -BF12 Page 3 of 7 0 h a A. Comprehensive or Commercial General Liability Insurance at least as broad as Insurance Services Office Commercial General Liability coverage (occurrence form CG 0001), in an amount of $1,000,000.00 per occurrence. If work involves explosive, underground or collapse risks, XCU must be included. If a general aggregate limit is used, either the general aggregate limit shall apply separately to this project or the general aggregate shall be twice the required occurrence limit. Said policy shall contain, or be endorsed with, the following provisions: (1) The Commission, its officers, employees and agents, are covered as insureds for liability arising out of the operations performed by or on behalf of Burbank Housing. The coverage shall contain no special limitations on the scope of protection afforded to the Commission, its officers, agents and employees. (2) The policy shall not be canceled or materially reduced in coverage without thirty (30) days prior written notice (10 days for non- payment of premium) to Commission by certified mail. (3) The inclusion of more than one insured shall not operate to impair the rights of one insured against another insured, and the coverage afforded shall apply as though separate policies had been issued to each insured, but the inclusion of more than one insured shall not operate to increase the limits of the insurer's liability. (4) For claims related to this project, the Burbank Housing's insurance is primary coverage to the Commission, and any insurance or self - insurance programs maintained by the Commission is excess to Burbank Housing's insurance and will not be called upon to contribute with it. PredevAgreement -13112 Page 4 of 7 (5) Any failure to comply with reporting or other provisions of the parties, including breach of warranties, shall not affect coverage provided to the Commission, its officers, employees and agents. B. Automobile liability insurance with coverage at least as broad as ISO, Form numbers CA 000106 92, Code 1 (any auto), for vehicles used in the performance of this Agreement with minimum coverage of not less than $1,000,000 per accident combined single limit (CSL). Such policy shall contain or be endorsed with the provision that coverage shall not be canceled or materially reduced in coverage without thirty (30) days prior written notice (10 days for non-- payment of premium) to the Commission by certified MA. C. Worker's Compensation insurance meeting statutory limits of Labor Code which policy shall contain or be endorsed to contain a waiver of subrogation against the Commission, its officers, agents, and employees and provide for thirty (30) days prior written notice to the Commission in the event of cancellation. If Burbank Housing has no employees, Burbank Housing may sign and file the following certification in lieu of insurance: "I am aware of the provisions of California Labor Code Section 3700 which requires every employer to be insured against liability for workers' compensation or to undertake self - insurance in accordance with the provisions of that code, and I will comply with the Provisions of that code before commencing with and during the performance of the work of this contract." D. Professional liability insurance/ errors and omission coverage in an amount no less than $1,000,000.00 combined single limit (CSL). If insurance is written on a PredevAgreement -BI{2 Page 5 of 7 13 claim -made basis, Burbank Housing agrees to maintain such insurance in effect for at least three (3) years following completion of performance under this Agreement. E. Burbank Housing shall furnish the Commission with certificates and original endorsements effecting the required coverage prior to execution of this Agreement by the Commission. The endorsements shall be on forms provided by the Commission or as approved by the City Attorney. Any deductible or self- insured retention over $100,000.00 shall be disclosed to and approved by the Commission. If Burbank Housing does not keep all required insurance policies in full force and effect, the Commission may, - -in addition to other remedies under this Agreement, take out the necessary insurance. 7. Termination or modification of Agreement by the Commission. The Commission may terminate or modify this agreement at anytime without cause by written notice to Burbank Housing provided Commission would still reimburse Burbank Housing for any eligible predevelopment activities it had authorized and which had been performed up to the date of notice of termination_ Termination or modification shall become effective ten (10) days after the date of the letter- 8. Termination or modification of Agreement by Burbank Housing. Burbank Housing may terminate this agreement at anytime without cause by written notice to the Commission. Termination or modification shall become effective ten (10) days after the date of the letter. Predev Agree ment-BH2 Page 6 of 7 , L j IN WITNESS WHEREOF, the parties have executed this Agreement as of the date first above written. ATTEST: BURBANK HOUSING DEVELOPMENT CORPORATION By: "BURBANK HOUSING" COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF ROHNERT PARK By: De y Se etary J Hauff E cut �anuwuiu,,,��� Director Joseph D. Nette -- tOy0,�''� `COMMISSION„ oil Oe'G �2�o':�Fti Per CDC Resolution No. 2002 -15 adopted by zd. = the Community Development Commission at its LU :o = meeting of December 19, 2002. O T hy� .,1986 .. �x% PredevAgreement -BH2 Page 7 of 7 t Sources and Uses Yid. Nava, (-ty COTS Comm... Revised 4/18/2006 Rohner Park, CA CDLAC SOURCES !17 Amours Percent Yeazs Periods Future PMT/yr 2008 Palms App-imam Building Area par Unit Totals Furst Mortgage 150,000 6.5D 30.0 12 6.50 11,377 12 0 Studio 9 0.0 0 Sonoma Cc CHDO HOME 2005 -06 210,386 3.00 30.0 1 n deferred 12 3.18 4 One Bedroom. 9 704 2,816 So Co CI-MO HOME 2006 -07 176,500 3.00 3U.0 1 ne a aced 12 2.67 10 Two Badroom ® 884.0 8,840 AHP 0 0.00 30.0 1 na 'deferred 12 0.00 10 Three Bedroom @ 1,174 11,740 t1W, 14.00 2,053,013 3.00 55.0 1 na deferred 12 0 Four Bedroom ® 0 0 C;tyofRohnan Park 69,792 1,408,333 3.00 30.0 1 oa deferred 12 21.30 24 Total 23,396 R.h- Park L,9 Housing Fund 266,667 3.00 30.0 1 - deferred 13 4.0 Deferred Developer Fee 140,000 0.00% 260,000 (required per MHP) I Community Building, 2,306 Lander Grant 0 GP Equity 0.01% 120,000 LP Equity 99.99% 2646,136 yses.ue NET Development Fear 300,000 Total Sources 7,171,036 28.006 2,42 Gap 0 Local subsidy per unit 85,912 const loan 50 % test - 61.3% - Bridge Lam C 0 6.50% 1,0 1 2.2% Bridge Loan #2 0 8.00% 5,0 12 Res Equip & Non- Credit CONSTRUCTION LOAN CALC. Amount b USES & TAX TREATMENT assump Total Deerec Furnish Arnett Expensed Deprec Basis Total Uses 7,171,036 Land Cost 810,000 0 810,000 0 TCAC Performance Deposit 0 Of -Site Improvements 0 0 0 0 Utility Reimburseable 10,000 (� Demolition 0 0 0 0 CalHFA Bond OrigInatlon Guarantee 0 0 Site Impreve., Utilities 0°/ 510,000 510,000 0 510,000 Mortgage Loan Fees 0 3 Unit Construction 156 136.3 3,503,810 3,416,810. 87,D00 3,503,810 Syndication Legal Contingency 6.83% 245,497 245,497 245,497 Syndication Consultant '`11~!J_�•jl Processing & Plan Check Fees 25,800 25,800 25,800 TCAC Monitoring Fee (9,840) Local Impact Fees 379,176 379,176 379,176 Local Impact Fee Deferral (321,603) Architacture & Engineering 145,000 145,000 145,000 Sonoma Cc CHDO HOME 2005.06 (210,386) 0 Construction Management 50,000 50,000 50,000 Defer halfofrent -up fee to 100% occupancy (12,000) a E¢vironmentai Asscssments 82,000 82,000 82,000 Title & Eswaw Fees (8.000) . Soils ?zoom &Testing 19,800 19,800 19,800 RoMert Park L,Ml Housing Fund (266,667) N Construction Lam Fees 1.00% 58,402 58,402 58,402 Inital Operating Reserves (38,649) W Construction Interest 5.25% 203,287 101,644 101,644. 101,644 Dv Fee 100,000 (460,000) Predevelopment Interest 0 0 0 0 Initial Capital Contribution (396,920) Real Eatate Texas & Assessments 11,250 6,750 - 4,500 6,750 AHP 0 It turmee 64,633 64,633 64,633 So Cc CHDO HOME 2006-07 (176,500) Mortgage Lam Fees, Inc, Bond Fees 81,000 0 81,000 0 City of RoMert Park (1,408,333) Appraisals 20,000 16,000 0 4,000 16,000 Lender Gant 0 Legal 20,000 10,000 $,000 5,000 10,000 Net 3,872,136 - Organiaaticnlmisc.Bonds 15,000 10,000 5,000 0 10,000 Coasultant Fees 30,000 30,000 30,000 Conswction Loan 3,972,136 Title &Escrow Fees 26,000 10,000 8,000 8,000 10,000 Residual 0 R.wpf Marketing /Startup 24,000 0 24,000 0 Post- Coiwwcdon Audit & Set -up 10,000 0 10,000 0 Predevelopment Loan 0 Soft Cost Contingencies 5.00% 63,267 50,460 4,950 6,782 1,075 50,460 Initial Operating R..,. 1.15% 38,649 0 38,649 0 100,00% Eligible Total DevelopmentCost 6,436,571 5,231,91 87,000 103,950 142,426 871.224 5,318,971 of Basie/ Basis Basis Unit Lima/Umt Tax Credit Allocation & Appl. Fees 4,624 0 4,624 0 5,980,971 249,207 245,926 Tax Credit Monitoring Fee 9,840 0 9,840 0 Syndication Legal 30,000 30,000 Syndication Consultant 30.000 30,000 BHDC Administration 100,000 100,000 100,000 3.42% 0.00% Da, Fee 605,846 560,000 560,000 560,000 Annual Total Total Uses 298,793 7,171,036 5,891,971 87,000 178,414 142,426 871,224 5,978,971 100.00% TCAC Federal State Deferred Interest 2,000 0 0 0 0 2,000 of Limited Credin Credits Total Basis 5,893,971 87,000 178,414 142,426 871,224 5,980,971 3.6 Basis Allowed Allowed Vlda Nueva update w 40% unlls 418 -06 412712006 Operating Statement Vida Nueva, formerly COTS Commons (page 2) RR MUltlpller 5% Year OPERATING STATEMENT 1 2008 2 2009 3 2010 4 2011 5 2012 6 2013 7 2014 8 2015 9 2016 10 2017 11 2018 12 2019 13 2020 14 2021 15 16 17 Grosalncome Tess Vacancy 2.50% 5.00% 173,822 178,768 182,622 187,168 191,887 96,664 201, 81 206,620 211,788 217,080 222,507 225,070 233,772 239,616 2022 245,607 2023 251,747 2024 258,040 plus Laundry 2,50% (8,841) 3,000 (9,062) 3,075 (0,289) (9,521) (9,759) (10,003) (10,253) (10,509) (10,772) (11,041) (11,317) (11,600) (11,880) (12,168) (12,492) (12,806) (13,125) Gross Eff.a,. Income 167,981 172,181 3,152 170,485 3,231 180,897 3,311 185,420 3,394 190,055 3,479 194,807 3,566 199V7 3,655 204,68 3,747 3,840 3,936 4,035 4,136 4,239 4,346 4,454 2D9,786 215,030 220,406 225,915 231,564 237,353 243,287 249,369 Operating Expenses Operating Reaervas 3.50% (120,198) (10,000) (124,405) (10,000) (126,759) (10,000) (133,266) (10,000) (137,030) (142.757) (147,764) (162,926) (158,278) (183,817) (169,551) (175,465) (181,627) (167,984) (194,584) (201,374) (208,422) Replacement Reserves Net income 0.8% - (14,400) (14,400) (14,400) (14,400) (10,000) (14,400) (14,A00) (14,400 (14,400) (14,400 (74,400) 14,400) 14,400 14,400 74,400 - 14,400) (14,400) (14,400) pereUng from Reserves 23, 83 0 2 ,3' 8 23,32 23,232 23,080 32,888 32.653 32,352 31,8 t 31,568 3 ,078 30, 2 28,888 28,780 28,38 27,613 25,548 0 0 - 0 0 0 0 0 0 0 0 0 0 0 D 0 0 Debt Sarvlce Coverage 1.189 1.169 1.188 1.162 1.155 1.645 1.833 1.818 1.600 1.578 1.564 1.526 1.494 1.458 1.419 1.376 1.327 MHP Debt Service Debt S.M. 0.42% (8,623) (8,623) (8,823) (8,623) (8,823) (8,623) (8,823) (8,823) (8,823) (8.823) (8,623) (8,623) (8,823) (8,823) (8,823) (8,623) (8,623) NE CASH FLOW (11,377) 3,383 11,377) 3,378 11,377 3,326 (1 t,3 3,232 11,37 - (1 t,3 11,377 11,377) (11,377) (71,377) (71,377) (11,377) (17,377) (11,377) (71,377) (11,377) (19,377) 3,080 72,098 12,853 12;352 11,881 1 ,566 11,0 9 10,52 9,889 0 ,39 14 0; TCAC Cash Flow Test 13,906 14,253 14,610 Maximum MHPNNt Olstnoudon 2% 544 555 566 577 569 601 613 625 637 650 663 676 690 70d 718 732 Per Unit Dlsmbutlon Net as flow Avails refer D�stnbuUon 12,512 3,383 12,762 3,3 8 13,017 13,278 13,543 13,814 14,091 14,372 14,660 14,963 15252 1b,b57 15,868 18,186 16,508 16,840 747 77,176 30% of eddlllonal GabR6pW D 0 3,326 0 3232 3,090 12,898 12,653 12,352 11,001 1,568 11,079 10, 21 9,889 9,180 6,390 7,514 6,548 Tatar Amount AVeueble for OlsUtbueon If no defamed fee 3,383 3,378 3,326 0 3,232 0 3,090 0 12,898 0 12,653 0 12,352 0 11,991 D 11,568 0 11,079 0 - 0 0 0 0 D 10,521 9,889 9,180 8,390 7,514 6,548 Total Amount Available for Dlstributlon If deferred fee 3,383 3,378 3,326 3,232 3,090 12,898 12,663 12.352 11,991 11,688 11,079 10,521 9,869 9,180 8,390 7,514 6,546 Defamed Development Fee - Partnership Management Fee 140,000 (3,383) (3,376) (3,326) (3,232) (3,090) (12,898) (12,853) (12,352) (11,991) (11.688) (11,07 &) (10,521) (8,988) 0 0 0 0 Reeervea 3.00% 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - 0 0, 0 (9,160) (8,380) (7,514) Residual Reaitlual ash Flow 0 0 0 0 0 0 0 D 0 0 0 0 0 0 0 0 0 0 0 0 '0 D 0 0- 0 0 0 0 0 6,548 Dlspersad to City Loans 44% 0 0 0 0 0 0 0 0 0 - Dlspersad to MHP 56% 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2,853 . 0 0 0 0 0 0 0 3,695 interest on Reserves Initial Operating Reserves 2008 36,648 2009 0 2010 2011 2012 2013 2014 2015 2016 2017 '2018 2019 - 2020 2021 2022 2023 2024 Replacement Reeervea nfl Reserves 14,400 10,000 14,400 10,000 0 14,400 0 14,400 0 14,400 0 14,400 0 14,400 0 14,400 0 14,400 0 14,400 i 0 74,400 14,400 0 14,400 0 14,400 0 14,400 0 14,400 0 14,400 Cab, petit Service Coverage 0 0 10,000 10,000 10,000 0 0 0 0 0 0 0 0 0 0 0 0 Replacement 0 0' 0 0❑ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Total Reserves 83,049 24,400 24,400 24,400 (57,600. (33200) 0 14,400 0 1 0 4,4 0 0 14,400 2,000) 7,600.......... 0 14,400 0 0 D 2,000 0 0 ,400 - 14,400. ..14,400 - 14; 00 ( ,600) 14,400 14,400 Interest Cumulative Reserves 4.00% 2,522 65,571 3,599 83,570 4,719 122,689 5,884 152,8 3 4,781 124,564 5,559 144,522 6,357 7,187 8,051 6,069 0,887 7,739 8,624 9,545 7,623 6,504 9,420 165,279 86,866 209,31 1b7, 85 1 9,073 i 201,212 224,236 248,182 1882 5 22 ,1 9 244,930 Vida Nueva update 140% urns 4 -18.06 4/27/2006 Operating Statement Vida Nueva, formerly COTS Commons (Page 2) RR Mullipller 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036' 2037 fi-Wisf Operating Reserves • Year 0 18 19 20 21 22 23 24 25 26 27 28 29 30 OPERATING STATEMENT 15,120 2025 2026 2027 2028 2029 2030 2031 2032 '2033 2034 2035 2038 2037 rocs inoome 2.60V 264,491 271,104 277,sei 21 291,949 299,24a 308.729 214,397 3ZZ257 330,3 338,VI 347,OM 356.711 leas Vacancy 6.00% (13,453) (13,789) (14,134) (14,467) (14,849) (16,221) (16,801) (16,981) (16,391) (18,801) (17,221) (17,851) (18,093) plus Laundry .2.50% 4,585 4,679 4,796 4,916 5.039 6,165 6,294 6,428 5,562 5,701 5,843 6.989 8.139 Gross Eff -iJve Income 11,251 255,803 261,993 268,543 275,257 2B2,138 289,192 296,422 303,832 311,428 319,214 327,194 335,374 343.7 8 Opemfln9 EXPenses 3.50% (216,716) (223,266) (231,081) (239,169) (247,539) (268203) .(286,170) (274,461) (284,057) (293,999) (304,289) (314,939) (325,982)' OpersBng Reserves 314,751 332,765 349,086 363,512 293,205 -. Replacement Reserves 0.6% (14,400) (14400) (15,120) (15,120) (15,120) (15,120) (15,120 (� 15'878) (15,878) 18 182 (15,876) X6;876) 16,670) Net Operating income 26,487 2,327 22,343 20,988 19,479 17,868 8,13 13,505 11,495 9,338 7,029 4,558 1,126 from Reserves 0 0 0 0 521 2,131 3,889 6,495 8,505 10,661 12,971 15,441 18,874 Debt S-I a Coverage 1.274 1.216 1.117 1.048 0.974 0.693 0.607 0.675 0.576 0.467 0.351 0.228 0.056 MHP Debt Servlca 0.42% (8,623) (8,623) (8,623) (8,623) (8,623) (8,823) (8,623) (8,623) (8,623) (8,623) (8,623) (8,623) (8,623) Debt Service (11,37-7) (11,377) (11,377) (11,377) (11,377) (11,377) (11,377) ,377) (11,377) (11,377) (11,377) (11,377) (11,377) NET CASH FLOW 5,487 4,327 2,343 968 0 0 0 0 0 0 0 0 0 TCAC Cash Flow Test Masimum MHPIUnit DlstilDLAon 2% 762 777 793 808 825 841 858 875 892 910 929 947 966 Per Unit D151:10u8an 17,520 17,870 18,228 18,592 18,964 19,343 19,730 20,125 20,627 20,938 21.357 21,784 22,219 Not CashfioW Available for Dissibution 6,487 4,327 2,343 968 0 0 0 -00 0 0 0 0 30% of additional Cashllow 0 0 0 0 0 0 0 0- 0 0 0 0 0 Total Amount Available for DlsotbWon 9 no defamed fee 5,487 4,327 2,343 968 0 0 0 0 0 0 0 0 0 Total Amount Available for Distribution if defered fee 5,487 4,327 2,343 968 0 0 0 0 0 0 0 0 0 Deferred Development Fee 140,000 0 0 0 0 0 0 0 0 0 0 0 0 0 Partnership Management Fee Operating fteaerves 3.00% 0 0 0 0 (521) 2,131 3,869) (8,485) _(12,871) (15,441) (16,879) Resi uel ash Flow 5,487 4,327 2,3d3 888 (521 (2,131) (3,888) (,496) - (8,505) (10,881) (12,971) (16,441) (18,874) Dispersed to City Loans 44% 2,390 1,865 1,021 422 0 0 0 0 0 0 0 0 0 Dispersed to MHP 56% 3,097 2,442 1,322 - 547 0 0 0 0 0 0 0 0 0 Interest on Reserves 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036' 2037 fi-Wisf Operating Reserves 0 0 0 0 0 0 0 0 - 0 0 0 0 0 Replacement Reserves 14,400 14,400 15,120 15,120 15,120 16,120 16,120 15,878 15,876 15,876 15,878 15,876 18,670 OPera9ng Reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 Debt S- 1- Coverage 0 0 0 0 (521) (2,131) (3,869) (6,495) (8,505) (10,861) (12,971) (15,441) (16,874) Replacement 0 0 (72,000) 0 0 0 0 (75,800) 0 0 0 - 0 (78,380 ore Reserves 14,400 14,400 (56,860) 15,120 4,599 12.089 11,251 66,21) 7,371 ,2 2, (81,584) Intereac 4.00% 10,373 11,364 9,M3 10,530 11,535 12,516 13,467 11,357 12,108- 12.799 13,427 13,981 11,277 Cumulative Reserves 269,703 295,457 248,130 273,780 299,915 325,419 350,137 2B ,275 314,751 332,765 349,086 363,512 293,205 Vida Nueva update w40% units 4 -18.06 4/2712006 Operating Income Vida Nueva, formerly COTS Commons Gross/ Utility/ Rent/ Months vacancy Vacancy Low income (page 4) Total Uniumc Unit/mo Unl!/mo Baselmo Year Yearl %Incr /yr % Year 1 a - 9 p- o u io rant decrease under 2004 0.00 0 Ona Bedroom 0 OPERATING INCOME ASSUMPTIONS 41 798 0 12.0 0 2.5% 5.0% 6.0% 0 TV.droom 0 1006 51 965 Gross/ Utility/ RenV 2.5% Months 5.0% - o Vacancy Vacancy 0 1184 VERY LOW INCOME 30% Total Unumo UnlVmo Un1Umo Baselmo Year Year %Incr /yr %Yeer1 A fter 1297 Oauere reel 0 One Bedroom 0 2 419 41 378 756 12.0 9,072 2.5% 6.0% 6.0% 0 1.40 Two Bedroom 14u 5 503 51 462 2260 12.0 27,120 2.5% 6.0% 50% - 4,428 Throe Bedroom 5 582 69 523 2615 12.0 31,380 2.5% '5.0% ioA 838 3,6710 Four Bedroom 3% 0 648 57 5131 0 12.0 0 2.5% 5.0% 5.0% q Totaf.rAvaraq. o Total SF = 22,512 unit fraction 100.000% 11,698 SF Fraction 100.000% Grose/ Utility/ Rant/ Months Vacancy Vacancy Very Low Income 40.0% Total Unit/mo Unit/mo Unit/mo Base /mo 655,600 Year %Incdyr % Year I %After Su o One Bedroom 2 522-- 559 3Q- 41 518 1038 fS1- 12.0 12,437 Sdy. 2.6% b.Q% 5.0% 5.0% 8.0% 6 1,408, Two Bedroom 2 670 51 819 1239 12.0 14,866 25% 6.0% 610% 1,786 Three Bedroom 2 776 59 717 1434 1210 17,206 2.6% 6.0% 6.0% 21348 1- Bedroom 0 865 67 798 0 12.0 0 2.6% 5.0% 5.0% q Total or Average 5,524 Grose/ U811tyl RenV Months - Vacancy Vacancy 2605 Ve Low lncom 50.0% Total Unit/mo Uniumo UnlUmo Baee /mo Yawl Yeert % In<r r %Year1 %Attar too ron_�s tU 0 500% 0 1.60{ 0 One Bedroom 50.0% 0 698 4/ 658 0 12.0 0 2.5% 5.0% 6.0% 1,698' 0 Two Bedroom 50.0% 2 838 51 Y87 1574 12.0 16,688 2.6% 5.0% 6.0% 1,876 1,766 Three Bedroom 50.0% 3 970 59 911 2733 12.0 32,796 2.5% S.0% 6.0% 1,940 91622 Four Bad- 50.0% 0 1081 67 1014 0 12.0 0 2.5% 5.0% 5.0% 2,182 2 ota or vera9e 5,290 - Vida Nueva update 140% units 4 -18-06 4/27/2006 Gross/ Utility/ Rent/ Months vacancy Vacancy Low income 60.0% Total Uniumc Unit/mo Unl!/mo Baselmo Year Yearl %Incr /yr % Year 1 %After u io 0 Ona Bedroom 0 839 41 798 0 12.0 0 2.5% 5.0% 6.0% 0 TV.droom 0 1006 51 965 0 12.0 0 2.5% 5.0% 5.0% - o Three Bedroom 0 1184 59 1105 0 12.0 0 2.5% b.0% 5.0% 0 Four Bedroom 0 1297 87 1230 0 12.0 0 2.5% 5.0% 5.0% q total or Y-9e 0.000% 0 0 14u U 2,5% 5.0% 5.0% 0 Managers Unit wo a room 1 838 0 838 838 12,0 10,056 3% 5% 5% 68,4 Total SF = 22,512 unit fraction 100.000% SF Fraction 100.000% Average AMI 35.4% Vida Nueva update 140% units 4 -18-06 4/27/2006 Operating Expenses Vida Nueva, formerly COTS Commons (page 5) OPERATING EXPENSES 2008 Average/ 2008 2008 Incrtyr 2013 OPERATING ASSUMPTIONS base Uniumo Months Total Peroent 2020. 20,889 Management Fee 13,824 48.00 12 13,824 3,50 15,327 Marketing 375 1.30 12 375 3.50 - A -untin9 Fee 2,304 8.00 12 2,304 3,50 388 Annual Audit 6,000 20.83 12 6,000 3.50 3,034 Legal 750 2.60 12 750 3.50 Accounting Fee On -site Manager 22,500 78.12 12 22,500 3.50 7,376 Asst Manager(.) 0 0.00 12 0 3.50 9,384 Managers Rent Allowance 10,058 34.92 12 10,056 3.50 861 Other Payroll 2,880 10.00 12 2.880 3.50 I m Payroit Taxes 5,000 17.36 12 5,000 3.50 803 24,103 Supplies 1,350 4.69 12 1,350 3.50 30j665 Pest Control 1,152 4.00 12 1,152 3.50 Grounds 4,320 15,00 12 4,320 3.50 0 Interior Painting & Decorating 1,125 3.91 12 1,125 3.50 0 General M.hc & Repairs 9,643 33.48 12 9,643 3.50 11,943 Trash Removal 7,200 25.00 12 7,200 3,50 15,195 Electridty 4,500 15.62 12 4,500 3.50 3,193 Water &Sewer 14,760 51,25 12 14,760 3,60 4,083 Gas 3,000 10.42 12 3,000 3,50 Annual Property /Liability /earthquake Insurance 5,184 .18.00 12 5,184 3.50 Operating Miscellaneous 2,475 8,59 12 2,475 3.50 ExoensesNnit 1,350 1,800 6.25 12 1,800 3.50 5,008 Fees & Assessments Total or Average 120,198 417.35 na 120,198 3.50 2,111 OPERATING EXPENSES 2008 2009 2010 2011 2012 2013 2014 16,993 2015 17,588 2016 18,204 2017: 18j841 2013 19,500 2019 20,183 2020. 20,889 2021 21,620 2022 22,377 Management Fee 13,824 14.308 14,809 15,327 15,863 16,419 '494 '511 529 547 567 '586 607 Marketing 375. 388 402 416 2,554 430 2,644 445 2;736 461 2,832 477 2,931 3,034 3;140 3,250 3,364 3,482 3,603 3,729 Accounting Fee 2,304 2,385 2,468 6,427 6,652 6,885 7,126 7,376 7,634 7,901 8;177 8,464 8,760 9,066 9,384 9,712 Annual Audft 6,000 6,210 832 861 891 922 954 988. 1i022 1,058 I m 1,133 1,173 1,214 Legal 750 22,500 776 23,288 803 24,103 24,946 25.819 26,723 27,658 28,626 29,628 30j665 31,738 32,849 33,999 35,189 38,421 On -site Manager 0 0 0 0 0 0 0 0 0 0 0 0 0 Asst Managers) 0 10,058 0 10,408 10,772 11,149 11,539 11,943 12,361 12,794 13,242 13,705 14,185 14,681 15,195 15,727 16,278 Mana9afs Rant Allowance 2,880 2,981 3.085 3,193 3,305 3,421 3,540 3,664 3,792 3;925 4,083 4,205 4,352 4,504 4,662 Other Payroll 5,000 5,175 6,356 5,544 6,738 5,938 6,146 6,361 6,584 81814 7,053 7,300 7,555 7,820 8,093 Payrolt Taxes 1,350 1,397 1,446 1,497 1,549 1,603 1,859 1,718 1,778 1!640 1,904 1,971 2,040 2,111 2,185 Supplies 1,152 1,192 1,234 1,277 1,322 1,368 1,416 1,460 1,517 11570 11625 1,882 1,741 7,802 1,885 Pest Control 4,320 4,471 4,628 4,790 4.957 6,131 5,310 5,496 5,689 5888 6,094 6,307 6,528 6,756 6,993 Grounds 1,125 1,164 1,205 1,247 1,291 1,336 .7,383 7,431 1,481 1',533 1,587 1,642 1,700 1,759 1,821 Intenor Painting &Decorating 9,643 9,980 10,330 10,691 1 ;,066 11,453 11,854 12,269 12,698 131142 13,602 14,078 14,571 15,081 15,609 General Malnt. & Repairs 7,200 7,452 7,713 7,983 6,262 8,551 8,851 9,160 9,481 91813 10,156 10,512 10.880 11,260 11,855 Trash Removal 4,500 4,658 4,821 4,989 5,164 - 5,345 5,532 5,725 5,926 64133 6,348 6,570 6,800 7,038 7,284 Eledncity 14,760 15,277 15,811 18,365 16,937 17,530 16,144 18,779 79,438 20'116 20,620 21,549 22,303 23,084 23,892 Water &Sewer 3.000 3,105 3,214 3,326 3,443 3,583 3,688 3,817 3,950 4089 4,232 4,380 4,533 4,692 4,656 Gas Property /Llability /earthquake insurance 5,184 5,365 5 -,553 5,748 5,949 6,167 8,372 6,595 8,826 7085 7,313 3,491 7,568 3,613 7,833 3,740 8,108 3,871 8,391 4,006 Miscellaneous 2,475 2,582 2,651 2,744 2,340 2,940 3,042 3,149 3,259 2,370 31,373 21,453 2,539 2,628 2,720 2,815 2,914 Fees & Assessments 1,800 1,863 1,928 .1,996 2,066 2,138 2,213 147,754 2,290 152,925 758,278 183,817 169,551 175,485 181,627 187,984 194,564 Total 120,198 124,405 128,759 133,266 131,930 142,757 4/27/2006 Vida Nueva update W 40%. units 4 -18 -06